One Valley Bank, National Association in city_name, state_name

One Valley Bank, National Association in Charleston, West Virginia (WV)
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One Valley Bank, National Association - Overview

General
FDIC Certificate #: 840
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Branch Banking and Trust Company (#9846)
Federal Reserve ID: 575423
Date Established: April 08, 1867
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 30 (Interstate: No)
OTS Docket #: 9888
FDIC's unique #: 526
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
Oakar Institutions: Yes
State Chartered: No
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: November 10, 2000
Last Structure Change Process Date: January 10, 2001
Last Data Update: January 10, 2001
Data Source Date: April 05, 2012
Location
Address: One Valley Square, Lee And Summers Streets, Charleston, WV 25326
County: Kanawha
Quarterly Banking Profile Region: Atlanta
FDIC Geographic Region: Atlanta
FDIC Supervisory Region: Atlanta
FDIC Field Office: Scott Depot
Office of the Comptroller the Currency (OCC) District: Northeast
Office of Thrift Supervision Region: Northeast
Metropolitan Statistical Area (MSA): Charleston, WV (#1480)
Core Based Statistical Area (CBSA): Charleston, WV (#16620)
CBSA Metro Statistical Area: Charleston, WV (#16620)
Financial Summary
Total assets: $2,292.0 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1999)

Dollar figures in thousands
864Total employees (full-time equivalent)
$2,499,477Total assets
$146,928Cash and due from depository institutions
$3,625Interest-bearing balances
$574,153Securities
$195,368Federal funds sold & reverse repurchase agreements
$1,498,364Net loans & leases
$20,028Loan loss allowance
$0Trading account assets
$29,935Bank premises and fixed assets
$458Other real estate owned
$6,695Goodwill and other intangibles
$0Life insurance assets
$47,576All other assets
$2,499,477Total liabilities and capital
$2,345,054Total liabilities
$1,389,653Total deposits
$1,123,552Interest-bearing deposits
$1,389,653Deposits held in domestic offices
0.00%% insured (estimated)
$578,425Federal funds purchased & repurchase agreements
$0Trading liabilities
$354,276Other borrowed funds
$0Subordinated debt
$22,700All other liabilities
$154,423Total equity capital
$154,423Total bank equity capital
$154,423Perpetual preferred stock
$0Common stock
$8,638Surplus
$56,473Undivided profits
Memoranda
$89,312Noncurrent loans and leases
$376,033Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$5,684Earning assets
$344Long-term assets (5+ years)
$8,080Average Assets, year-to-date
$2,271,510Average Assets, quarterly
$901,804Volatile liabilities
$2,262,119Insider loans
$2,398,293FHLB advances
$763,512Loans and leases held for sale
$82,067Unused loan commitments
$0Tier 1 (core) risk-based capital
$537,461Tier 2 risk-based capital
$3,567Total risk weighted assets
$376,033Total unused commitments
$0Restructured Loans and leases
$19,356Derivatives

Income and Expense (December 31, 1999)

Dollar figures in thousands
$152,734Total interest income
$76,820Total interest expense
$75,914Net interest income
$6,776Provision for loan and lease losses
$47,855Total noninterest income
$13,883Fiduciary activities
$8,005Service charges on deposit accounts
$0Trading account gains & fees
$25,967Additional noninterest income
$72,812Total noninterest expense
$32,906Salaries and employee benefits
$10,115Premises and equipment expense
$29,791Additional noninterest expense
$44,181Pre-tax net operating income
$166Securities gains (losses)
$15,035Applicable income taxes
$29,312Income before extraordinary items
$0Extraordinary gains - net
$29,312Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$4,996Sale, conversion, retirement of capital stock, net
$10,250Net operating income

Performance and Condition Ratios (December 31, 1999)

Dollar figures in thousands
Performance Ratios (%, annualized)
7.37%Yield on earning assets
3.71%Cost of funding earning assets
3.67%Net interest margin
2.31%Noninterest income to earning assets
3.52%Noninterest expense to earning assets
1.29%Net operating income to assets
1.30%Return on assets (ROA)
1.96%Pretax return on assets
19.74%Return on equity (ROE)
12.84%Retained earnings to average equity (YTD only)
0.34%Net charge-offs to loans
135.63%Credit loss provision to net charge-offs
10.20%Efficiency ratio
57,633Assets per employee
2.89%Cash dividends to net income (YTD only)
Condition Ratios (%)
34.97%Loss allowance to loans
1.32%Loss allowance to noncurrent loans
352.36%Noncurrent assets plus other real estate owned to assets
0.25%Noncurrent loans to loans
0.37%Net loans and leases to deposits
107.82%Net loans and leases to core deposits
114.94%Equity capital to assets
6.18%Core capital (leverage) ratio
7.02%Tier 1 risk-based capital ratio
10.43%Total risk-based capital ratio
Memoranda
$12Average assets
$2,262,119Average earning assets
$148,484Average equity
$2,071,134Average loans

One Valley Bank, National Association in Charleston, West Virginia (WV)
Overview, Financial Summary, Detailed Financial Reports, Branches

One Valley Bank, National Association - Overview

Assets and Liabilities (December 31, 1999)

Income and Expense (December 31, 1999)

Performance and Condition Ratios (December 31, 1999)

Comment about this bank, ask questions, or add new information about it:

One Valley Bank, National Association in Charleston, West Virginia (WV)Overview, Financial Summary, Detailed Financial Reports, Branches

One Valley Bank, National Association - Overview

Assets and Liabilities (December 31, 1999)

Income and Expense (December 31, 1999)

Performance and Condition Ratios (December 31, 1999)

Comment about this bank, ask questions, or add new information about it:

One Valley Bank, National Association in Charleston, West Virginia (WV)
Overview, Financial Summary, Detailed Financial Reports, Branches