Parkdale Bank in Beaumont, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of March 07, 1994

Parkdale Bank in Beaumont, Texas (TX)
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Parkdale Bank - Overview

General
FDIC Certificate #: 21207
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Bank One, Texas, National Association (#27474)
Federal Reserve ID: 208552
Date Established: September 04, 1973
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 2 (Interstate: No)
FDIC's unique #: 14666
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: September 04, 1973
Last Structure Change Effective Date: March 07, 1994
Last Structure Change Process Date: March 17, 1994
Last Data Update: March 17, 1994
Data Source Date: April 05, 2012
Location
Address: 6025 Eastex Freeway, Beaumont, TX 77706
County: Jefferson
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Houston
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: West
Metropolitan Statistical Area (MSA): Beaumont-Port Arthur, TX (#840)
Core Based Statistical Area (CBSA): Beaumont-Port Arthur, TX (#13140)
CBSA Metro Statistical Area: Beaumont-Port Arthur, TX (#13140)
Financial Summary
Total assets: $60.4 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1993)

Dollar figures in thousands
0Total employees (full-time equivalent)
$36Total assets
$60,369Cash and due from depository institutions
$5,290Interest-bearing balances
$100Securities
$25,384Federal funds sold & reverse repurchase agreements
$8,600Net loans & leases
$18,849Loan loss allowance
$547Trading account assets
$0Bank premises and fixed assets
$1,870Other real estate owned
$0Goodwill and other intangibles
$376Life insurance assets
$0All other assets
$0Total liabilities and capital
$60,369Total liabilities
$53,628Total deposits
$53,425Interest-bearing deposits
$39,682Deposits held in domestic offices
53425.00%% insured (estimated)
$81Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$0All other liabilities
$203Total equity capital
$203Total bank equity capital
$6,741Perpetual preferred stock
$0Common stock
$345Surplus
$2,569Undivided profits
Memoranda
$3,827Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$57Income earned, not collected on loans
$72Earning assets
$52,933Long-term assets (5+ years)
$1,935Average Assets, year-to-date
$64,788Average Assets, quarterly
$60,731Volatile liabilities
$4,420Insider loans
$1,719FHLB advances
$0Loans and leases held for sale
$0Unused loan commitments
$3,416Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$6,741Total risk weighted assets
$28,468Total unused commitments
$0Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 1993)

Dollar figures in thousands
$0Total interest income
$3,697Total interest expense
$1,113Net interest income
$2,584Provision for loan and lease losses
$0Total noninterest income
$1,020Fiduciary activities
$0Service charges on deposit accounts
$919Trading account gains & fees
$0Additional noninterest income
$101Total noninterest expense
$2,272Salaries and employee benefits
$1,146Premises and equipment expense
$274Additional noninterest expense
$852Pre-tax net operating income
$1,332Securities gains (losses)
$54Applicable income taxes
$444Income before extraordinary items
$942Extraordinary gains - net
-$28Net income attributable to bank
$914Net charge-offs
$5Cash dividends
$70Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 1993)

Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
6.27%Cost of funding earning assets
1.89%Net interest margin
4.38%Noninterest income to earning assets
1.73%Noninterest expense to earning assets
3.85%Net operating income to assets
1.40%Return on assets (ROA)
1.41%Pretax return on assets
2.10%Return on equity (ROE)
14.38%Retained earnings to average equity (YTD only)
13.28%Net charge-offs to loans
0.03%Credit loss provision to net charge-offs
0.00%Efficiency ratio
63,041Assets per employee
1.68%Cash dividends to net income (YTD only)
Condition Ratios (%)
7.66%Loss allowance to loans
2.82%Loss allowance to noncurrent loans
959.65%Noncurrent assets plus other real estate owned to assets
0.09%Noncurrent loans to loans
0.29%Net loans and leases to deposits
35.28%Net loans and leases to core deposits
38.46%Equity capital to assets
11.17%Core capital (leverage) ratio
11.20%Tier 1 risk-based capital ratio
23.68%Total risk-based capital ratio
Memoranda
$25Average assets
$64,788Average earning assets
$6,355Average equity
$59,007Average loans

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