Peachtree Bank in city_name, state_name - Detailed Financial Reports, Location

Peachtree Bank in Maplesville, Alabama (AL)
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Peachtree Bank routing number info

Peachtree Bank - Overview

General
FDIC Certificate #: 68
Status: Active
Federal Reserve ID: 572338
Bank Holding Company (Regulatory Top Holder): Southcrest Financial Group, Inc. (RSSDID: 2497202, Location: Peachtree City, GA)
Date Established: September 19, 1919
WWW: http://www.peachtreebank.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 2 (Domestic: 2, Interstate: No)
OTS Docket #: 10089
FDIC's unique #: 48
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: No
Asset Concentration Hierarchy: All Other Specialization < 1 Billion
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: Febuary 24, 2011
Last Structure Change Process Date: Febuary 24, 2011
Last Data Update: Febuary 24, 2011
Data Source Date: April 05, 2012
Location
Address: 9411 Al Highway 22, Maplesville, AL 36750
County: Chilton
Quarterly Banking Profile Region: Atlanta
FDIC Geographic Region: Atlanta
FDIC Supervisory Region: Atlanta
FDIC Field Office: Shelby
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: Southeast
Combined Statistical Area (CSA): Birmingham-Hoover-Cullman, AL (#142)
Core Based Statistical Area (CBSA): Birmingham-Hoover, AL (#13820)
CBSA Metro Statistical Area: Birmingham-Hoover, AL (#13820)
History of Changes
Change in Geographic Region/Area/Territory/Field Office
Financial Summary
Total assets: $53.0 mil
Equity capital: $5.7 mil
Deposits held in domestic offices: $44.9 mil
Return on assets (ROA): 0.36% ($0.2 mil)
Quarterly return on assets: 0.34% ($0.2 mil)
Return on Equity (ROE): 3.51% ($0.2 mil)
Quarterly return on equity: 3.23% ($0.2 mil)
Net income: $0.2 mil
Quarterly Net income: $0.0 mil
Pretax return on assets: 0.36% ($190.7 mil)
Quarterly Pretax return on assets: 0.34% ($180.1 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
22Total employees (full-time equivalent)
$52,964Total assets
$15,483Cash and due from depository institutions
$12,212Interest-bearing balances
$10,963Securities
$0Federal funds sold & reverse repurchase agreements
$21,109Net loans & leases
$287Loan loss allowance
$0Trading account assets
$1,654Bank premises and fixed assets
$425Other real estate owned
$0Goodwill and other intangibles
$52,964Life insurance assets
$3,330All other assets
$47,257Total liabilities and capital
$44,918Total liabilities
$32,981Total deposits
$44,918Interest-bearing deposits
$98Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$2,339Subordinated debt
$5,707All other liabilities
$5,707Total equity capital
$5,707Total bank equity capital
$0Perpetual preferred stock
$300Common stock
$12,147Surplus
$-6,740Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$628Income earned, not collected on loans
$0Earning assets
$161Long-term assets (5+ years)
$44,284Average Assets, year-to-date
$9,197Average Assets, quarterly
$55,462Volatile liabilities
$54,179Insider loans
$30,843FHLB advances
$53,219Loans and leases held for sale
$2,578Unused loan commitments
$2,578Tier 1 (core) risk-based capital
$5,524Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$1,419Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$2,025Total interest income
$215Total interest expense
$1,810Net interest income
$45Provision for loan and lease losses
$614Total noninterest income
$0Fiduciary activities
$559Service charges on deposit accounts
$0Trading account gains & fees
$55Additional noninterest income
$2,182Total noninterest expense
$1,136Salaries and employee benefits
$174Premises and equipment expense
$872Additional noninterest expense
$197Pre-tax net operating income
$0Securities gains (losses)
$0Applicable income taxes
$197Income before extraordinary items
$0Extraordinary gains - net
$197Net income attributable to bank
$0Net charge-offs
$197Cash dividends
$283Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
4.40%Yield on earning assets
0.47%Cost of funding earning assets
3.93%Net interest margin
1.33%Noninterest income to earning assets
4.74%Noninterest expense to earning assets
0.36%Net operating income to assets
0.36%Return on assets (ROA)
0.36%Pretax return on assets
3.51%Return on equity (ROE)
3.51%Retained earnings to average equity (YTD only)
1.19%Net charge-offs to loans
15.90%Credit loss provision to net charge-offs
0.86%Efficiency ratio
90,017Assets per employee
2.41%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
1.34%Loss allowance to noncurrent loans
45.70%Noncurrent assets plus other real estate owned to assets
1.99%Noncurrent loans to loans
2.94%Net loans and leases to deposits
46.99%Net loans and leases to core deposits
46.99%Equity capital to assets
10.78%Core capital (leverage) ratio
10.38%Tier 1 risk-based capital ratio
17.91%Total risk-based capital ratio
Memoranda
$19Average assets
$55,462Average earning assets
$5,614Average equity
$46,070Average loans

List of branches

2 Alabama Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type	Map
0	48	Peachtree Bank	9411 Al Highway 22, Maplesville, AL 36750	September 19, 1919	Full Service Brick and Mortar
1	180968	Clanton Branch	1501 7th Street North, Clanton, AL 35045	March 14, 1994	Full Service Brick and Mortar

Peachtree Bank in Maplesville, Alabama (AL)
Overview, Financial Summary, Detailed Financial Reports, Branches

Peachtree Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

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Peachtree Bank in Maplesville, Alabama (AL)Overview, Financial Summary, Detailed Financial Reports, Branches

Peachtree Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Peachtree Bank in Maplesville, Alabama (AL)
Overview, Financial Summary, Detailed Financial Reports, Branches