One Bank & Trust, National Association in Little Rock, Arkansas (AR)
Overview, Financial Summary, Detailed Financial Reports, Branches


  • One Bank & Trust, National Association in Little Rock, Arkansas (AR)
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One Bank & Trust, National Association routing number info

One Bank & Trust, National Association - Overview

  • General
  • FDIC Certificate #: 17800
    Status: Active
    Federal Reserve ID: 568144
    Bank Holding Company (Regulatory Top Holder): Onefinancial Corporation (RSSDID: 2571269, Location: Little Rock, AR)
    Date Established: August 30, 1957
    WWW: http://www.onebanc.com
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 10 (Domestic: 10, Interstate: No)
    OTS Docket #: 14448
    FDIC's unique #: 11749
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: August 30, 1957
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 300 West Capitol Avenue, Little Rock, AR 72201
    County: Pulaski
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Little Rock
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Little Rock-North Little Rock, AR (#4400)
    Combined Statistical Area (CSA): Little Rock-North Little Rock-Pine Bluff, AR (#340)
    Core Based Statistical Area (CBSA): Little Rock-North Little Rock-Conway, AR (#30780)
    CBSA Metro Statistical Area: Little Rock-North Little Rock-Conway, AR (#30780)
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $438.1 mil
    Equity capital: $37.6 mil
    Deposits held in domestic offices: $364.2 mil
    Return on assets (ROA): 0.22% ($1.0 mil)
    Quarterly return on assets: 0.03% ($0.1 mil)
    Return on Equity (ROE): 2.64% ($1.0 mil)
    Quarterly return on equity: 0.40% ($0.2 mil)
    Net income: $1.0 mil
    Quarterly Net income: $0.0 mil
    Pretax return on assets: 0.22% ($963.9 mil)
    Quarterly Pretax return on assets: 0.03% ($131.4 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 94Total employees (full-time equivalent)
  • $438,143Total assets
  • $49,500Cash and due from depository institutions
  • $43,532Interest-bearing balances
  • $0Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $341,917Net loans & leases
  • $5,897Loan loss allowance
  • $0Trading account assets
  • $14,030Bank premises and fixed assets
  • $11,926Other real estate owned
  • $0Goodwill and other intangibles
  • $438,143Life insurance assets
  • $20,770All other assets
  • $400,573Total liabilities and capital
  • $364,242Total liabilities
  • $28,523Total deposits
  • $364,242Interest-bearing deposits
  • $93Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $34,701Trading liabilities
  • $0Other borrowed funds
  • $1,630Subordinated debt
  • $37,570All other liabilities
  • $37,570Total equity capital
  • $37,570Total bank equity capital
  • $0Perpetual preferred stock
  • $4,169Common stock
  • $25,598Surplus
  • $7,803Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $1,937Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $17,732Income earned, not collected on loans
  • $0Earning assets
  • $2,581Long-term assets (5+ years)
  • $385,449Average Assets, year-to-date
  • $9,890Average Assets, quarterly
  • $439,141Volatile liabilities
  • $443,809Insider loans
  • $335,247FHLB advances
  • $437,064Loans and leases held for sale
  • $9,596Unused loan commitments
  • $3,838Tier 1 (core) risk-based capital
  • $37,570Tier 2 risk-based capital
  • $5,758Total risk weighted assets
  • $0Total unused commitments
  • $25,274Restructured Loans and leases
  • $2,827Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $21,243Total interest income
  • $6,362Total interest expense
  • $14,881Net interest income
  • $1,800Provision for loan and lease losses
  • $2,527Total noninterest income
  • $0Fiduciary activities
  • $729Service charges on deposit accounts
  • $0Trading account gains & fees
  • $1,798Additional noninterest income
  • $14,622Total noninterest expense
  • $6,627Salaries and employee benefits
  • $3,179Premises and equipment expense
  • $4,816Additional noninterest expense
  • $986Pre-tax net operating income
  • $0Securities gains (losses)
  • $0Applicable income taxes
  • $986Income before extraordinary items
  • $0Extraordinary gains - net
  • $986Net income attributable to bank
  • $0Net charge-offs
  • $986Cash dividends
  • $3,382Sale, conversion, retirement of capital stock, net
  • $823Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.49%Yield on earning assets
  • 1.65%Cost of funding earning assets
  • 3.85%Net interest margin
  • 0.65%Noninterest income to earning assets
  • 3.78%Noninterest expense to earning assets
  • 0.22%Net operating income to assets
  • 0.22%Return on assets (ROA)
  • 0.22%Pretax return on assets
  • 2.64%Return on equity (ROE)
  • 0.44%Retained earnings to average equity (YTD only)
  • 0.95%Net charge-offs to loans
  • 53.22%Credit loss provision to net charge-offs
  • 0.82%Efficiency ratio
  • 82,623Assets per employee
  • 4.66%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 83.47%Loss allowance to loans
  • 1.70%Loss allowance to noncurrent loans
  • 33.26%Noncurrent assets plus other real estate owned to assets
  • 6.77%Noncurrent loans to loans
  • 5.10%Net loans and leases to deposits
  • 93.87%Net loans and leases to core deposits
  • 123.74%Equity capital to assets
  • 8.57%Core capital (leverage) ratio
  • 8.60%Tier 1 risk-based capital ratio
  • 11.21%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $439,141Average earning assets
  • $37,393Average equity
  • $386,729Average loans

List of branches

  • 10 Arkansas Branches as of April 05, 2012
    • NoIDNameAddressEstablishedService TypeMap
    011749One Bank & Trust, National Association300 West Capitol Avenue, Little Rock, AR 72201August 30, 1957Full Service Brick and Mortar
    11242823Plaza Branch10800 Financial Centre Parkway, Little Rock, AR 72211November 01, 1985Full Service Brick and Mortar
    14274973Rodney Parham Branch11101 Rodney Parham Road, Little Rock, AR 72212April 24, 1935Full Service Brick and Mortar
    15274975West Markham Branch4520 West Markham, Little Rock, AR 72205April 24, 1935Full Service Brick and Mortar
    16274983Kavanaugh Boulevard Branch5601 Kavanaugh Boulevard, Little Rock, AR 72207April 24, 1935Full Service Brick and Mortar
    19242825Baptist Medical Towers Branch9601 Lile Drive, Little Rock, AR 72205August 13, 1997Full Service Brick and Mortar
    20242826Highway 10 Branch14711 Cantrell Road, Little Rock, AR 72212September 06, 1997Full Service Brick and Mortar
    22242828Lakewood Branch2424 Crestwood Avenue, North Little Rock, AR 72216August 01, 1998Full Service Brick and Mortar
    27476944Chenal Parkway Branch15721 Chenal Boulevard, Little Rock, AR 72211May 13, 2008Full Service Brick and Mortar
    28510237Foxcroft Branch8000 Cantrell Rd, Little Rock, AR 72227May 03, 2010Full Service Brick and Mortar

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