Overland Bank in Temecula, California (CA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of April 01, 1995

  • Overland Bank in Temecula, California (CA)
  • Show street view No street view available for this location

Overland Bank - Overview

  • General
  • FDIC Certificate #: 23996
    Status: Inactive
    Closing history: Corrections
    Acquiring institution: First Pacific National Bank (#23810)
    Federal Reserve ID: 486864
    Date Established: August 26, 1982
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 4 (Interstate: No)
    FDIC's unique #: 16733
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: August 26, 1982
    Last Structure Change Effective Date: April 01, 1995
    Last Structure Change Process Date: April 06, 1995
    Last Data Update: April 25, 1995
    Data Source Date: April 05, 2012
  • Location
  • Address: 27710 Jefferson Avenue, Temecula, CA 92390
    County: Riverside
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: Orange
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Riverside-San Bernardino, CA (#6780)
    Consolidated Metropolitan Statistical Area (CMSA): Los Angeles-Riverside-Orange County, CA (#49)
    Combined Statistical Area (CSA): Los Angeles-Long Beach-Riverside, CA (#348)
    Core Based Statistical Area (CBSA): Riverside-San Bernardino-Ontario, CA (#40140)
    CBSA Metro Statistical Area: Riverside-San Bernardino-Ontario, CA (#40140)
  • History of Changes
  • Merger - Without Assistance
    Corrections
  • Financial Summary
  • Total assets: $45.0 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1994)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $44Total assets
  • $45,640Cash and due from depository institutions
  • $6,957Interest-bearing balances
  • $4,321Securities
  • $4,030Federal funds sold & reverse repurchase agreements
  • $1,200Net loans & leases
  • $29,060Loan loss allowance
  • $850Trading account assets
  • $0Bank premises and fixed assets
  • $385Other real estate owned
  • $2,345Goodwill and other intangibles
  • $678Life insurance assets
  • $985All other assets
  • $0Total liabilities and capital
  • $45,640Total liabilities
  • $40,087Total deposits
  • $39,755Interest-bearing deposits
  • $30,748Deposits held in domestic offices
  • 39755.00%% insured (estimated)
  • $88Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $332Total equity capital
  • $332Total bank equity capital
  • $5,553Perpetual preferred stock
  • $0Common stock
  • $6,751Surplus
  • $0Undivided profits
  • Memoranda
  • $-1,198Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $2,267Income earned, not collected on loans
  • $177Earning assets
  • $38,611Long-term assets (5+ years)
  • $2,978Average Assets, year-to-date
  • $52,137Average Assets, quarterly
  • $48,230Volatile liabilities
  • $2,139Insider loans
  • $552FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $4,050Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $4,568Total risk weighted assets
  • $31,145Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1994)

  • Dollar figures in thousands
  • $0Total interest income
  • $3,604Total interest expense
  • $1,092Net interest income
  • $2,512Provision for loan and lease losses
  • $92Total noninterest income
  • $584Fiduciary activities
  • $0Service charges on deposit accounts
  • $500Trading account gains & fees
  • $0Additional noninterest income
  • $84Total noninterest expense
  • $3,940Salaries and employee benefits
  • $1,669Premises and equipment expense
  • $731Additional noninterest expense
  • $1,540Pre-tax net operating income
  • -$936Securities gains (losses)
  • $0Applicable income taxes
  • -$8Income before extraordinary items
  • -$928Extraordinary gains - net
  • $0Net income attributable to bank
  • -$928Net charge-offs
  • $488Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1994)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 8.12%Cost of funding earning assets
  • 2.46%Net interest margin
  • 5.66%Noninterest income to earning assets
  • 1.32%Noninterest expense to earning assets
  • 8.88%Net operating income to assets
  • -1.78%Return on assets (ROA)
  • -1.78%Pretax return on assets
  • -1.80%Return on equity (ROE)
  • -15.48%Retained earnings to average equity (YTD only)
  • -15.48%Net charge-offs to loans
  • 1.47%Credit loss provision to net charge-offs
  • 18.85%Efficiency ratio
  • 124,935Assets per employee
  • 1.04%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 2.84%Loss allowance to noncurrent loans
  • 37.49%Noncurrent assets plus other real estate owned to assets
  • 10.11%Noncurrent loans to loans
  • 7.58%Net loans and leases to deposits
  • 73.10%Net loans and leases to core deposits
  • 77.25%Equity capital to assets
  • 12.17%Core capital (leverage) ratio
  • 9.47%Tier 1 risk-based capital ratio
  • 14.67%Total risk-based capital ratio
  • Memoranda
  • $16Average assets
  • $52,137Average earning assets
  • $5,994Average equity
  • $44,370Average loans

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