FDIC Certificate #: 10436 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution:Morton Community Bank (#18429) Federal Reserve ID: 237637 Date Established: October 31, 1905 WWW:http://www.peoplesstatemanito.com Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC Offices: 1 (Interstate: No) FDIC's unique #: 6670 Numeric code: 21 Regulator: FDIC Insurance Fund Membership: Deposit Insurance Fund (DIF) Insured commercial Banks: Yes FDIC Insured: Yes Deposit Insurance Fund member: Yes State Chartered: Yes Date of Deposit Insurance: January 01, 1934 Last Structure Change Effective Date: October 20, 2006 Last Structure Change Process Date: November 15, 2006 Last Data Update: November 15, 2006 Data Source Date: April 05, 2012
Location
Address: 105 South Adams, Manito, IL 61546 County: Mason Quarterly Banking Profile Region: Chicago FDIC Geographic Region: Chicago FDIC Supervisory Region: Chicago FDIC Field Office: Springfield Il Office of the Comptroller the Currency (OCC) District: Central Office of Thrift Supervision Region: Central
Financial Summary
Total assets: $47.9 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2005)
Dollar figures in thousands
11Total employees (full-time equivalent)
$51,564Total assets
$1,049Cash and due from depository institutions
$0Interest-bearing balances
$12,710Securities
$600Federal funds sold & reverse repurchase agreements
$33,564Net loans & leases
$652Loan loss allowance
$0Trading account assets
$657Bank premises and fixed assets
$0Other real estate owned
$0Goodwill and other intangibles
$0Life insurance assets
$2,984All other assets
$51,564Total liabilities and capital
$46,765Total liabilities
$44,462Total deposits
$40,126Interest-bearing deposits
$44,462Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$1,000Other borrowed funds
$0Subordinated debt
$1,303All other liabilities
$4,799Total equity capital
$4,799Total bank equity capital
$4,799Perpetual preferred stock
$0Common stock
$712Surplus
$3,000Undivided profits
Memoranda
$1,087Noncurrent loans and leases
$4,168Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$0Earning assets
$0Long-term assets (5+ years)
$883Average Assets, year-to-date
$46,874Average Assets, quarterly
$2,683Volatile liabilities
$51,921Insider loans
$51,806FHLB advances
$12,766Loans and leases held for sale
$1,221Unused loan commitments
$1,000Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$4,168Total unused commitments
$0Restructured Loans and leases
$475Derivatives
Income and Expense (December 31, 2005)
Dollar figures in thousands
$2,551Total interest income
$869Total interest expense
$1,682Net interest income
$0Provision for loan and lease losses
$195Total noninterest income
$0Fiduciary activities
$117Service charges on deposit accounts
$0Trading account gains & fees
$78Additional noninterest income
$1,401Total noninterest expense
$617Salaries and employee benefits
$270Premises and equipment expense
$514Additional noninterest expense
$476Pre-tax net operating income
$0Securities gains (losses)
-$48Applicable income taxes
$524Income before extraordinary items
$0Extraordinary gains - net
$524Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$1Sale, conversion, retirement of capital stock, net
$669Net operating income
Performance and Condition Ratios (December 31, 2005)
Dollar figures in thousands
Performance Ratios (%, annualized)
5.40%Yield on earning assets
1.84%Cost of funding earning assets
3.56%Net interest margin
0.41%Noninterest income to earning assets
2.96%Noninterest expense to earning assets
1.01%Net operating income to assets
1.01%Return on assets (ROA)
0.92%Pretax return on assets
10.97%Return on equity (ROE)
-3.04%Retained earnings to average equity (YTD only)
0.00%Net charge-offs to loans
0.00%Credit loss provision to net charge-offs
476.00%Efficiency ratio
74,640Assets per employee
4.69%Cash dividends to net income (YTD only)
Condition Ratios (%)
127.67%Loss allowance to loans
1.91%Loss allowance to noncurrent loans
0.00%Noncurrent assets plus other real estate owned to assets
0.00%Noncurrent loans to loans
0.00%Net loans and leases to deposits
75.49%Net loans and leases to core deposits
102.65%Equity capital to assets
9.31%Core capital (leverage) ratio
9.32%Tier 1 risk-based capital ratio
13.13%Total risk-based capital ratio
Memoranda
$14Average assets
$51,921Average earning assets
$4,775Average equity
$47,262Average loans
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