FDIC Certificate #: 12218 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution:Town & Country Bank (#13071) Federal Reserve ID: 926856 Date Established: October 30, 1924 Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC Offices: 1 (Interstate: No) OTS Docket #: 12741 FDIC's unique #: 7763 Numeric code: 21 Regulator: FDIC Insurance Fund Membership: Bank Insurance Fund (BIF) Bank Insurance Fund: Yes Insured commercial Banks: Yes FDIC Insured: Yes State Chartered: Yes Date of Deposit Insurance: January 01, 1934 Last Structure Change Effective Date: July 31, 2000 Last Structure Change Process Date: August 09, 2000 Last Data Update: August 09, 2000 Data Source Date: April 05, 2012
Location
Address: Main Street, Licking, MO 65542 County: Texas Quarterly Banking Profile Region: Kansas City FDIC Geographic Region: Kansas City FDIC Supervisory Region: Kansas City FDIC Field Office: Springfield Mo Office of the Comptroller the Currency (OCC) District: Midwest Office of Thrift Supervision Region: West
Financial Summary
Total assets: $41.7 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 1999)
Dollar figures in thousands
18Total employees (full-time equivalent)
$39,290Total assets
$1,073Cash and due from depository institutions
$15Interest-bearing balances
$5,283Securities
$160Federal funds sold & reverse repurchase agreements
$31,302Net loans & leases
$714Loan loss allowance
$0Trading account assets
$516Bank premises and fixed assets
$97Other real estate owned
$0Goodwill and other intangibles
$0Life insurance assets
$859All other assets
$39,290Total liabilities and capital
$35,323Total liabilities
$34,364Total deposits
$29,735Interest-bearing deposits
$34,364Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$572Other borrowed funds
$0Subordinated debt
$387All other liabilities
$3,967Total equity capital
$3,967Total bank equity capital
$3,967Perpetual preferred stock
$0Common stock
$110Surplus
$125Undivided profits
Memoranda
$3,732Noncurrent loans and leases
$1,686Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$300Earning assets
$0Long-term assets (5+ years)
$434Average Assets, year-to-date
$36,760Average Assets, quarterly
$6,588Volatile liabilities
$40,392Insider loans
$40,399FHLB advances
$2,409Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$1,686Total unused commitments
$0Restructured Loans and leases
$342Derivatives
Income and Expense (December 31, 1999)
Dollar figures in thousands
$3,317Total interest income
$1,332Total interest expense
$1,985Net interest income
$60Provision for loan and lease losses
$178Total noninterest income
$0Fiduciary activities
$123Service charges on deposit accounts
$0Trading account gains & fees
$55Additional noninterest income
$1,038Total noninterest expense
$641Salaries and employee benefits
$103Premises and equipment expense
$294Additional noninterest expense
$1,065Pre-tax net operating income
$0Securities gains (losses)
$391Applicable income taxes
$674Income before extraordinary items
$0Extraordinary gains - net
$674Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$20Sale, conversion, retirement of capital stock, net
$440Net operating income
Performance and Condition Ratios (December 31, 1999)
Dollar figures in thousands
Performance Ratios (%, annualized)
8.87%Yield on earning assets
3.56%Cost of funding earning assets
5.31%Net interest margin
0.48%Noninterest income to earning assets
2.78%Noninterest expense to earning assets
1.67%Net operating income to assets
1.67%Return on assets (ROA)
2.64%Pretax return on assets
17.89%Return on equity (ROE)
6.21%Retained earnings to average equity (YTD only)
0.07%Net charge-offs to loans
300.00%Credit loss provision to net charge-offs
56.25%Efficiency ratio
47,989Assets per employee
2.18%Cash dividends to net income (YTD only)
Condition Ratios (%)
65.28%Loss allowance to loans
2.23%Loss allowance to noncurrent loans
238.00%Noncurrent assets plus other real estate owned to assets
1.01%Noncurrent loans to loans
0.94%Net loans and leases to deposits
91.09%Net loans and leases to core deposits
97.96%Equity capital to assets
10.10%Core capital (leverage) ratio
9.76%Tier 1 risk-based capital ratio
15.04%Total risk-based capital ratio
Memoranda
$16Average assets
$40,392Average earning assets
$3,767Average equity
$37,385Average loans
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