Peoples Bank in city_name, state_name - Detailed Financial Reports, Location

Peoples Bank in Houston, Texas (TX)
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Peoples Bank - Overview

General
FDIC Certificate #: 25242
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Lockwood National Bank of Houston (#17760)
Federal Reserve ID: 785053
Date Established: July 02, 1984
Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
Offices: 2 (Interstate: No)
FDIC's unique #: 17450
Numeric code: 13
Regulator: FED
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: July 02, 1984
Last Structure Change Effective Date: April 01, 1993
Last Structure Change Process Date: July 23, 1993
Last Data Update: July 23, 1993
Data Source Date: April 05, 2012
Location
Address: 14200 Gulf Freeway, Houston, TX 77034
County: Harris
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Houston
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: West
Metropolitan Statistical Area (MSA): Houston, TX (#3360)
Consolidated Metropolitan Statistical Area (CMSA): Houston-Galveston-Brazoria, TX (#42)
Combined Statistical Area (CSA): Houston-Baytown-Huntsville, TX (#288)
Core Based Statistical Area (CBSA): Houston-Sugar Land-Baytown, TX (#26420)
CBSA Metro Statistical Area: Houston-Sugar Land-Baytown, TX (#26420)
Financial Summary
Total assets: $20.1 mil

Assets and Liabilities (December 31, 1992)

Dollar figures in thousands
0Total employees (full-time equivalent)
$19Total assets
$21,059Cash and due from depository institutions
$1,328Interest-bearing balances
$0Securities
$2,902Federal funds sold & reverse repurchase agreements
$2,752Net loans & leases
$11,325Loan loss allowance
$189Trading account assets
$0Bank premises and fixed assets
$1,713Other real estate owned
$913Goodwill and other intangibles
$126Life insurance assets
$0All other assets
$0Total liabilities and capital
$21,059Total liabilities
$17,885Total deposits
$17,606Interest-bearing deposits
$13,344Deposits held in domestic offices
17606.00%% insured (estimated)
$91Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$115Subordinated debt
$0All other liabilities
$164Total equity capital
$164Total bank equity capital
$3,174Perpetual preferred stock
$0Common stock
$1,000Surplus
$1,500Undivided profits
Memoranda
$674Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$71Income earned, not collected on loans
$90Earning assets
$16,979Long-term assets (5+ years)
$208Average Assets, year-to-date
$20,432Average Assets, quarterly
$20,631Volatile liabilities
$4,370Insider loans
$0FHLB advances
$0Loans and leases held for sale
$0Unused loan commitments
$1,264Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$3,174Total risk weighted assets
$14,980Total unused commitments
$0Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 1992)

Dollar figures in thousands
$0Total interest income
$1,381Total interest expense
$477Net interest income
$904Provision for loan and lease losses
$54Total noninterest income
$345Fiduciary activities
$0Service charges on deposit accounts
$302Trading account gains & fees
$0Additional noninterest income
$43Total noninterest expense
$996Salaries and employee benefits
$478Premises and equipment expense
$133Additional noninterest expense
$385Pre-tax net operating income
$199Securities gains (losses)
$0Applicable income taxes
$70Income before extraordinary items
$129Extraordinary gains - net
$27Net income attributable to bank
$156Net charge-offs
$64Cash dividends
$60Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 1992)

Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
8.48%Cost of funding earning assets
2.93%Net interest margin
5.55%Noninterest income to earning assets
2.12%Noninterest expense to earning assets
6.12%Net operating income to assets
0.63%Return on assets (ROA)
0.76%Pretax return on assets
1.11%Return on equity (ROE)
4.99%Retained earnings to average equity (YTD only)
3.07%Net charge-offs to loans
0.59%Credit loss provision to net charge-offs
84.38%Efficiency ratio
79,744Assets per employee
1.11%Cash dividends to net income (YTD only)
Condition Ratios (%)
38.46%Loss allowance to loans
1.64%Loss allowance to noncurrent loans
266.20%Noncurrent assets plus other real estate owned to assets
4.67%Noncurrent loans to loans
0.62%Net loans and leases to deposits
64.32%Net loans and leases to core deposits
84.83%Equity capital to assets
15.07%Core capital (leverage) ratio
15.56%Tier 1 risk-based capital ratio
21.19%Total risk-based capital ratio
Memoranda
$22Average assets
$20,432Average earning assets
$3,126Average equity
$16,284Average loans

Peoples Bank in Houston, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

Peoples Bank - Overview

Assets and Liabilities (December 31, 1992)

Income and Expense (December 31, 1992)

Performance and Condition Ratios (December 31, 1992)

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Peoples Bank in Houston, Texas (TX)Overview, Financial Summary, Detailed Financial Reports, Branches

Peoples Bank - Overview

Assets and Liabilities (December 31, 1992)

Income and Expense (December 31, 1992)

Performance and Condition Ratios (December 31, 1992)

Comment about this bank, ask questions, or add new information about it:

Peoples Bank in Houston, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches