Peoples Bank in Colleyville, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches


Peoples Bank - Overview

  • General
  • FDIC Certificate #: 57362
    Status: Active
    Federal Reserve ID: 3128174
    Date Established: July 23, 2002
    WWW: http://www.peoples-banking.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Domestic: 2, Interstate: No)
    FDIC's unique #: 362506
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: July 23, 2002
    Last Structure Change Effective Date: October 01, 2010
    Last Structure Change Process Date: October 04, 2010
    Last Data Update: October 04, 2010
    Data Source Date: April 05, 2012
  • Location
  • Address: 5712 Colleyville Boulevard, Colleyville, TX 76034
    County: Tarrant
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Dallas
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Fort Worth-Arlington, TX (#2800)
    Consolidated Metropolitan Statistical Area (CMSA): Dallas-Fort Worth, TX (#31)
    Combined Statistical Area (CSA): Dallas-Fort Worth, TX (#206)
    Core Based Statistical Area (CBSA): Dallas-Fort Worth-Arlington, TX (#19100)
    CBSA Metro Statistical Area: Dallas-Fort Worth-Arlington, TX (#19100)
    Core Based Statistical Division: Fort Worth-Arlington, TX (#23104)
  • Financial Summary
  • Total assets: $75.1 mil
    Equity capital: $7.4 mil
    Deposits held in domestic offices: $63.8 mil
    Return on assets (ROA): 0.31% ($0.2 mil)
    Quarterly return on assets: 0.30% ($0.2 mil)
    Return on Equity (ROE): 3.13% ($0.2 mil)
    Quarterly return on equity: 3.04% ($0.2 mil)
    Net income: $0.2 mil
    Quarterly Net income: $0.1 mil
    Pretax return on assets: 0.31% ($232.8 mil)
    Quarterly Pretax return on assets: 0.30% ($225.3 mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 17Total employees (full-time equivalent)
  • $75,089Total assets
  • $19,478Cash and due from depository institutions
  • $17,860Interest-bearing balances
  • $19,583Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $34,112Net loans & leases
  • $1,031Loan loss allowance
  • $0Trading account assets
  • $440Bank premises and fixed assets
  • $292Other real estate owned
  • $0Goodwill and other intangibles
  • $75,089Life insurance assets
  • $1,184All other assets
  • $67,678Total liabilities and capital
  • $63,834Total liabilities
  • $44,717Total deposits
  • $63,834Interest-bearing deposits
  • $93Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $3,674Trading liabilities
  • $0Other borrowed funds
  • $170Subordinated debt
  • $7,411All other liabilities
  • $7,411Total equity capital
  • $7,411Total bank equity capital
  • $0Perpetual preferred stock
  • $748Common stock
  • $7,072Surplus
  • $-409Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $0Earning assets
  • $223Long-term assets (5+ years)
  • $71,555Average Assets, year-to-date
  • $10,524Average Assets, quarterly
  • $71,592Volatile liabilities
  • $74,115Insider loans
  • $35,788FHLB advances
  • $72,819Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $7,334Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $1,378Restructured Loans and leases
  • $125Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $2,882Total interest income
  • $490Total interest expense
  • $2,392Net interest income
  • $45Provision for loan and lease losses
  • $406Total noninterest income
  • $0Fiduciary activities
  • $135Service charges on deposit accounts
  • $0Trading account gains & fees
  • $271Additional noninterest income
  • $2,636Total noninterest expense
  • $1,420Salaries and employee benefits
  • $505Premises and equipment expense
  • $711Additional noninterest expense
  • $117Pre-tax net operating income
  • $108Securities gains (losses)
  • $0Applicable income taxes
  • $225Income before extraordinary items
  • $0Extraordinary gains - net
  • $225Net income attributable to bank
  • $0Net charge-offs
  • $225Cash dividends
  • $206Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.25%Yield on earning assets
  • 0.72%Cost of funding earning assets
  • 3.53%Net interest margin
  • 0.60%Noninterest income to earning assets
  • 3.89%Noninterest expense to earning assets
  • 0.16%Net operating income to assets
  • 0.31%Return on assets (ROA)
  • 0.31%Pretax return on assets
  • 3.13%Return on equity (ROE)
  • 3.13%Retained earnings to average equity (YTD only)
  • 0.51%Net charge-offs to loans
  • 21.84%Credit loss provision to net charge-offs
  • 0.79%Efficiency ratio
  • 94,210Assets per employee
  • 4.42%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 2.93%Loss allowance to noncurrent loans
  • 0.00%Noncurrent assets plus other real estate owned to assets
  • 0.39%Noncurrent loans to loans
  • 0.00%Net loans and leases to deposits
  • 53.44%Net loans and leases to core deposits
  • 56.17%Equity capital to assets
  • 9.87%Core capital (leverage) ratio
  • 10.07%Tier 1 risk-based capital ratio
  • 20.49%Total risk-based capital ratio
  • Memoranda
  • $22Average assets
  • $71,592Average earning assets
  • $7,192Average equity
  • $67,800Average loans

List of branches

  • 2 Texas Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    0362506Peoples Bank5712 Colleyville Boulevard, Colleyville, TX 76034July 23, 2002Full Service Brick and Mortar
    1461456Grapevine Branch601 West Northwest Hwy, Grapevine, TX 76051March 23, 2007Full Service Brick and Mortar

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