FDIC Certificate #: 32538 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution:The Patapsco Bank (#30869) Federal Reserve ID: 392675 Date Established: January 01, 1890 Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS) OTS Docket #: 8405 FDIC's unique #: 45372 Numeric code: 33 Regulator: OTS Insurance Fund Membership: Savings Association Insurance Fund (SAIF) FDIC Insured: Yes SAIF Insured: Yes Insured Savings Institution: Yes State Chartered: No Date of Deposit Insurance: May 14, 1987 Last Structure Change Effective Date: April 01, 2004 Last Structure Change Process Date: April 14, 2004 Last Data Update: April 14, 2004 Data Source Date: April 05, 2012
Location
Address: 7802 Harford Road, Baltimore, MD 21234 County: Baltimore City Quarterly Banking Profile Region: New York FDIC Geographic Region: New York FDIC Supervisory Region: New York FDIC Field Office: Baltimore Office of the Comptroller the Currency (OCC) District: Northeast Office of Thrift Supervision Region: Southeast Metropolitan Statistical Area (MSA): Baltimore, MD (#720) Consolidated Metropolitan Statistical Area (CMSA): Washington-Baltimore, DC-MD-VA-WV (#97) Combined Statistical Area (CSA): Washington-Baltimore-Northern Virginia, DC-MD-VA-WV (#548) Core Based Statistical Area (CBSA): Baltimore-Towson, MD (#12580) CBSA Metro Statistical Area: Baltimore-Towson, MD (#12580)
Financial Summary
Total assets: $48.6 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2003)
Dollar figures in thousands
19Total employees (full-time equivalent)
$49,358Total assets
$10,186Cash and due from depository institutions
$9,433Interest-bearing balances
$4,102Securities
$0Federal funds sold & reverse repurchase agreements
$34,163Net loans & leases
$137Loan loss allowance
$0Trading account assets
$340Bank premises and fixed assets
$0Other real estate owned
$0Goodwill and other intangibles
$0Life insurance assets
$567All other assets
$49,358Total liabilities and capital
$46,007Total liabilities
$45,821Total deposits
$42,167Interest-bearing deposits
$45,821Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$186All other liabilities
$3,351Total equity capital
$3,351Total bank equity capital
$3,351Perpetual preferred stock
$0Common stock
$66Surplus
$869Undivided profits
Memoranda
$2,416Noncurrent loans and leases
$1,235Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$0Earning assets
$0Long-term assets (5+ years)
$110Average Assets, year-to-date
$47,698Average Assets, quarterly
$0Volatile liabilities
$48,034Insider loans
$49,593FHLB advances
$10,516Loans and leases held for sale
$627Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$1,235Total unused commitments
$0Restructured Loans and leases
$137Derivatives
Income and Expense (December 31, 2003)
Dollar figures in thousands
$2,256Total interest income
$898Total interest expense
$1,358Net interest income
$12Provision for loan and lease losses
$111Total noninterest income
$0Fiduciary activities
$0Service charges on deposit accounts
$0Trading account gains & fees
$111Additional noninterest income
$1,205Total noninterest expense
$788Salaries and employee benefits
$216Premises and equipment expense
$201Additional noninterest expense
$252Pre-tax net operating income
$0Securities gains (losses)
$94Applicable income taxes
$158Income before extraordinary items
$0Extraordinary gains - net
$158Net income attributable to bank
$0Net charge-offs
$0Cash dividends
-$21Sale, conversion, retirement of capital stock, net
$36Net operating income
Performance and Condition Ratios (December 31, 2003)
Dollar figures in thousands
Performance Ratios (%, annualized)
4.86%Yield on earning assets
1.94%Cost of funding earning assets
2.93%Net interest margin
0.24%Noninterest income to earning assets
2.60%Noninterest expense to earning assets
0.33%Net operating income to assets
0.33%Return on assets (ROA)
0.52%Pretax return on assets
4.77%Return on equity (ROE)
3.69%Retained earnings to average equity (YTD only)
-0.06%Net charge-offs to loans
-57.14%Credit loss provision to net charge-offs
0.00%Efficiency ratio
82,029Assets per employee
2.60%Cash dividends to net income (YTD only)
Condition Ratios (%)
22.78%Loss allowance to loans
0.40%Loss allowance to noncurrent loans
0.00%Noncurrent assets plus other real estate owned to assets
0.00%Noncurrent loans to loans
0.00%Net loans and leases to deposits
74.56%Net loans and leases to core deposits
96.77%Equity capital to assets
6.79%Core capital (leverage) ratio
6.82%Tier 1 risk-based capital ratio
16.44%Total risk-based capital ratio
Memoranda
$17Average assets
$48,034Average earning assets
$3,309Average equity
$46,392Average loans
Comment about this bank, ask questions, or add new information about it:
This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Parkville Federal Savings Bank.
Based on public records. Inadvertent errors are possible. bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site. Use at your own risk.
Comment about this bank, ask questions, or add new information about it: