OneWest Bank, FSB in Pasadena, California (CA)
Overview, Financial Summary, Detailed Financial Reports, Branches


  • OneWest Bank, FSB in Pasadena, California (CA)
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OneWest Bank, FSB - Overview

  • General
  • FDIC Certificate #: 58978
    Status: Active
    Federal Reserve ID: 3918898
    Date Established: March 19, 2009
    WWW: http://www.owb.com
    Trust Powers Granted: No
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    Offices: 79 (Domestic: 79, Interstate: No)
    OTS Docket #: 18129
    FDIC's unique #: 489490
    Numeric code: 37
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    FDIC Insured: Yes
    Insured Savings Institution: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: All Other Specialization > 1 Billion
    Date of Deposit Insurance: March 19, 2009
    Last Structure Change Effective Date: July 21, 2011
    Last Structure Change Process Date: July 21, 2011
    Last Data Update: July 21, 2011
    Data Source Date: April 05, 2012
  • Location
  • Address: 888 E. Walnut Street, Pasadena, CA 91101
    County: Los Angeles
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: Los Angeles (North)
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Los Angeles-Long Beach, CA (#4480)
    Consolidated Metropolitan Statistical Area (CMSA): Los Angeles-Riverside-Orange County, CA (#49)
    Combined Statistical Area (CSA): Los Angeles-Long Beach-Riverside, CA (#348)
    Core Based Statistical Area (CBSA): Los Angeles-Long Beach-Santa Ana, CA (#31100)
    CBSA Metro Statistical Area: Los Angeles-Long Beach-Santa Ana, CA (#31100)
    Core Based Statistical Division: Los Angeles-Long Beach-Glendale, CA (#31084)
  • History of Changes
  • Change in Primary Regulatory Agency
  • Financial Summary
  • Total assets: $26,181.3 mil
    Equity capital: $4,117.0 mil
    Deposits held in domestic offices: $15,408.4 mil
    Return on assets (ROA): 0.58% ($151.8 mil)
    Quarterly return on assets: 0.53% ($138.8 mil)
    Return on Equity (ROE): 3.69% ($151.9 mil)
    Quarterly return on equity: 3.48% ($143.3 mil)
    Net income: $154.8 mil
    Quarterly Net income: $35.7 mil
    Pretax return on assets: 0.93% ($243,485.8 mil)
    Quarterly Pretax return on assets: 0.86% ($225,158.9 mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 2,948Total employees (full-time equivalent)
  • $26,181,267Total assets
  • $4,013,069Cash and due from depository institutions
  • $3,933,837Interest-bearing balances
  • $717,341Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $14,888,611Net loans & leases
  • $84,840Loan loss allowance
  • $70,418Trading account assets
  • $54,182Bank premises and fixed assets
  • $274,186Other real estate owned
  • $538,167Goodwill and other intangibles
  • $26,181,267Life insurance assets
  • $5,625,293All other assets
  • $22,064,287Total liabilities and capital
  • $15,408,377Total liabilities
  • $15,140,198Total deposits
  • $15,408,377Interest-bearing deposits
  • $96Deposits held in domestic offices
  • 100000.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $5,447,913Trading liabilities
  • $0Other borrowed funds
  • $1,107,997Subordinated debt
  • $4,116,980All other liabilities
  • $4,116,980Total equity capital
  • $4,116,980Total bank equity capital
  • $0Perpetual preferred stock
  • $10,000Common stock
  • $1,568,404Surplus
  • $2,538,576Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $1,885,986Income earned, not collected on loans
  • $0Earning assets
  • $63,457Long-term assets (5+ years)
  • $19,610,207Average Assets, year-to-date
  • $0Average Assets, quarterly
  • $26,775,768Volatile liabilities
  • $26,786,098Insider loans
  • $9,442,474FHLB advances
  • $25,788,308Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $3,747,969Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $691,979Restructured Loans and leases
  • $15,085Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $1,104,799Total interest income
  • $316,133Total interest expense
  • $788,666Net interest income
  • $32,479Provision for loan and lease losses
  • $243,647Total noninterest income
  • $0Fiduciary activities
  • $5,307Service charges on deposit accounts
  • -$226,119Trading account gains & fees
  • $464,459Additional noninterest income
  • $748,938Total noninterest expense
  • $306,456Salaries and employee benefits
  • $71,315Premises and equipment expense
  • $371,167Additional noninterest expense
  • $250,896Pre-tax net operating income
  • -$1,189Securities gains (losses)
  • $94,885Applicable income taxes
  • $154,822Income before extraordinary items
  • $0Extraordinary gains - net
  • $154,822Net income attributable to bank
  • $0Net charge-offs
  • $154,822Cash dividends
  • -$4,000Sale, conversion, retirement of capital stock, net
  • $281,000Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.45%Yield on earning assets
  • 1.56%Cost of funding earning assets
  • 3.89%Net interest margin
  • 1.20%Noninterest income to earning assets
  • 3.70%Noninterest expense to earning assets
  • 0.58%Net operating income to assets
  • 0.58%Return on assets (ROA)
  • 0.93%Pretax return on assets
  • 3.69%Return on equity (ROE)
  • -3.01%Retained earnings to average equity (YTD only)
  • -0.03%Net charge-offs to loans
  • -811.98%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 69,716Assets per employee
  • 8.88%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 181.50%Loss allowance to loans
  • 0.57%Loss allowance to noncurrent loans
  • 4.50%Noncurrent assets plus other real estate owned to assets
  • 8.25%Noncurrent loans to loans
  • 12.60%Net loans and leases to deposits
  • 96.63%Net loans and leases to core deposits
  • 102.14%Equity capital to assets
  • 15.72%Core capital (leverage) ratio
  • 14.81%Tier 1 risk-based capital ratio
  • 39.69%Total risk-based capital ratio
  • Memoranda
  • $41Average assets
  • $26,775,768Average earning assets
  • $4,190,196Average equity
  • $20,264,681Average loans

Total Fiduciary and Related Assets (December 31, 2011)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $18,563Managed Assets
  • 1Number of Accounts
  • $18,381Personal trust and agency accounts
  • $7,374Employee benefit-defined contribution accounts
  • $25Employee benefit-defined benefit accounts
  • $816Other retirement accounts
  • $1,371Corporate trust and agency accounts
  • $0Investment management agency accounts
  • $8,795Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 64Number of Accounts
  • $0Personal trust and agency accounts
  • $0Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $182Other retirement accounts
  • $0Corporate trust and agency accounts
  • $0Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices

List of branches

  • 79 California Branches as of April 05, 2012
    • NoIDNameAddressEstablishedService TypeMap
    0489490Onewest Bank, Fsb888 E. Walnut Street, Pasadena, CA 91101March 19, 2009Full Service Brick and Mortar
    22769872233 So. Hacienda Blvd. Branch2233 S. Hacienda Blvd., Hacienda Heights, CA 91745July 06, 1936Full Service Brick and Mortar
    32769882111 Bonita Avenue Branch2111 Bonita Avenue, La Verne, CA 91750July 06, 1936Full Service Brick and Mortar
    4276989220 No. Hacienda Blvd. Branch220 N. Hacienda Blvd., City Of Industry, CA 91744July 06, 1936Full Service Brick and Mortar
    5276990One East Foothill Blvd. BranchOne East Foothill Blvd., Arcadia, CA 91006June 30, 1987Full Service Brick and Mortar
    6276992Barranca Branch225 North Barranca Street, West Covina, CA 91791December 01, 1984Full Service Brick and Mortar
    72769931413 Foothill Boulevard Branch1413 Foothill Boulevard, La Verne, CA 91750March 31, 1997Full Service Brick and Mortar
    8276994East Huntington Drive Branch1475 Huntington Drive, Duarte, CA 91010Febuary 24, 1997Full Service Brick and Mortar
    9362829Covina Branch144 North Second Ave, Covina, CA 91723January 01, 1992Full Service Brick and Mortar
    10432024Monterey Park Branch2088 South Atlantic Boulevard, Monterey Park, CA 91754May 10, 2004Full Service Brick and Mortar
    11432025Whittier Branch14870 East Whittier Blvd Ste B, Whittier, CA 90605April 28, 2004Full Service Brick and Mortar
    12432026Northridge Branch8726 Tampa Avenue, Northridge, CA 91324August 30, 2004Full Service Brick and Mortar
    13477899Manhattan Beach Branch1570 Rosecrans Ave. Suite F, Manhattan Beach, CA 90266June 27, 2005Full Service Brick and Mortar
    14477900Encino Branch17050 Ventura Blvd, Encino, CA 91316May 03, 2005Full Service Brick and Mortar
    15477939Buena Park Branch5401 Beach Blvd, Buena Park, CA 90621March 07, 2005Full Service Brick and Mortar
    16477940Torrance Branch2501 Pacific Coast Hwy, Torrance, CA 90505July 11, 2005Full Service Brick and Mortar
    17477941Long Beach Branch6620 E. Pacific Coast Hwy, Long Beach, CA 90803Febuary 20, 2004Full Service Brick and Mortar
    18477942Camarill0 Branch2245 Ventura Blvd, Camarillo, CA 93010December 28, 2004Full Service Brick and Mortar
    19477943Glendale Branch1111 N. Brand Blvd Ste A, Glendale, CA 91202Febuary 28, 2005Full Service Brick and Mortar
    20477944Costa Mesa Branch462 E 17th St, Costa Mesa, CA 92627March 14, 2005Full Service Brick and Mortar
    21477945Tustin Branch535 E. Main St. Unit # C, Tustin, CA 92780July 15, 2005Full Service Brick and Mortar
    22477946Ventura Branch4360 E. Main St. Suite D, Ventura, CA 93003September 19, 2005Full Service Brick and Mortar
    23477947Burbank Branch1001 N. San Fernando Blvd Ste 150, Burbank, CA 91504October 31, 2005Full Service Brick and Mortar
    24477948Chino Hills Branch3410 Grand Ave., Suite A, Chino Hills, CA 91709October 24, 2005Full Service Brick and Mortar
    25477949Laguna Hills Branch24191 Paseo De Valencia, Suite A, Laguna Woods, CA 92637December 05, 2005Full Service Brick and Mortar
    26477950Downey Branch12148 Lakewood Blvd, Downey, CA 90241November 21, 2005Full Service Brick and Mortar
    27477951Artesia Branch11660 South St. Suite 101, Artesia, CA 90701November 06, 2006Full Service Brick and Mortar
    28477952Huntington Beach Branch7061 Yorktown Avenue Suite 103, Huntington Beach, CA 92648July 24, 2006Full Service Brick and Mortar
    29477953Mission Viejo Branch28311 Marguerite Parkway Ste B, Mission Viejo, CA 92692March 19, 2007Full Service Brick and Mortar
    30477954Santa Monica Branch805 Wilshire Blvd., Santa Monica, CA 90401June 18, 2007Full Service Brick and Mortar
    31477955San Marino Branch900 E. Huntington Dr., San Marino, CA 91108October 19, 2006Full Service Brick and Mortar
    32478302Irvine Branch5791 Alton Parkway, Irvine, CA 92618July 11, 2008Full Service Brick and Mortar
    33478303Thousand Oaks Branch215 E. Thousand Oaks Blvd., Thousand Oaks, CA 91360July 11, 2008Full Service Brick and Mortar
    3441370First Federal Bank Branch401 Wilshire Boulevard, Santa Monica, CA 90401January 01, 1929Full Service Brick and Mortar
    3626824211310 National Boulevard Branch11310 National Boulevard, Los Angeles, CA 90064January 01, 1929Full Service Brick and Mortar
    372682432827 Main Street Branch2827 Main Street, Santa Monica, CA 90405January 01, 1929Full Service Brick and Mortar
    382682445573 South Sepulveda Blvd Branch5573 Sepulveda Boulevard, Culver City, CA 90230January 01, 1929Full Service Brick and Mortar
    39268245351 South Vermont Ave Branch351 South Vermont Ave, Los Angeles, CA 90020January 01, 1929Full Service Brick and Mortar
    40268246Ocean Park Blvd Branch1750 Ocean Park Blvd, Santa Monica, CA 90405January 01, 1929Full Service Brick and Mortar
    412682479311 W Pico Blvd Branch9618 W Pico Blvd Ste 504, Los Angeles, CA 90035January 01, 1929Full Service Brick and Mortar
    4226824815135 Sunset Blvd Branch15135 Sunset Blvd, Pacific Palisades, CA 90272January 01, 1929Full Service Brick and Mortar
    452682541630 Montana Ave Branch1630 Montana Ave, Santa Monica, CA 90403January 01, 1929Full Service Brick and Mortar
    462848623500 East 7th Street Branch3500 East 7th Street, Long Beach, CA 90804January 01, 1963Full Service Brick and Mortar
    4728486618585 Ventura Boulevard Branch18585 Ventura Boulevard, Tarzana, CA 91356January 01, 1963Full Service Brick and Mortar
    48266522Hermosa Beach Branch1100 Pacific Coast Highway, Hermosa Beach, CA 90254January 01, 1889Full Service Brick and Mortar
    49266525Agoura Branch5701 North Kanan Road, Agoura, CA 91301January 01, 1889Full Service Brick and Mortar
    50266537Bel Air Branch2920 North Beverly Glen Circle, Los Angeles, CA 90077June 30, 1986Full Service Brick and Mortar
    51266539Pacific Palisades Branch17361 Sunset Blvd, Pacific Palisades, CA 90272June 30, 1986Full Service Brick and Mortar
    52268255North La Brea Avenue Branch400 North La Brea Avenue, Los Angeles, CA 90036June 17, 1990Full Service Brick and Mortar
    53273884Westchester Branch8750 South Sepulveda Boulevard, Los Angeles, CA 90045November 01, 1934Full Service Brick and Mortar
    55268257Brentwood Branch12401 Wilshire Blvd., Los Angeles, CA 90025March 01, 1992Full Service Brick and Mortar
    56268258Marina Branch13405 Washington Boulevard, Marina Del Rey, CA 90292March 01, 1992Full Service Brick and Mortar
    572817658653 Beverly Boulevard Branch8653 Beverly Boulevard, West Hollywood, CA 90048May 07, 1954Full Service Brick and Mortar
    5828177910784 Jefferson Blvd Branch10784 Jefferson Blvd, Culver City, CA 90230May 07, 1954Full Service Brick and Mortar
    5944815Del Amo Savings Bank Branch3422 W Carson Street, Torrance, CA 90503January 01, 1977Full Service Brick and Mortar
    602863872177 Pacific Coast Highway Branch2177 Pacific Coast Highway, Lomita, CA 90717January 01, 1977Full Service Brick and Mortar
    6144900Redondo Beach Branch2233 Artesia Boulevard, Redondo Beach, CA 90278January 01, 1978Full Service Brick and Mortar
    62286627East Torrance Branch1513 West Sepulveda Blvd Ste B2, Torrance, CA 90501January 01, 1978Full Service Brick and Mortar
    634640325701 South Eastern Ave.5701 South Eastern Ave. Ste 108, Commerce, CA 90040November 27, 2005Full Service Brick and Mortar
    6446403330019 Hawthorne Blvd.30019 Hawthorne Blvd., Rancho Palos Verdes, CA 90275March 13, 2006Full Service Retail
    65491891Chatsworth Branch20505 Devonshire Street, Chatsworth, CA 91311Febuary 11, 2008Full Service Brick and Mortar
    66491892Westlake Village Branch3835 E. Thousand Oaks Blvd, Westlake Village, CA 91362May 27, 2008Full Service Brick and Mortar
    67491893Mission Viejo Branch23072 Alicia Parkway, Mission Viejo, CA 92692Febuary 29, 2008Full Service Retail
    68491894Irvine Branch3947 Irvine Boulevard, Irvine, CA 92602June 04, 2008Full Service Brick and Mortar
    69491895Buena Park Branch7872 Valley View Street, Buena Park, CA 90620June 30, 2008Full Service Brick and Mortar
    70495183Hastings Ranch Branch3809 E Foothill Blvd, Pasadena, CA 91107March 05, 2007Full Service Brick and Mortar
    71495184Thousand Oaks Branch475 E Avenida De Los Arboles, Thousand Oaks, CA 91360November 17, 2008Full Service Brick and Mortar
    72495188Anaheim State College Branch704 S State College Blvd, Anaheim, CA 92806November 05, 2008Full Service Brick and Mortar
    7345257La Jolla Bank Branch888 Prospect Street, La Jolla, CA 92037December 05, 1985Full Service Brick and Mortar
    74287966Rancho Santa Fe Branch6009 Paseo Delicias, Suite A, Rancho Santa Fe, CA 92091June 30, 1987Full Service Brick and Mortar
    75287108Escondido Branch390 West Valley Parkway, Escondido, CA 92025June 30, 1988Full Service Brick and Mortar
    7644891Alicia Town Center Branch25624 Alicia Pkwy, Laguna Hills, CA 92653January 01, 1979Full Service Brick and Mortar
    77287967Indian Wells Branch74990 Hwy 111, Indian Wells, CA 92210December 01, 1989Full Service Brick and Mortar
    80503112La Quinta Branch78010 Main St Ste 100, La Quinta, CA 92253May 17, 2004Full Service Brick and Mortar
    81503113Palm Desert Branch44495 Town Center Way Ste A, Palm Desert, CA 92260June 01, 2005Full Service Brick and Mortar
    82503114Newport Beach Branch100 Newport Center Dr Suite 150, Newport Beach, CA 92660June 30, 2005Full Service Brick and Mortar
    83519363Riviera Village1870 S. Elena Ave., Redondo Beach, CA 90277May 17, 2010Full Service Brick and Mortar
    84522115Cbg-Telebank Branch155 N. Lake Avenue, Pasadena, CA 91101July 01, 2010Full Service Cyber
    85522116Beverly Hills Branch9550 S. Santa Monica Blvd, Beverly Hills, CA 90210July 26, 2010Full Service Brick and Mortar

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