Peoples Loan & Trust Bank in city_name, state_name - Detailed Financial Reports, Location

Peoples Loan & Trust Bank in Winchester, Indiana (IN)
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Peoples Loan & Trust Bank - Overview

General
FDIC Certificate #: 12846
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Old National Bank (#3832)
Federal Reserve ID: 754648
Date Established: January 01, 1901
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 7 (Interstate: No)
OTS Docket #: 12593
FDIC's unique #: 8132
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: August 17, 2000
Last Structure Change Process Date: September 12, 2000
Last Data Update: September 12, 2000
Data Source Date: April 05, 2012
Location
Address: 100 South Meridian Street, Winchester, IN 47394
County: Randolph
Quarterly Banking Profile Region: Chicago
FDIC Geographic Region: Chicago
FDIC Supervisory Region: Chicago
FDIC Field Office: Indianapolis
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: Central
Financial Summary
Total assets: $228.1 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1999)

Dollar figures in thousands
69Total employees (full-time equivalent)
$220,881Total assets
$6,211Cash and due from depository institutions
$2Interest-bearing balances
$31,488Securities
$0Federal funds sold & reverse repurchase agreements
$173,658Net loans & leases
$1,398Loan loss allowance
$0Trading account assets
$2,867Bank premises and fixed assets
$496Other real estate owned
$3,503Goodwill and other intangibles
$0Life insurance assets
$2,658All other assets
$220,881Total liabilities and capital
$202,760Total liabilities
$157,017Total deposits
$139,521Interest-bearing deposits
$157,017Deposits held in domestic offices
0.00%% insured (estimated)
$12,700Federal funds purchased & repurchase agreements
$0Trading liabilities
$31,500Other borrowed funds
$0Subordinated debt
$1,543All other liabilities
$18,121Total equity capital
$18,121Total bank equity capital
$18,121Perpetual preferred stock
$0Common stock
$1,300Surplus
$12,188Undivided profits
Memoranda
$4,633Noncurrent loans and leases
$16,547Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$953Earning assets
$0Long-term assets (5+ years)
$1,453Average Assets, year-to-date
$205,148Average Assets, quarterly
$72,108Volatile liabilities
$200,242Insider loans
$219,275FHLB advances
$63,016Loans and leases held for sale
$577Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$16,547Total unused commitments
$134Restructured Loans and leases
$1,398Derivatives

Income and Expense (December 31, 1999)

Dollar figures in thousands
$14,929Total interest income
$7,114Total interest expense
$7,815Net interest income
$360Provision for loan and lease losses
$798Total noninterest income
$134Fiduciary activities
$433Service charges on deposit accounts
$0Trading account gains & fees
$231Additional noninterest income
$4,730Total noninterest expense
$2,332Salaries and employee benefits
$808Premises and equipment expense
$1,590Additional noninterest expense
$3,523Pre-tax net operating income
$11Securities gains (losses)
$1,400Applicable income taxes
$2,134Income before extraordinary items
$0Extraordinary gains - net
$2,134Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$261Sale, conversion, retirement of capital stock, net
$974Net operating income

Performance and Condition Ratios (December 31, 1999)

Dollar figures in thousands
Performance Ratios (%, annualized)
8.06%Yield on earning assets
3.84%Cost of funding earning assets
4.22%Net interest margin
0.43%Noninterest income to earning assets
2.55%Noninterest expense to earning assets
1.06%Net operating income to assets
1.07%Return on assets (ROA)
1.76%Pretax return on assets
11.95%Return on equity (ROE)
6.50%Retained earnings to average equity (YTD only)
0.16%Net charge-offs to loans
137.93%Credit loss provision to net charge-offs
14.88%Efficiency ratio
50,075Assets per employee
3.20%Cash dividends to net income (YTD only)
Condition Ratios (%)
45.64%Loss allowance to loans
0.80%Loss allowance to noncurrent loans
146.69%Noncurrent assets plus other real estate owned to assets
0.66%Noncurrent loans to loans
0.54%Net loans and leases to deposits
110.60%Net loans and leases to core deposits
135.46%Equity capital to assets
8.20%Core capital (leverage) ratio
6.96%Tier 1 risk-based capital ratio
9.54%Total risk-based capital ratio
Memoranda
$10Average assets
$200,242Average earning assets
$17,854Average equity
$185,177Average loans

Peoples Loan & Trust Bank in Winchester, Indiana (IN)
Overview, Financial Summary, Detailed Financial Reports, Branches

Peoples Loan & Trust Bank - Overview

Assets and Liabilities (December 31, 1999)

Income and Expense (December 31, 1999)

Performance and Condition Ratios (December 31, 1999)

Comment about this bank, ask questions, or add new information about it:

Peoples Loan & Trust Bank in Winchester, Indiana (IN)Overview, Financial Summary, Detailed Financial Reports, Branches

Peoples Loan & Trust Bank - Overview

Assets and Liabilities (December 31, 1999)

Income and Expense (December 31, 1999)

Performance and Condition Ratios (December 31, 1999)

Comment about this bank, ask questions, or add new information about it:

Peoples Loan & Trust Bank in Winchester, Indiana (IN)
Overview, Financial Summary, Detailed Financial Reports, Branches