FDIC Certificate #: 10834 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution:FIRST MID-ILLINOIS BANK & TRUST, NATIONAL ASSOCIATION (#3705) Federal Reserve ID: 297734 Date Established: January 01, 1910 WWW:http://www.psb1910@farmwagon.com Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB) Offices: 3 (Interstate: No) FDIC's unique #: 6930 Numeric code: 13 Regulator: FED Insurance Fund Membership: Deposit Insurance Fund (DIF) Insured commercial Banks: Yes FDIC Insured: Yes Deposit Insurance Fund member: Yes State Chartered: Yes Date of Deposit Insurance: January 01, 1934 Last Structure Change Effective Date: September 08, 2006 Last Structure Change Process Date: October 25, 2006 Last Data Update: October 25, 2006 Data Source Date: April 05, 2012
Location
Address: 1 Jefferson Street, Mansfield, IL 61854 County: Piatt Quarterly Banking Profile Region: Chicago FDIC Geographic Region: Chicago FDIC Supervisory Region: Chicago FDIC Field Office: Champaign Office of the Comptroller the Currency (OCC) District: Central Office of Thrift Supervision Region: Central Core Based Statistical Area (CBSA): Champaign-Urbana, IL (#16580) CBSA Metro Statistical Area: Champaign-Urbana, IL (#16580)
Financial Summary
Total assets: $139.7 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2005)
Dollar figures in thousands
40Total employees (full-time equivalent)
$126,802Total assets
$5,774Cash and due from depository institutions
$0Interest-bearing balances
$54,604Securities
$3,369Federal funds sold & reverse repurchase agreements
$58,872Net loans & leases
$1,372Loan loss allowance
$0Trading account assets
$1,573Bank premises and fixed assets
$0Other real estate owned
$211Goodwill and other intangibles
$0Life insurance assets
$2,399All other assets
$126,802Total liabilities and capital
$111,555Total liabilities
$111,265Total deposits
$91,080Interest-bearing deposits
$111,265Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$290All other liabilities
$15,247Total equity capital
$15,247Total bank equity capital
$15,247Perpetual preferred stock
$0Common stock
$200Surplus
$6,379Undivided profits
Memoranda
$8,668Noncurrent loans and leases
$7,588Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$767Earning assets
$0Long-term assets (5+ years)
$1,195Average Assets, year-to-date
$116,845Average Assets, quarterly
$10,431Volatile liabilities
$124,118Insider loans
$124,475FHLB advances
$14,891Loans and leases held for sale
$892Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$7,588Total unused commitments
$0Restructured Loans and leases
$847Derivatives
Income and Expense (December 31, 2005)
Dollar figures in thousands
$6,021Total interest income
$2,018Total interest expense
$4,003Net interest income
$80Provision for loan and lease losses
$665Total noninterest income
$20Fiduciary activities
$407Service charges on deposit accounts
$0Trading account gains & fees
$238Additional noninterest income
$2,654Total noninterest expense
$1,638Salaries and employee benefits
$369Premises and equipment expense
$647Additional noninterest expense
$1,934Pre-tax net operating income
$0Securities gains (losses)
$553Applicable income taxes
$1,381Income before extraordinary items
$0Extraordinary gains - net
$1,381Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$179Sale, conversion, retirement of capital stock, net
$348Net operating income
Performance and Condition Ratios (December 31, 2005)
Dollar figures in thousands
Performance Ratios (%, annualized)
5.22%Yield on earning assets
1.75%Cost of funding earning assets
3.47%Net interest margin
0.58%Noninterest income to earning assets
2.30%Noninterest expense to earning assets
1.11%Net operating income to assets
1.11%Return on assets (ROA)
1.56%Pretax return on assets
9.32%Return on equity (ROE)
6.97%Retained earnings to average equity (YTD only)
0.31%Net charge-offs to loans
44.69%Credit loss provision to net charge-offs
11.25%Efficiency ratio
56,855Assets per employee
3.17%Cash dividends to net income (YTD only)
Condition Ratios (%)
25.20%Loss allowance to loans
2.28%Loss allowance to noncurrent loans
178.88%Noncurrent assets plus other real estate owned to assets
0.60%Noncurrent loans to loans
1.27%Net loans and leases to deposits
52.91%Net loans and leases to core deposits
61.09%Equity capital to assets
12.02%Core capital (leverage) ratio
12.25%Tier 1 risk-based capital ratio
22.72%Total risk-based capital ratio
Memoranda
$24Average assets
$124,118Average earning assets
$14,821Average equity
$115,341Average loans
Total Fiduciary and Related Assets (December 31, 2005)
Dollar figures in thousands
$1Total fiduciary and related assets
1Number of Fiduciary Accounts and Related Asset Accounts
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