Peoples Banking Company of Martins Ferry, Ohio in Martins Ferry, Ohio (OH)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of April 30, 1994

Peoples Banking Company of Martins Ferry, Ohio in Martins Ferry, Ohio (OH)
Show street view No street view available for this location

Peoples Banking Company of Martins Ferry, Ohio - Overview

General
FDIC Certificate #: 761
Status: Inactive
Closing history: Corrections
Acquiring institution: National City Bank, Northeast (#10254)
Federal Reserve ID: 339924
Date Established: January 01, 1891
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 7 (Interstate: No)
FDIC's unique #: 483
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: April 30, 1994
Last Structure Change Process Date: June 06, 1994
Last Data Update: October 18, 1995
Data Source Date: April 05, 2012
Location
Address: 30 South Fourth Street, Martins Ferry, OH 43935
County: Belmont
Quarterly Banking Profile Region: Chicago
FDIC Geographic Region: Chicago
FDIC Supervisory Region: Chicago
FDIC Field Office: Columbus
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: Central
Metropolitan Statistical Area (MSA): Wheeling, WV-OH (#9000)
Core Based Statistical Area (CBSA): Wheeling, WV-OH (#48540)
CBSA Metro Statistical Area: Wheeling, WV-OH (#48540)
History of Changes
Merger - Without Assistance
Corrections
Financial Summary
Total assets: $132.0 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1993)

Dollar figures in thousands
0Total employees (full-time equivalent)
$64Total assets
$147,091Cash and due from depository institutions
$5,827Interest-bearing balances
$294Securities
$9,934Federal funds sold & reverse repurchase agreements
$66,115Net loans & leases
$56,047Loan loss allowance
$2,507Trading account assets
$0Bank premises and fixed assets
$1,821Other real estate owned
$1,095Goodwill and other intangibles
$1,264Life insurance assets
$4,988All other assets
$0Total liabilities and capital
$147,091Total liabilities
$128,956Total deposits
$120,942Interest-bearing deposits
$109,683Deposits held in domestic offices
120942.00%% insured (estimated)
$92Federal funds purchased & repurchase agreements
$4,115Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$0All other liabilities
$3,899Total equity capital
$3,899Total bank equity capital
$18,135Perpetual preferred stock
$0Common stock
$1,103Surplus
$16,902Undivided profits
Memoranda
$130Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$424Income earned, not collected on loans
$265Earning assets
$132,390Long-term assets (5+ years)
$18,241Average Assets, year-to-date
$145,798Average Assets, quarterly
$144,592Volatile liabilities
$9,992Insider loans
$0FHLB advances
$0Loans and leases held for sale
$0Unused loan commitments
$3,069Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$13,147Total risk weighted assets
$65,195Total unused commitments
$0Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 1993)

Dollar figures in thousands
$0Total interest income
$2,111Total interest expense
$931Net interest income
$1,180Provision for loan and lease losses
$102Total noninterest income
$163Fiduciary activities
$10Service charges on deposit accounts
$85Trading account gains & fees
$0Additional noninterest income
$68Total noninterest expense
$905Salaries and employee benefits
$394Premises and equipment expense
$31Additional noninterest expense
$480Pre-tax net operating income
$336Securities gains (losses)
$62Applicable income taxes
$268Income before extraordinary items
$130Extraordinary gains - net
$0Net income attributable to bank
$130Net charge-offs
$4Cash dividends
$2,975Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 1993)

Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
1.56%Cost of funding earning assets
0.69%Net interest margin
0.87%Noninterest income to earning assets
0.12%Noninterest expense to earning assets
0.67%Net operating income to assets
0.06%Return on assets (ROA)
0.09%Pretax return on assets
0.27%Return on equity (ROE)
0.90%Retained earnings to average equity (YTD only)
-19.61%Net charge-offs to loans
0.01%Credit loss provision to net charge-offs
2550.00%Efficiency ratio
62,695Assets per employee
2.30%Cash dividends to net income (YTD only)
Condition Ratios (%)
2288.46%Loss allowance to loans
4.28%Loss allowance to noncurrent loans
591.27%Noncurrent assets plus other real estate owned to assets
1.03%Noncurrent loans to loans
0.72%Net loans and leases to deposits
46.34%Net loans and leases to core deposits
48.71%Equity capital to assets
12.33%Core capital (leverage) ratio
9.25%Tier 1 risk-based capital ratio
20.17%Total risk-based capital ratio
Memoranda
$21Average assets
$145,798Average earning assets
$14,510Average equity
$135,435Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Peoples Banking Company of Martins Ferry, Ohio.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site. Use at your own risk.