Peoples Savings and Loan Association of Monticello Indiana
Peoples Savings and Loan Association of Monticello Indiana in Monticello, Indiana (IN) Overview, Financial Summary, Detailed Financial Reports, Branches
Peoples Savings and Loan Association of Monticello Indiana in Monticello, Indiana (IN)
Peoples Savings and Loan Association of Monticello Indiana - Overview
General
FDIC Certificate #: 30065 Status: Active Federal Reserve ID: 654579 Date Established: January 01, 1899 WWW:http://www.peoplessl@sugardog.com Trust Powers Granted: No Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS) Offices: 1 (Domestic: 1, Interstate: No) OTS Docket #: 4674 FDIC's unique #: 42899 Numeric code: 36 Regulator: FDIC Insurance Fund Membership: Deposit Insurance Fund (DIF) FDIC Insured: Yes Insured Savings Institution: Yes Deposit Insurance Fund member: Yes Ownership Type: Non-Stock FFIEC Call Report 31 Filer: No State Chartered: Yes Subchapter S Corporations: No Asset Concentration Hierarchy: Mortgage Lending Specialization Date of Deposit Insurance: December 16, 1939 Last Structure Change Effective Date: July 21, 2011 Last Structure Change Process Date: July 21, 2011 Last Data Update: July 21, 2011 Data Source Date: April 05, 2012
Location
Address: 126 Court St, Monticello, IN 47960 County: White Quarterly Banking Profile Region: Chicago FDIC Geographic Region: Chicago FDIC Supervisory Region: Chicago FDIC Field Office: Indianapolis Office of the Comptroller the Currency (OCC) District: Central Office of Thrift Supervision Region: Central
History of Changes
Change in Primary Regulatory Agency
Financial Summary
Total assets: $40.2 mil Equity capital: $12.3 mil Deposits held in domestic offices: $27.1 mil Return on assets (ROA): -0.06% (-$0.0 mil) Quarterly return on assets: -0.89% (-$0.4 mil) Return on Equity (ROE): -0.19% (-$0.0 mil) Quarterly return on equity: -2.87% (-$0.3 mil) Net income: -$0.0 mil Quarterly Net income: -$0.1 mil Pretax return on assets: 0.13% ($52.2 mil) Quarterly Pretax return on assets: -0.81% (-$325.4 mil)
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2011)
Dollar figures in thousands
7Total employees (full-time equivalent)
$40,173Total assets
$12,336Cash and due from depository institutions
$12,264Interest-bearing balances
$0Securities
$0Federal funds sold & reverse repurchase agreements
$26,771Net loans & leases
$125Loan loss allowance
$0Trading account assets
$192Bank premises and fixed assets
$99Other real estate owned
$0Goodwill and other intangibles
$40,173Life insurance assets
$775All other assets
$27,827Total liabilities and capital
$27,064Total liabilities
$27,064Total deposits
$27,064Interest-bearing deposits
$99Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$763Subordinated debt
$12,346All other liabilities
$12,346Total equity capital
$12,346Total bank equity capital
$0Perpetual preferred stock
$0Common stock
$0Surplus
$12,346Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$1,069Income earned, not collected on loans
$0Earning assets
$3Long-term assets (5+ years)
$39,035Average Assets, year-to-date
$0Average Assets, quarterly
$39,321Volatile liabilities
$40,482Insider loans
$17,230FHLB advances
$40,173Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$12,346Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$0Restructured Loans and leases
$0Derivatives
Income and Expense (December 31, 2011)
Dollar figures in thousands
$1,561Total interest income
$309Total interest expense
$1,252Net interest income
$151Provision for loan and lease losses
$4Total noninterest income
$0Fiduciary activities
$0Service charges on deposit accounts
$0Trading account gains & fees
$4Additional noninterest income
$1,053Total noninterest expense
$671Salaries and employee benefits
$181Premises and equipment expense
$201Additional noninterest expense
$52Pre-tax net operating income
$0Securities gains (losses)
$76Applicable income taxes
-$24Income before extraordinary items
$0Extraordinary gains - net
-$24Net income attributable to bank
$0Net charge-offs
-$24Cash dividends
$143Sale, conversion, retirement of capital stock, net
$0Net operating income
Performance and Condition Ratios (December 31, 2011)
Dollar figures in thousands
Performance Ratios (%, annualized)
4.06%Yield on earning assets
0.80%Cost of funding earning assets
3.26%Net interest margin
0.01%Noninterest income to earning assets
2.74%Noninterest expense to earning assets
-0.06%Net operating income to assets
-0.06%Return on assets (ROA)
0.13%Pretax return on assets
-0.19%Return on equity (ROE)
-0.19%Retained earnings to average equity (YTD only)
0.51%Net charge-offs to loans
105.59%Credit loss provision to net charge-offs
1.42%Efficiency ratio
83,838Assets per employee
5.74%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
0.46%Loss allowance to noncurrent loans
11.69%Noncurrent assets plus other real estate owned to assets
2.91%Noncurrent loans to loans
3.97%Net loans and leases to deposits
98.92%Net loans and leases to core deposits
101.42%Equity capital to assets
30.73%Core capital (leverage) ratio
30.73%Tier 1 risk-based capital ratio
71.65%Total risk-based capital ratio
Memoranda
$72Average assets
$39,321Average earning assets
$12,612Average equity
$38,407Average loans
List of branches
1 Indiana Branch as of April 05, 2012
No
ID
Name
Address
Established
Service Type
Map
0
42899
Peoples Savings And Loan Association
126 Court St, Monticello, IN 47960
January 01, 1899
Full Service Brick and Mortar
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Peoples Savings and Loan Association of Monticello Indiana
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