Peoples Bank in Oklahoma City, Oklahoma (OK)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of Febuary 01, 2006

  • Peoples Bank in Oklahoma City, Oklahoma (OK)
  • Show street view No street view available for this location

Peoples Bank - Overview

  • General
  • FDIC Certificate #: 24707
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: The Yukon National Bank (#4235)
    Federal Reserve ID: 443951
    Date Established: September 12, 1983
    WWW: http://www.pbok.net
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 2 (Interstate: No)
    FDIC's unique #: 17150
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: September 12, 1983
    Last Structure Change Effective Date: Febuary 01, 2006
    Last Structure Change Process Date: April 05, 2006
    Last Data Update: April 05, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 6201 Northwest 23rd Street, Oklahoma City, OK 73127
    County: Oklahoma
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Oklahoma City
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Oklahoma City, OK (#5880)
    Combined Statistical Area (CSA): Oklahoma City-Shawnee, OK (#416)
    Core Based Statistical Area (CBSA): Oklahoma City, OK (#36420)
    CBSA Metro Statistical Area: Oklahoma City, OK (#36420)
  • Financial Summary
  • Total assets: $33.4 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2005)

  • Dollar figures in thousands
  • 20Total employees (full-time equivalent)
  • $33,449Total assets
  • $3,157Cash and due from depository institutions
  • $0Interest-bearing balances
  • $987Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $27,586Net loans & leases
  • $315Loan loss allowance
  • $0Trading account assets
  • $1,092Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $627All other assets
  • $33,449Total liabilities and capital
  • $30,953Total liabilities
  • $26,308Total deposits
  • $20,259Interest-bearing deposits
  • $26,308Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $4,450Other borrowed funds
  • $0Subordinated debt
  • $195All other liabilities
  • $2,496Total equity capital
  • $2,496Total bank equity capital
  • $2,496Perpetual preferred stock
  • $0Common stock
  • $500Surplus
  • $1,742Undivided profits
  • Memoranda
  • $254Noncurrent loans and leases
  • $6,271Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $640Earning assets
  • $0Long-term assets (5+ years)
  • $278Average Assets, year-to-date
  • $28,573Average Assets, quarterly
  • $1,117Volatile liabilities
  • $30,982Insider loans
  • $33,306FHLB advances
  • $12,657Loans and leases held for sale
  • $268Unused loan commitments
  • $4,450Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $6,271Total unused commitments
  • $11Restructured Loans and leases
  • $315Derivatives

Income and Expense (December 31, 2005)

  • Dollar figures in thousands
  • $2,269Total interest income
  • $595Total interest expense
  • $1,674Net interest income
  • $140Provision for loan and lease losses
  • $2,080Total noninterest income
  • $0Fiduciary activities
  • $183Service charges on deposit accounts
  • $0Trading account gains & fees
  • $1,897Additional noninterest income
  • $3,098Total noninterest expense
  • $991Salaries and employee benefits
  • $198Premises and equipment expense
  • $1,909Additional noninterest expense
  • $516Pre-tax net operating income
  • $0Securities gains (losses)
  • $196Applicable income taxes
  • $320Income before extraordinary items
  • -$41Extraordinary gains - net
  • $279Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $69Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2005)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 8.42%Yield on earning assets
  • 2.21%Cost of funding earning assets
  • 6.21%Net interest margin
  • 7.71%Noninterest income to earning assets
  • 11.49%Noninterest expense to earning assets
  • 1.03%Net operating income to assets
  • 0.90%Return on assets (ROA)
  • 1.53%Pretax return on assets
  • 11.76%Return on equity (ROE)
  • 11.76%Retained earnings to average equity (YTD only)
  • 0.26%Net charge-offs to loans
  • 202.90%Credit loss provision to net charge-offs
  • 9.51%Efficiency ratio
  • 82,525Assets per employee
  • 1.67%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.13%Loss allowance to noncurrent loans
  • 49.22%Noncurrent assets plus other real estate owned to assets
  • 1.91%Noncurrent loans to loans
  • 2.29%Net loans and leases to deposits
  • 104.86%Net loans and leases to core deposits
  • 152.40%Equity capital to assets
  • 7.46%Core capital (leverage) ratio
  • 7.66%Tier 1 risk-based capital ratio
  • 9.32%Total risk-based capital ratio
  • Memoranda
  • $10Average assets
  • $30,982Average earning assets
  • $2,373Average equity
  • $26,963Average loans

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