Peoples National Bank in city_name, state_name - Detailed Financial Reports, Location

Peoples National Bank in Clay Center, Kansas (KS)
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Peoples National Bank - Overview

General
FDIC Certificate #: 4639
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: LINN COUNTY BANK (#17618)
Federal Reserve ID: 678959
Date Established: June 01, 1885
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 4 (Interstate: No)
FDIC's unique #: 3077
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: No
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: January 06, 2000
Last Structure Change Process Date: March 29, 2000
Last Data Update: March 29, 2000
Data Source Date: April 05, 2012
Location
Address: 502 Lincoln Street, Clay Center, KS 67432
County: Clay
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Hays
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: Western
Financial Summary
Total assets: $132.6 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1999)

Dollar figures in thousands
34Total employees (full-time equivalent)
$132,624Total assets
$4,039Cash and due from depository institutions
$513Interest-bearing balances
$36,394Securities
$0Federal funds sold & reverse repurchase agreements
$85,887Net loans & leases
$1,090Loan loss allowance
$0Trading account assets
$1,372Bank premises and fixed assets
$65Other real estate owned
$2,246Goodwill and other intangibles
$0Life insurance assets
$2,621All other assets
$132,624Total liabilities and capital
$120,527Total liabilities
$103,079Total deposits
$96,182Interest-bearing deposits
$103,079Deposits held in domestic offices
0.00%% insured (estimated)
$5,586Federal funds purchased & repurchase agreements
$0Trading liabilities
$11,000Other borrowed funds
$0Subordinated debt
$862All other liabilities
$12,097Total equity capital
$12,097Total bank equity capital
$12,097Perpetual preferred stock
$0Common stock
$1,000Surplus
$10,055Undivided profits
Memoranda
$1,042Noncurrent loans and leases
$8,851Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$251Earning assets
$0Long-term assets (5+ years)
$1,105Average Assets, year-to-date
$122,794Average Assets, quarterly
$28,308Volatile liabilities
$126,824Insider loans
$132,971FHLB advances
$21,234Loans and leases held for sale
$1,590Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$8,851Total unused commitments
$900Restructured Loans and leases
$1,090Derivatives

Income and Expense (December 31, 1999)

Dollar figures in thousands
$8,825Total interest income
$4,457Total interest expense
$4,368Net interest income
-$75Provision for loan and lease losses
$712Total noninterest income
$0Fiduciary activities
$587Service charges on deposit accounts
$0Trading account gains & fees
$125Additional noninterest income
$2,824Total noninterest expense
$1,435Salaries and employee benefits
$363Premises and equipment expense
$1,026Additional noninterest expense
$2,331Pre-tax net operating income
-$56Securities gains (losses)
$792Applicable income taxes
$1,483Income before extraordinary items
$0Extraordinary gains - net
$1,483Net income attributable to bank
$0Net charge-offs
$0Cash dividends
-$45Sale, conversion, retirement of capital stock, net
$2,000Net operating income

Performance and Condition Ratios (December 31, 1999)

Dollar figures in thousands
Performance Ratios (%, annualized)
7.55%Yield on earning assets
3.81%Cost of funding earning assets
3.73%Net interest margin
0.61%Noninterest income to earning assets
2.41%Noninterest expense to earning assets
1.20%Net operating income to assets
1.17%Return on assets (ROA)
1.79%Pretax return on assets
10.85%Return on equity (ROE)
-3.78%Retained earnings to average equity (YTD only)
-0.06%Net charge-offs to loans
166.67%Credit loss provision to net charge-offs
0.00%Efficiency ratio
52,913Assets per employee
3.90%Cash dividends to net income (YTD only)
Condition Ratios (%)
134.86%Loss allowance to loans
1.25%Loss allowance to noncurrent loans
434.26%Noncurrent assets plus other real estate owned to assets
0.24%Noncurrent loans to loans
0.29%Net loans and leases to deposits
83.32%Net loans and leases to core deposits
96.04%Equity capital to assets
9.12%Core capital (leverage) ratio
8.36%Tier 1 risk-based capital ratio
11.21%Total risk-based capital ratio
Memoranda
$12Average assets
$126,824Average earning assets
$13,663Average equity
$116,954Average loans

Peoples National Bank in Clay Center, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches

Peoples National Bank - Overview

Assets and Liabilities (December 31, 1999)

Income and Expense (December 31, 1999)

Performance and Condition Ratios (December 31, 1999)

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Peoples National Bank in Clay Center, Kansas (KS)Overview, Financial Summary, Detailed Financial Reports, Branches

Peoples National Bank - Overview

Assets and Liabilities (December 31, 1999)

Income and Expense (December 31, 1999)

Performance and Condition Ratios (December 31, 1999)

Comment about this bank, ask questions, or add new information about it:

Peoples National Bank in Clay Center, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches