PRP National Bank in Pleasure Ridge Park, Kentucky (KY)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of December 31, 2007

  • PRP National Bank in Pleasure Ridge Park, Kentucky (KY)
  • Show street view No street view available for this location

PRP National Bank - Overview

  • General
  • FDIC Certificate #: 34809
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: FORCHT BANK, NATIONAL ASSOCIATION (#57415)
    Federal Reserve ID: 2727619
    Date Established: September 01, 1998
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 3 (Interstate: No)
    FDIC's unique #: 61657
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    State Chartered: No
    Date of Deposit Insurance: September 01, 1998
    Last Structure Change Effective Date: December 31, 2007
    Last Structure Change Process Date: January 08, 2008
    Last Data Update: January 08, 2008
    Data Source Date: April 05, 2012
  • Location
  • Address: 8492-8592 Dixie Highway, Pleasure Ridge Park, KY 40258
    County: Jefferson
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Elizabethtown
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Southeast
    Metropolitan Statistical Area (MSA): Louisville, KY-IN (#4520)
    Combined Statistical Area (CSA): Louisville-Jefferson County-Elizabethtown-Scottsburg, KY-IN (#350)
    Core Based Statistical Area (CBSA): Louisville-Jefferson County, KY-IN (#31140)
    CBSA Metro Statistical Area: Louisville-Jefferson County, KY-IN (#31140)
  • Financial Summary
  • Total assets: $77.5 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2006)

  • Dollar figures in thousands
  • 30Total employees (full-time equivalent)
  • $69,649Total assets
  • $2,278Cash and due from depository institutions
  • $3Interest-bearing balances
  • $13,680Securities
  • $78Federal funds sold & reverse repurchase agreements
  • $50,154Net loans & leases
  • $821Loan loss allowance
  • $0Trading account assets
  • $2,632Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $827All other assets
  • $69,649Total liabilities and capital
  • $64,002Total liabilities
  • $62,779Total deposits
  • $55,921Interest-bearing deposits
  • $62,779Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $750Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $473All other liabilities
  • $5,647Total equity capital
  • $5,647Total bank equity capital
  • $5,647Perpetual preferred stock
  • $0Common stock
  • $2,500Surplus
  • $2,500Undivided profits
  • Memoranda
  • $647Noncurrent loans and leases
  • $9,940Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $279Earning assets
  • $67Long-term assets (5+ years)
  • $369Average Assets, year-to-date
  • $63,915Average Assets, quarterly
  • $18,997Volatile liabilities
  • $65,964Insider loans
  • $68,047FHLB advances
  • $3,823Loans and leases held for sale
  • $1,052Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $910Total risk weighted assets
  • $9,940Total unused commitments
  • $0Restructured Loans and leases
  • $614Derivatives

Income and Expense (December 31, 2006)

  • Dollar figures in thousands
  • $4,397Total interest income
  • $1,847Total interest expense
  • $2,550Net interest income
  • $61Provision for loan and lease losses
  • $776Total noninterest income
  • $0Fiduciary activities
  • $422Service charges on deposit accounts
  • $0Trading account gains & fees
  • $354Additional noninterest income
  • $2,607Total noninterest expense
  • $1,270Salaries and employee benefits
  • $471Premises and equipment expense
  • $866Additional noninterest expense
  • $658Pre-tax net operating income
  • $0Securities gains (losses)
  • $225Applicable income taxes
  • $433Income before extraordinary items
  • $0Extraordinary gains - net
  • $433Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $5Sale, conversion, retirement of capital stock, net
  • $140Net operating income

Performance and Condition Ratios (December 31, 2006)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.28%Yield on earning assets
  • 3.06%Cost of funding earning assets
  • 4.22%Net interest margin
  • 1.29%Noninterest income to earning assets
  • 4.32%Noninterest expense to earning assets
  • 0.66%Net operating income to assets
  • 0.66%Return on assets (ROA)
  • 1.00%Pretax return on assets
  • 7.97%Return on equity (ROE)
  • 5.39%Retained earnings to average equity (YTD only)
  • 0.01%Net charge-offs to loans
  • 1220.00%Credit loss provision to net charge-offs
  • 143.80%Efficiency ratio
  • 78,382Assets per employee
  • 2.32%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 32.33%Loss allowance to loans
  • 1.61%Loss allowance to noncurrent loans
  • 294.27%Noncurrent assets plus other real estate owned to assets
  • 0.40%Noncurrent loans to loans
  • 0.55%Net loans and leases to deposits
  • 79.89%Net loans and leases to core deposits
  • 84.00%Equity capital to assets
  • 8.11%Core capital (leverage) ratio
  • 8.43%Tier 1 risk-based capital ratio
  • 11.80%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $65,964Average earning assets
  • $5,433Average equity
  • $60,387Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with PRP National Bank.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents