Oklahoma State Bank in city_name, state_name - Detailed Financial Reports, Location

Oklahoma State Bank in Buffalo, Oklahoma (OK)
Show street view No street view available for this location

Oklahoma State Bank routing number info

Oklahoma State Bank - Overview

General
FDIC Certificate #: 13416
Status: Active
Federal Reserve ID: 324256
Bank Holding Company (Regulatory Top Holder): Buffalo Bancshares, Inc. (RSSDID: 1065864, Location: Buffalo, OK)
Date Established: Febuary 10, 1930
WWW: http://www.osbbuffalo.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 2 (Domestic: 2, Interstate: No)
FDIC's unique #: 8449
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Agricultural lending institution: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: Agricultural Specialization
Date of Deposit Insurance: January 02, 1934
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
Location
Address: 122 South Hoy St, Buffalo, OK 73834
County: Harper
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Oklahoma City
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: West
History of Changes
Change in Location
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $48.8 mil
Equity capital: $3.7 mil
Deposits held in domestic offices: $45.1 mil
Return on assets (ROA): 1.89% ($0.9 mil)
Quarterly return on assets: 1.40% ($0.7 mil)
Return on Equity (ROE): 25.54% ($1.0 mil)
Quarterly return on equity: 18.00% ($0.7 mil)
Net income: $0.9 mil
Quarterly Net income: $0.2 mil
Pretax return on assets: 1.89% ($921.6 mil)
Quarterly Pretax return on assets: 1.40% ($682.7 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
17Total employees (full-time equivalent)
$48,763Total assets
$5,773Cash and due from depository institutions
$4,726Interest-bearing balances
$16,729Securities
$1,361Federal funds sold & reverse repurchase agreements
$23,506Net loans & leases
$268Loan loss allowance
$0Trading account assets
$329Bank premises and fixed assets
$119Other real estate owned
$0Goodwill and other intangibles
$48,763Life insurance assets
$946All other assets
$45,094Total liabilities and capital
$45,060Total liabilities
$33,983Total deposits
$45,060Interest-bearing deposits
$89Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$34Subordinated debt
$3,669All other liabilities
$3,669Total equity capital
$3,669Total bank equity capital
$0Perpetual preferred stock
$1,000Common stock
$1,000Surplus
$1,669Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$23Income earned, not collected on loans
$0Earning assets
$437Long-term assets (5+ years)
$46,322Average Assets, year-to-date
$13,902Average Assets, quarterly
$48,762Volatile liabilities
$47,867Insider loans
$28,483FHLB advances
$47,622Loans and leases held for sale
$376Unused loan commitments
$376Tier 1 (core) risk-based capital
$3,669Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$5,047Restructured Loans and leases
$329Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$2,226Total interest income
$206Total interest expense
$2,020Net interest income
$21Provision for loan and lease losses
$403Total noninterest income
$0Fiduciary activities
$290Service charges on deposit accounts
$0Trading account gains & fees
$113Additional noninterest income
$1,478Total noninterest expense
$862Salaries and employee benefits
$213Premises and equipment expense
$403Additional noninterest expense
$924Pre-tax net operating income
$0Securities gains (losses)
$0Applicable income taxes
$924Income before extraordinary items
$0Extraordinary gains - net
$924Net income attributable to bank
$0Net charge-offs
$924Cash dividends
$7Sale, conversion, retirement of capital stock, net
$700Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
4.80%Yield on earning assets
0.44%Cost of funding earning assets
4.36%Net interest margin
0.87%Noninterest income to earning assets
3.19%Noninterest expense to earning assets
1.89%Net operating income to assets
1.89%Return on assets (ROA)
1.89%Pretax return on assets
25.54%Return on equity (ROE)
6.19%Retained earnings to average equity (YTD only)
0.03%Net charge-offs to loans
300.00%Credit loss provision to net charge-offs
135.00%Efficiency ratio
60,999Assets per employee
2.87%Cash dividends to net income (YTD only)
Condition Ratios (%)
75.76%Loss allowance to loans
1.13%Loss allowance to noncurrent loans
1165.22%Noncurrent assets plus other real estate owned to assets
0.29%Noncurrent loans to loans
0.10%Net loans and leases to deposits
52.17%Net loans and leases to core deposits
55.39%Equity capital to assets
7.52%Core capital (leverage) ratio
7.70%Tier 1 risk-based capital ratio
12.88%Total risk-based capital ratio
Memoranda
$14Average assets
$48,762Average earning assets
$3,618Average equity
$46,328Average loans

List of branches

2 Oklahoma Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type	Map
0	8449	Oklahoma State Bank	122 South Hoy St, Buffalo, OK 73834	Febuary 10, 1930	Full Service Brick and Mortar
1	4066	Gage Branch	506 North Main Street, Gage, OK 73843	August 24, 1924	Full Service Brick and Mortar

Oklahoma State Bank in Buffalo, Oklahoma (OK)
Overview, Financial Summary, Detailed Financial Reports, Branches

Oklahoma State Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Oklahoma State Bank in Buffalo, Oklahoma (OK)Overview, Financial Summary, Detailed Financial Reports, Branches

Oklahoma State Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Oklahoma State Bank in Buffalo, Oklahoma (OK)
Overview, Financial Summary, Detailed Financial Reports, Branches