Peoples National Bank in city_name, state_name - Detailed Financial Reports, Location

Peoples National Bank in Pasadena, Texas (TX)
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Peoples National Bank - Overview

General
FDIC Certificate #: 25887
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Lockwood National Bank of Houston (#17760)
Federal Reserve ID: 907266
Date Established: Febuary 14, 1985
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 3 (Interstate: No)
FDIC's unique #: 32130
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: No
Date of Deposit Insurance: Febuary 14, 1985
Last Structure Change Effective Date: April 01, 1993
Last Structure Change Process Date: July 23, 1993
Last Data Update: July 23, 1993
Data Source Date: April 05, 2012
Location
Address: 722 Fairmont Parkway, Pasadena, TX 77501
County: Harris
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Houston
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: West
Metropolitan Statistical Area (MSA): Houston, TX (#3360)
Consolidated Metropolitan Statistical Area (CMSA): Houston-Galveston-Brazoria, TX (#42)
Combined Statistical Area (CSA): Houston-Baytown-Huntsville, TX (#288)
Core Based Statistical Area (CBSA): Houston-Sugar Land-Baytown, TX (#26420)
CBSA Metro Statistical Area: Houston-Sugar Land-Baytown, TX (#26420)
Financial Summary
Total assets: $58.1 mil

Assets and Liabilities (December 31, 1992)

Dollar figures in thousands
0Total employees (full-time equivalent)
$36Total assets
$58,033Cash and due from depository institutions
$4,550Interest-bearing balances
$0Securities
$6,101Federal funds sold & reverse repurchase agreements
$3,550Net loans & leases
$41,027Loan loss allowance
$336Trading account assets
$0Bank premises and fixed assets
$2,443Other real estate owned
$74Goodwill and other intangibles
$288Life insurance assets
$0All other assets
$0Total liabilities and capital
$58,033Total liabilities
$52,457Total deposits
$51,875Interest-bearing deposits
$35,241Deposits held in domestic offices
51875.00%% insured (estimated)
$91Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$194Subordinated debt
$0All other liabilities
$388Total equity capital
$388Total bank equity capital
$5,576Perpetual preferred stock
$0Common stock
$1,000Surplus
$1,000Undivided profits
Memoranda
$3,576Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$151Income earned, not collected on loans
$130Earning assets
$50,678Long-term assets (5+ years)
$3,400Average Assets, year-to-date
$56,190Average Assets, quarterly
$56,975Volatile liabilities
$6,758Insider loans
$0FHLB advances
$0Loans and leases held for sale
$0Unused loan commitments
$1,403Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$5,576Total risk weighted assets
$44,892Total unused commitments
$0Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 1992)

Dollar figures in thousands
$0Total interest income
$5,049Total interest expense
$1,186Net interest income
$3,863Provision for loan and lease losses
$184Total noninterest income
$1,151Fiduciary activities
$0Service charges on deposit accounts
$918Trading account gains & fees
$0Additional noninterest income
$233Total noninterest expense
$2,600Salaries and employee benefits
$1,335Premises and equipment expense
$289Additional noninterest expense
$976Pre-tax net operating income
$2,230Securities gains (losses)
$125Applicable income taxes
$801Income before extraordinary items
$1,554Extraordinary gains - net
$0Net income attributable to bank
$1,554Net charge-offs
$260Cash dividends
$300Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 1992)

Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
10.28%Cost of funding earning assets
2.41%Net interest margin
7.86%Noninterest income to earning assets
2.34%Noninterest expense to earning assets
5.29%Net operating income to assets
2.62%Return on assets (ROA)
2.77%Pretax return on assets
4.19%Return on equity (ROE)
31.10%Retained earnings to average equity (YTD only)
25.10%Net charge-offs to loans
0.68%Credit loss provision to net charge-offs
70.77%Efficiency ratio
51,855Assets per employee
1.61%Cash dividends to net income (YTD only)
Condition Ratios (%)
19.31%Loss allowance to loans
0.81%Loss allowance to noncurrent loans
222.52%Noncurrent assets plus other real estate owned to assets
0.39%Noncurrent loans to loans
0.37%Net loans and leases to deposits
79.09%Net loans and leases to core deposits
90.55%Equity capital to assets
9.61%Core capital (leverage) ratio
9.82%Tier 1 risk-based capital ratio
12.42%Total risk-based capital ratio
Memoranda
$13Average assets
$56,190Average earning assets
$4,997Average equity
$49,133Average loans

Peoples National Bank in Pasadena, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

Peoples National Bank - Overview

Assets and Liabilities (December 31, 1992)

Income and Expense (December 31, 1992)

Performance and Condition Ratios (December 31, 1992)

Comment about this bank, ask questions, or add new information about it:

Peoples National Bank in Pasadena, Texas (TX)Overview, Financial Summary, Detailed Financial Reports, Branches

Peoples National Bank - Overview

Assets and Liabilities (December 31, 1992)

Income and Expense (December 31, 1992)

Performance and Condition Ratios (December 31, 1992)

Comment about this bank, ask questions, or add new information about it:

Peoples National Bank in Pasadena, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches