One Valley Bank - North, Inc. in city_name, state_name - Detailed Financial Reports, Location

One Valley Bank - North, Inc. in Moundsville, West Virginia (WV)
Show street view No street view available for this location

One Valley Bank - North, Inc. - Overview

General
FDIC Certificate #: 14306
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Branch Banking and Trust Company (#9846)
Federal Reserve ID: 638029
Date Established: April 20, 1903
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 7 (Interstate: No)
OTS Docket #: 10840
FDIC's unique #: 8934
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: April 30, 1934
Last Structure Change Effective Date: November 10, 2000
Last Structure Change Process Date: January 09, 2001
Last Data Update: January 09, 2001
Data Source Date: April 05, 2012
Location
Address: 414-418 Jefferson Avenue, Moundsville, WV 26041
County: Marshall
Quarterly Banking Profile Region: Atlanta
FDIC Geographic Region: Atlanta
FDIC Supervisory Region: Atlanta
FDIC Field Office: Scott Depot
Office of the Comptroller the Currency (OCC) District: Northeast
Office of Thrift Supervision Region: Northeast
Metropolitan Statistical Area (MSA): Wheeling, WV-OH (#9000)
Core Based Statistical Area (CBSA): Wheeling, WV-OH (#48540)
CBSA Metro Statistical Area: Wheeling, WV-OH (#48540)
Financial Summary
Total assets: $270.0 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1999)

Dollar figures in thousands
95Total employees (full-time equivalent)
$267,148Total assets
$9,273Cash and due from depository institutions
$1Interest-bearing balances
$80,086Securities
$500Federal funds sold & reverse repurchase agreements
$170,947Net loans & leases
$1,994Loan loss allowance
$0Trading account assets
$2,520Bank premises and fixed assets
$122Other real estate owned
$25Goodwill and other intangibles
$0Life insurance assets
$3,675All other assets
$267,148Total liabilities and capital
$249,424Total liabilities
$227,062Total deposits
$202,235Interest-bearing deposits
$227,062Deposits held in domestic offices
0.00%% insured (estimated)
$8,581Federal funds purchased & repurchase agreements
$0Trading liabilities
$12,602Other borrowed funds
$0Subordinated debt
$1,179All other liabilities
$17,724Total equity capital
$17,724Total bank equity capital
$17,724Perpetual preferred stock
$0Common stock
$2,000Surplus
$4,844Undivided profits
Memoranda
$10,880Noncurrent loans and leases
$15,292Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$712Earning assets
$52Long-term assets (5+ years)
$744Average Assets, year-to-date
$251,534Average Assets, quarterly
$166,585Volatile liabilities
$262,693Insider loans
$267,208FHLB advances
$32,011Loans and leases held for sale
$1,644Unused loan commitments
$0Tier 1 (core) risk-based capital
$10,000Tier 2 risk-based capital
$0Total risk weighted assets
$15,292Total unused commitments
$0Restructured Loans and leases
$1,994Derivatives

Income and Expense (December 31, 1999)

Dollar figures in thousands
$19,060Total interest income
$8,500Total interest expense
$10,560Net interest income
$229Provision for loan and lease losses
$1,608Total noninterest income
$0Fiduciary activities
$980Service charges on deposit accounts
$0Trading account gains & fees
$628Additional noninterest income
$5,844Total noninterest expense
$2,774Salaries and employee benefits
$866Premises and equipment expense
$2,204Additional noninterest expense
$6,095Pre-tax net operating income
$0Securities gains (losses)
$1,930Applicable income taxes
$4,165Income before extraordinary items
$0Extraordinary gains - net
$4,165Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$176Sale, conversion, retirement of capital stock, net
$4,275Net operating income

Performance and Condition Ratios (December 31, 1999)

Dollar figures in thousands
Performance Ratios (%, annualized)
7.61%Yield on earning assets
3.39%Cost of funding earning assets
4.22%Net interest margin
0.64%Noninterest income to earning assets
2.33%Noninterest expense to earning assets
1.59%Net operating income to assets
1.59%Return on assets (ROA)
2.32%Pretax return on assets
22.14%Return on equity (ROE)
-0.58%Retained earnings to average equity (YTD only)
0.11%Net charge-offs to loans
130.11%Credit loss provision to net charge-offs
35.93%Efficiency ratio
47,773Assets per employee
2.81%Cash dividends to net income (YTD only)
Condition Ratios (%)
102.64%Loss allowance to loans
1.15%Loss allowance to noncurrent loans
280.06%Noncurrent assets plus other real estate owned to assets
0.31%Noncurrent loans to loans
0.41%Net loans and leases to deposits
75.29%Net loans and leases to core deposits
80.02%Equity capital to assets
6.63%Core capital (leverage) ratio
7.17%Tier 1 risk-based capital ratio
12.13%Total risk-based capital ratio
Memoranda
$13Average assets
$262,693Average earning assets
$18,810Average equity
$250,388Average loans

One Valley Bank - North, Inc. in Moundsville, West Virginia (WV)
Overview, Financial Summary, Detailed Financial Reports, Branches

One Valley Bank - North, Inc. - Overview

Assets and Liabilities (December 31, 1999)

Income and Expense (December 31, 1999)

Performance and Condition Ratios (December 31, 1999)

Comment about this bank, ask questions, or add new information about it:

One Valley Bank - North, Inc. in Moundsville, West Virginia (WV)Overview, Financial Summary, Detailed Financial Reports, Branches

One Valley Bank - North, Inc. - Overview

Assets and Liabilities (December 31, 1999)

Income and Expense (December 31, 1999)

Performance and Condition Ratios (December 31, 1999)

Comment about this bank, ask questions, or add new information about it:

One Valley Bank - North, Inc. in Moundsville, West Virginia (WV)
Overview, Financial Summary, Detailed Financial Reports, Branches