FDIC Certificate #: 29932 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution:First Federal Bank (#29245) Federal Reserve ID: 923275 Date Established: January 01, 1887 Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS) OTS Docket #: 4368 FDIC's unique #: 42766 Numeric code: 33 Regulator: OTS Insurance Fund Membership: Savings Association Insurance Fund (SAIF) FDIC Insured: Yes SAIF Insured: Yes Insured Savings Institution: Yes State Chartered: No Date of Deposit Insurance: April 07, 1938 Last Structure Change Effective Date: November 23, 2002 Last Structure Change Process Date: November 27, 2002 Last Data Update: November 27, 2002 Data Source Date: April 05, 2012
Location
Address: 123 West Lafayette, Palmyra, MO 63461 County: Marion Quarterly Banking Profile Region: Kansas City FDIC Geographic Region: Kansas City FDIC Supervisory Region: Kansas City FDIC Field Office: St. Louis Office of the Comptroller the Currency (OCC) District: Midwest Office of Thrift Supervision Region: West Core Based Statistical Area (CBSA): Hannibal, MO (#25300) CBSA Micro Statistical Area: Yes
Financial Summary
Total assets: $73.4 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2001)
Dollar figures in thousands
18Total employees (full-time equivalent)
$71,237Total assets
$4,762Cash and due from depository institutions
$4,547Interest-bearing balances
$13,922Securities
$0Federal funds sold & reverse repurchase agreements
$50,588Net loans & leases
$315Loan loss allowance
$0Trading account assets
$1,008Bank premises and fixed assets
$0Other real estate owned
$0Goodwill and other intangibles
$0Life insurance assets
$957All other assets
$71,237Total liabilities and capital
$62,937Total liabilities
$62,414Total deposits
$62,374Interest-bearing deposits
$62,414Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$523All other liabilities
$8,300Total equity capital
$8,300Total bank equity capital
$8,300Perpetual preferred stock
$0Common stock
$1Surplus
$2,503Undivided profits
Memoranda
$5,796Noncurrent loans and leases
$3,070Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$317Earning assets
$0Long-term assets (5+ years)
$407Average Assets, year-to-date
$69,057Average Assets, quarterly
$0Volatile liabilities
$69,274Insider loans
$70,631FHLB advances
$4,669Loans and leases held for sale
$50Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$3,070Total unused commitments
$22Restructured Loans and leases
$315Derivatives
Income and Expense (December 31, 2001)
Dollar figures in thousands
$4,717Total interest income
$3,023Total interest expense
$1,694Net interest income
$40Provision for loan and lease losses
$82Total noninterest income
$0Fiduciary activities
$0Service charges on deposit accounts
$0Trading account gains & fees
$82Additional noninterest income
$1,423Total noninterest expense
$875Salaries and employee benefits
$272Premises and equipment expense
$276Additional noninterest expense
$313Pre-tax net operating income
$11Securities gains (losses)
$79Applicable income taxes
$245Income before extraordinary items
$0Extraordinary gains - net
$245Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$5Sale, conversion, retirement of capital stock, net
$0Net operating income
Performance and Condition Ratios (December 31, 2001)
Dollar figures in thousands
Performance Ratios (%, annualized)
7.04%Yield on earning assets
4.51%Cost of funding earning assets
2.53%Net interest margin
0.12%Noninterest income to earning assets
2.13%Noninterest expense to earning assets
0.34%Net operating income to assets
0.35%Return on assets (ROA)
0.47%Pretax return on assets
3.00%Return on equity (ROE)
3.00%Retained earnings to average equity (YTD only)
0.01%Net charge-offs to loans
800.00%Credit loss provision to net charge-offs
70.60%Efficiency ratio
80,124Assets per employee
3.96%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
0.62%Loss allowance to noncurrent loans
99.37%Noncurrent assets plus other real estate owned to assets
0.44%Noncurrent loans to loans
0.62%Net loans and leases to deposits
81.05%Net loans and leases to core deposits
87.61%Equity capital to assets
11.65%Core capital (leverage) ratio
11.76%Tier 1 risk-based capital ratio
22.99%Total risk-based capital ratio
Memoranda
$24Average assets
$69,274Average earning assets
$8,177Average equity
$66,962Average loans
Comment about this bank, ask questions, or add new information about it:
This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Palmyra Savings.
Based on public records. Inadvertent errors are possible. bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site. Use at your own risk.
Comment about this bank, ask questions, or add new information about it: