Ozark Bank in city_name, state_name - Detailed Financial Reports, Location

Ozark Bank in Ozark, Missouri (MO)
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Ozark Bank routing number info

Ozark Bank - Overview

General
FDIC Certificate #: 1654
Status: Active
Federal Reserve ID: 882952
Date Established: September 25, 1906
WWW: http://www.ozarkbank.com
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 4 (Domestic: 4, Interstate: No)
OTS Docket #: 14406
FDIC's unique #: 1089
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: Commercial Lending Specialization
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: June 04, 2007
Last Structure Change Process Date: June 13, 2007
Last Data Update: June 13, 2007
Data Source Date: April 05, 2012
Location
Address: 106-112 North 2nd Avenue, Ozark, MO 65721
County: Christian
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Springfield Mo
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: West
Metropolitan Statistical Area (MSA): Springfield, MO (#7920)
Core Based Statistical Area (CBSA): Springfield, MO (#44180)
CBSA Metro Statistical Area: Springfield, MO (#44180)
History of Changes
Change in Location
Financial Summary
Total assets: $211.1 mil
Equity capital: $24.7 mil
Deposits held in domestic offices: $180.8 mil
Return on assets (ROA): 0.43% ($0.9 mil)
Quarterly return on assets: 0.43% ($0.9 mil)
Return on Equity (ROE): 3.43% ($0.9 mil)
Quarterly return on equity: 3.44% ($0.9 mil)
Net income: $0.8 mil
Quarterly Net income: $0.2 mil
Pretax return on assets: 0.43% ($907.9 mil)
Quarterly Pretax return on assets: 0.45% ($950.2 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
59Total employees (full-time equivalent)
$211,148Total assets
$35,436Cash and due from depository institutions
$32,010Interest-bearing balances
$64,975Securities
$0Federal funds sold & reverse repurchase agreements
$102,119Net loans & leases
$1,240Loan loss allowance
$0Trading account assets
$2,895Bank premises and fixed assets
$2,568Other real estate owned
$0Goodwill and other intangibles
$211,148Life insurance assets
$3,155All other assets
$186,425Total liabilities and capital
$180,844Total liabilities
$167,897Total deposits
$180,844Interest-bearing deposits
$71Deposits held in domestic offices
403.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$4,800Trading liabilities
$0Other borrowed funds
$378Subordinated debt
$24,723All other liabilities
$24,723Total equity capital
$24,723Total bank equity capital
$0Perpetual preferred stock
$500Common stock
$1,500Surplus
$22,723Undivided profits
Memoranda
$0Noncurrent loans and leases
$568Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$1,068Income earned, not collected on loans
$0Earning assets
$765Long-term assets (5+ years)
$199,104Average Assets, year-to-date
$61,860Average Assets, quarterly
$194,261Volatile liabilities
$195,911Insider loans
$107,933FHLB advances
$190,827Loans and leases held for sale
$1,054Unused loan commitments
$1,054Tier 1 (core) risk-based capital
$22,604Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$6,286Restructured Loans and leases
$65Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$7,190Total interest income
$1,275Total interest expense
$5,915Net interest income
$665Provision for loan and lease losses
$949Total noninterest income
$0Fiduciary activities
$655Service charges on deposit accounts
$0Trading account gains & fees
$294Additional noninterest income
$5,361Total noninterest expense
$3,449Salaries and employee benefits
$524Premises and equipment expense
$1,388Additional noninterest expense
$838Pre-tax net operating income
$0Securities gains (losses)
$8Applicable income taxes
$830Income before extraordinary items
$0Extraordinary gains - net
$830Net income attributable to bank
$0Net charge-offs
$830Cash dividends
$1,144Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
3.98%Yield on earning assets
0.71%Cost of funding earning assets
3.27%Net interest margin
0.53%Noninterest income to earning assets
2.97%Noninterest expense to earning assets
0.43%Net operating income to assets
0.43%Return on assets (ROA)
0.43%Pretax return on assets
3.43%Return on equity (ROE)
3.43%Retained earnings to average equity (YTD only)
1.11%Net charge-offs to loans
58.13%Credit loss provision to net charge-offs
1.31%Efficiency ratio
78,103Assets per employee
3.58%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
1.20%Loss allowance to noncurrent loans
116.10%Noncurrent assets plus other real estate owned to assets
1.72%Noncurrent loans to loans
1.03%Net loans and leases to deposits
56.47%Net loans and leases to core deposits
60.06%Equity capital to assets
11.71%Core capital (leverage) ratio
11.85%Tier 1 risk-based capital ratio
20.94%Total risk-based capital ratio
Memoranda
$22Average assets
$194,261Average earning assets
$24,181Average equity
$180,612Average loans

Total Fiduciary and Related Assets (December 31, 2002)

Dollar figures in thousands
$1Total fiduciary and related assets
1Number of Fiduciary Accounts and Related Asset Accounts
YesFiduciary powers granted
YesFiduciary or related activity
$16Managed Assets
1Number of Accounts
$16Personal trust and agency accounts
$16Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$0Other retirement accounts
$0Corporate trust and agency accounts
$0Investment management agency accounts
$0Other fiduciary accounts
$0Fiduciary accounts held in foreign offices
$0Non-managed Assets
2Number of Accounts
$0Personal trust and agency accounts
$0Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$0Other retirement accounts
$0Corporate trust and agency accounts
$0Other fiduciary accounts
$0Fiduciary accounts held in foreign offices

List of branches

4 Missouri Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type
0	1089	Ozark Bank	106-112 North 2nd Avenue, Ozark, MO 65721	September 25, 1906	Full Service Brick and Mortar
1	189962	Drive-In Branch	State Highway 14, Ozark, MO 65721	May 15, 1972	Full Service Brick and Mortar
2	189963	Ozark Branch	1351 West State Highway Nn, Ozark, MO 65721	November 14, 1988	Full Service Brick and Mortar
4	189965	Nixa Facility	410 Massey Boulevard, Nixa, MO 65714	Febuary 06, 1992	Full Service Brick and Mortar

Ozark Bank in Ozark, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

Ozark Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2002)

List of branches

Comment about this bank, ask questions, or add new information about it:

Ozark Bank in Ozark, Missouri (MO)Overview, Financial Summary, Detailed Financial Reports, Branches

Ozark Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2002)

List of branches

Comment about this bank, ask questions, or add new information about it:

Ozark Bank in Ozark, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches