Old-First National Bank in Bluffton, Bluffton, Indiana in Bluffton, Indiana (IN)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of November 20, 1998

  • Old-First National Bank in Bluffton, Bluffton, Indiana in Bluffton, Indiana (IN)
  • Show street view No street view available for this location

Old-First National Bank in Bluffton, Bluffton, Indiana - Overview

  • General
  • FDIC Certificate #: 4317
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: National City Bank of Indiana (#4347)
    Federal Reserve ID: 318545
    Date Established: March 29, 1929
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 1 (Interstate: No)
    FDIC's unique #: 2833
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: November 20, 1998
    Last Structure Change Process Date: Febuary 05, 1999
    Last Data Update: Febuary 05, 1999
    Data Source Date: April 05, 2012
  • Location
  • Address: 304 West Market Street, Bluffton, IN 46714
    County: Wells
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Indianapolis
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Fort Wayne, IN (#2760)
    Combined Statistical Area (CSA): Fort Wayne-Huntington-Auburn, IN (#258)
    Core Based Statistical Area (CBSA): Fort Wayne, IN (#23060)
    CBSA Metro Statistical Area: Fort Wayne, IN (#23060)
  • Financial Summary
  • Total assets: $126.5 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1997)

  • Dollar figures in thousands
  • 38Total employees (full-time equivalent)
  • $128,654Total assets
  • $4,833Cash and due from depository institutions
  • $0Interest-bearing balances
  • $25,678Securities
  • $3,300Federal funds sold & reverse repurchase agreements
  • $91,700Net loans & leases
  • $1,012Loan loss allowance
  • $0Trading account assets
  • $1,348Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $1,795All other assets
  • $128,654Total liabilities and capital
  • $118,450Total liabilities
  • $107,021Total deposits
  • $95,863Interest-bearing deposits
  • $107,021Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $9,545Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $1,127Other borrowed funds
  • $0Subordinated debt
  • $757All other liabilities
  • $10,204Total equity capital
  • $10,204Total bank equity capital
  • $10,204Perpetual preferred stock
  • $0Common stock
  • $2,000Surplus
  • $2,000Undivided profits
  • Memoranda
  • $6,204Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $89Earning assets
  • $0Long-term assets (5+ years)
  • $806Average Assets, year-to-date
  • $120,678Average Assets, quarterly
  • $50,404Volatile liabilities
  • $125,001Insider loans
  • $126,148FHLB advances
  • $18,457Loans and leases held for sale
  • $3,449Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $12,264Total unused commitments
  • $0Restructured Loans and leases
  • $78,545Derivatives

Income and Expense (December 31, 1997)

  • Dollar figures in thousands
  • $9,579Total interest income
  • $4,579Total interest expense
  • $5,000Net interest income
  • $60Provision for loan and lease losses
  • $526Total noninterest income
  • $0Fiduciary activities
  • $264Service charges on deposit accounts
  • $0Trading account gains & fees
  • $262Additional noninterest income
  • $2,703Total noninterest expense
  • $1,328Salaries and employee benefits
  • $339Premises and equipment expense
  • $1,036Additional noninterest expense
  • $2,763Pre-tax net operating income
  • $0Securities gains (losses)
  • $1,027Applicable income taxes
  • $1,736Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,736Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $24Sale, conversion, retirement of capital stock, net
  • $1,296Net operating income

Performance and Condition Ratios (December 31, 1997)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 8.13%Yield on earning assets
  • 3.89%Cost of funding earning assets
  • 4.25%Net interest margin
  • 0.45%Noninterest income to earning assets
  • 2.30%Noninterest expense to earning assets
  • 1.39%Net operating income to assets
  • 1.39%Return on assets (ROA)
  • 2.21%Pretax return on assets
  • 17.46%Return on equity (ROE)
  • 4.43%Retained earnings to average equity (YTD only)
  • 0.03%Net charge-offs to loans
  • 250.00%Credit loss provision to net charge-offs
  • 117.63%Efficiency ratio
  • 48,914Assets per employee
  • 3.39%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 74.65%Loss allowance to loans
  • 1.09%Loss allowance to noncurrent loans
  • 1137.08%Noncurrent assets plus other real estate owned to assets
  • 0.07%Noncurrent loans to loans
  • 0.10%Net loans and leases to deposits
  • 85.68%Net loans and leases to core deposits
  • 92.41%Equity capital to assets
  • 7.93%Core capital (leverage) ratio
  • 7.93%Tier 1 risk-based capital ratio
  • 12.78%Total risk-based capital ratio
  • Memoranda
  • $14Average assets
  • $125,001Average earning assets
  • $9,941Average equity
  • $117,763Average loans

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