Patriot Bank in city_name, state_name - Detailed Financial Reports, Location

Patriot Bank in Brooklyn, Iowa (IA)
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Patriot Bank routing number info

Patriot Bank - Overview

General
FDIC Certificate #: 14783
Status: Active
Federal Reserve ID: 180041
Bank Holding Company (Regulatory Top Holder): Gibson Investment Company (RSSDID: 1203666, Location: Clive, IA)
Date Established: January 01, 1904
WWW: http://www.patriotbankia.com
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 3 (Domestic: 3, Interstate: No)
OTS Docket #: 13996
FDIC's unique #: 9246
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Agricultural lending institution: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: Agricultural Specialization
Date of Deposit Insurance: October 03, 1934
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
Location
Address: 104 Jackson Street, Brooklyn, IA 52211
County: Poweshiek
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Des Moines
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: Western
History of Changes
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $61.1 mil
Equity capital: $3.7 mil
Deposits held in domestic offices: $56.2 mil
Return on assets (ROA): -1.34% (-$0.8 mil)
Quarterly return on assets: -1.17% (-$0.7 mil)
Return on Equity (ROE): -20.73% (-$0.8 mil)
Quarterly return on equity: -18.44% (-$0.7 mil)
Net income: -$0.8 mil
Quarterly Net income: -$0.2 mil
Pretax return on assets: -1.42% (-$867.2 mil)
Quarterly Pretax return on assets: -1.25% (-$763.4 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
24Total employees (full-time equivalent)
$61,071Total assets
$8,108Cash and due from depository institutions
$7,234Interest-bearing balances
$18,902Securities
$721Federal funds sold & reverse repurchase agreements
$24,651Net loans & leases
$704Loan loss allowance
$0Trading account assets
$2,223Bank premises and fixed assets
$3,477Other real estate owned
$0Goodwill and other intangibles
$61,071Life insurance assets
$2,989All other assets
$57,352Total liabilities and capital
$56,151Total liabilities
$51,405Total deposits
$56,151Interest-bearing deposits
$92Deposits held in domestic offices
1055.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$146Subordinated debt
$3,719All other liabilities
$3,719Total equity capital
$3,719Total bank equity capital
$0Perpetual preferred stock
$300Common stock
$2,755Surplus
$664Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$711Income earned, not collected on loans
$268Earning assets
$412Long-term assets (5+ years)
$51,508Average Assets, year-to-date
$12,639Average Assets, quarterly
$59,786Volatile liabilities
$59,615Insider loans
$31,921FHLB advances
$61,838Loans and leases held for sale
$2,175Unused loan commitments
$2,175Tier 1 (core) risk-based capital
$3,119Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$4,917Restructured Loans and leases
$633Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$2,423Total interest income
$428Total interest expense
$1,995Net interest income
$0Provision for loan and lease losses
-$250Total noninterest income
$0Fiduciary activities
$124Service charges on deposit accounts
$0Trading account gains & fees
-$374Additional noninterest income
$2,593Total noninterest expense
$1,357Salaries and employee benefits
$387Premises and equipment expense
$849Additional noninterest expense
-$848Pre-tax net operating income
$0Securities gains (losses)
-$46Applicable income taxes
-$802Income before extraordinary items
$0Extraordinary gains - net
-$802Net income attributable to bank
$0Net charge-offs
-$802Cash dividends
$190Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
4.91%Yield on earning assets
0.87%Cost of funding earning assets
4.04%Net interest margin
-0.51%Noninterest income to earning assets
5.26%Noninterest expense to earning assets
-1.34%Net operating income to assets
-1.34%Return on assets (ROA)
-1.42%Pretax return on assets
-20.73%Return on equity (ROE)
-20.73%Retained earnings to average equity (YTD only)
0.62%Net charge-offs to loans
0.00%Credit loss provision to net charge-offs
-4.46%Efficiency ratio
148,023Assets per employee
2.54%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
2.78%Loss allowance to noncurrent loans
99.02%Noncurrent assets plus other real estate owned to assets
6.86%Noncurrent loans to loans
2.80%Net loans and leases to deposits
43.90%Net loans and leases to core deposits
46.88%Equity capital to assets
6.09%Core capital (leverage) ratio
5.04%Tier 1 risk-based capital ratio
9.77%Total risk-based capital ratio
Memoranda
$11Average assets
$59,786Average earning assets
$3,869Average equity
$49,341Average loans

Total Fiduciary and Related Assets (December 31, 2005)

Dollar figures in thousands
$1Total fiduciary and related assets
1Number of Fiduciary Accounts and Related Asset Accounts
YesFiduciary powers granted
YesFiduciary or related activity
$835Managed Assets
1Number of Accounts
$835Personal trust and agency accounts
$835Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$0Other retirement accounts
$0Corporate trust and agency accounts
$0Investment management agency accounts
$0Other fiduciary accounts
$0Fiduciary accounts held in foreign offices
$0Non-managed Assets
3Number of Accounts
$0Personal trust and agency accounts
$0Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$0Other retirement accounts
$0Corporate trust and agency accounts
$0Other fiduciary accounts
$0Fiduciary accounts held in foreign offices

List of branches

3 Iowa Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type
0	9246	Patriot Bank	104 Jackson Street, Brooklyn, IA 52211	January 01, 1904	Full Service Brick and Mortar
4	242287	East Main Street Branch	129 East Main Street, Agency, IA 52530	January 25, 1988	Full Service Brick and Mortar
5	441774	Grinnell Branch	619 Sixth Avenue, Grinnell, IA 50112	May 03, 2005	Full Service Brick and Mortar

Patriot Bank in Brooklyn, Iowa (IA)
Overview, Financial Summary, Detailed Financial Reports, Branches

Patriot Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2005)

List of branches

Comment about this bank, ask questions, or add new information about it:

Patriot Bank in Brooklyn, Iowa (IA)Overview, Financial Summary, Detailed Financial Reports, Branches

Patriot Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2005)

List of branches

Comment about this bank, ask questions, or add new information about it:

Patriot Bank in Brooklyn, Iowa (IA)
Overview, Financial Summary, Detailed Financial Reports, Branches