FDIC Certificate #: 20928 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution:IBERIABANK fsb (#33538) Federal Reserve ID: 281247 Date Established: January 18, 1973 Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC Offices: 4 (Interstate: No) FDIC's unique #: 14457 Numeric code: 21 Regulator: FDIC Insurance Fund Membership: Bank Insurance Fund (BIF) Bank Insurance Fund: Yes Insured commercial Banks: Yes FDIC Insured: Yes State Chartered: Yes Date of Deposit Insurance: January 18, 1973 Last Structure Change Effective Date: May 31, 2002 Last Structure Change Process Date: June 14, 2002 Last Data Update: June 14, 2002 Data Source Date: April 05, 2012
Location
Address: Highway 63 (North Side), Imboden, AR 72434 County: Lawrence Quarterly Banking Profile Region: Dallas FDIC Geographic Region: Dallas FDIC Supervisory Region: Dallas FDIC Field Office: Little Rock Office of the Comptroller the Currency (OCC) District: Southwest Office of Thrift Supervision Region: Western
Financial Summary
Total assets: $69.7 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2001)
Dollar figures in thousands
20Total employees (full-time equivalent)
$67,633Total assets
$3,432Cash and due from depository institutions
$300Interest-bearing balances
$8,156Securities
$5,320Federal funds sold & reverse repurchase agreements
$48,157Net loans & leases
$601Loan loss allowance
$0Trading account assets
$904Bank premises and fixed assets
$370Other real estate owned
$0Goodwill and other intangibles
$0Life insurance assets
$1,294All other assets
$67,633Total liabilities and capital
$62,004Total liabilities
$61,230Total deposits
$54,947Interest-bearing deposits
$61,230Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$774All other liabilities
$5,629Total equity capital
$5,629Total bank equity capital
$5,629Perpetual preferred stock
$0Common stock
$165Surplus
$1,435Undivided profits
Memoranda
$4,029Noncurrent loans and leases
$2,092Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$372Earning assets
$0Long-term assets (5+ years)
$692Average Assets, year-to-date
$61,933Average Assets, quarterly
$5,133Volatile liabilities
$66,477Insider loans
$65,938FHLB advances
$13,580Loans and leases held for sale
$66Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$2,092Total unused commitments
$0Restructured Loans and leases
$601Derivatives
Income and Expense (December 31, 2001)
Dollar figures in thousands
$5,147Total interest income
$2,602Total interest expense
$2,545Net interest income
$161Provision for loan and lease losses
$413Total noninterest income
$0Fiduciary activities
$259Service charges on deposit accounts
$0Trading account gains & fees
$154Additional noninterest income
$1,621Total noninterest expense
$744Salaries and employee benefits
$200Premises and equipment expense
$677Additional noninterest expense
$1,176Pre-tax net operating income
$0Securities gains (losses)
$417Applicable income taxes
$759Income before extraordinary items
$0Extraordinary gains - net
$759Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$125Sale, conversion, retirement of capital stock, net
$75Net operating income
Performance and Condition Ratios (December 31, 2001)
Dollar figures in thousands
Performance Ratios (%, annualized)
8.36%Yield on earning assets
4.22%Cost of funding earning assets
4.13%Net interest margin
0.67%Noninterest income to earning assets
2.63%Noninterest expense to earning assets
1.14%Net operating income to assets
1.14%Return on assets (ROA)
1.77%Pretax return on assets
15.09%Return on equity (ROE)
13.60%Retained earnings to average equity (YTD only)
0.26%Net charge-offs to loans
128.80%Credit loss provision to net charge-offs
10.70%Efficiency ratio
54,801Assets per employee
3.38%Cash dividends to net income (YTD only)
Condition Ratios (%)
9.88%Loss allowance to loans
1.23%Loss allowance to noncurrent loans
161.56%Noncurrent assets plus other real estate owned to assets
1.10%Noncurrent loans to loans
0.76%Net loans and leases to deposits
78.65%Net loans and leases to core deposits
101.06%Equity capital to assets
8.32%Core capital (leverage) ratio
8.02%Tier 1 risk-based capital ratio
10.67%Total risk-based capital ratio
Memoranda
$12Average assets
$66,477Average earning assets
$5,028Average equity
$61,596Average loans
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