Peoples State Bank of Plainview in city_name, state_name - Detailed Financial Reports, Location

Peoples State Bank of Plainview in Plainview, Minnesota (MN), WI
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Peoples State Bank of Plainview routing number info

Peoples State Bank of Plainview - Overview

General
FDIC Certificate #: 1100
Status: Active
Federal Reserve ID: 786555
Bank Holding Company (Regulatory Top Holder): Wrz Bankshares, Inc. (RSSDID: 1427640, Location: Plainview, MN)
Date Established: June 29, 1925
WWW: http://www.peoplesstatebank.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
Offices: 6 (Domestic: 6, Interstate: Yes)
OTS Docket #: 10666
FDIC's unique #: 745
Numeric code: 13
Regulator: FED
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Agricultural lending institution: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: Agricultural Specialization
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: October 02, 2007
Last Structure Change Process Date: October 02, 2007
Last Data Update: October 02, 2007
Data Source Date: April 05, 2012
Location
Address: 100 4th Avenue S.E., Plainview, MN 55964
County: Wabasha
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Minneapolis
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: West
Core Based Statistical Area (CBSA): Rochester, MN (#40340)
CBSA Metro Statistical Area: Rochester, MN (#40340)
Financial Summary
Total assets: $179.0 mil
Equity capital: $17.0 mil
Deposits held in domestic offices: $142.5 mil
Return on assets (ROA): 1.12% ($2.0 mil)
Quarterly return on assets: 1.31% ($2.3 mil)
Return on Equity (ROE): 11.83% ($2.0 mil)
Quarterly return on equity: 13.76% ($2.3 mil)
Net income: $1.9 mil
Quarterly Net income: $0.6 mil
Pretax return on assets: 1.12% ($2,005.2 mil)
Quarterly Pretax return on assets: 1.32% ($2,363.3 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
38Total employees (full-time equivalent)
$179,039Total assets
$5,365Cash and due from depository institutions
$2,092Interest-bearing balances
$57,457Securities
$95Federal funds sold & reverse repurchase agreements
$106,909Net loans & leases
$1,825Loan loss allowance
$0Trading account assets
$2,213Bank premises and fixed assets
$866Other real estate owned
$0Goodwill and other intangibles
$179,039Life insurance assets
$6,134All other assets
$162,055Total liabilities and capital
$142,534Total liabilities
$118,234Total deposits
$142,534Interest-bearing deposits
$91Deposits held in domestic offices
4832.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$12,371Trading liabilities
$0Other borrowed funds
$2,318Subordinated debt
$16,984All other liabilities
$16,984Total equity capital
$16,984Total bank equity capital
$0Perpetual preferred stock
$900Common stock
$7,100Surplus
$8,984Undivided profits
Memoranda
$0Noncurrent loans and leases
$782Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$2,057Income earned, not collected on loans
$0Earning assets
$945Long-term assets (5+ years)
$166,553Average Assets, year-to-date
$75,313Average Assets, quarterly
$170,817Volatile liabilities
$177,027Insider loans
$117,418FHLB advances
$177,790Loans and leases held for sale
$3,519Unused loan commitments
$3,519Tier 1 (core) risk-based capital
$15,619Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$2,447Restructured Loans and leases
$640Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$7,571Total interest income
$2,039Total interest expense
$5,532Net interest income
$491Provision for loan and lease losses
$1,222Total noninterest income
$0Fiduciary activities
$366Service charges on deposit accounts
$0Trading account gains & fees
$856Additional noninterest income
$4,348Total noninterest expense
$2,648Salaries and employee benefits
$494Premises and equipment expense
$1,206Additional noninterest expense
$1,915Pre-tax net operating income
$5Securities gains (losses)
$6Applicable income taxes
$1,914Income before extraordinary items
$0Extraordinary gains - net
$1,914Net income attributable to bank
$0Net charge-offs
$1,914Cash dividends
$363Sale, conversion, retirement of capital stock, net
$1,354Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
4.78%Yield on earning assets
1.29%Cost of funding earning assets
3.49%Net interest margin
0.77%Noninterest income to earning assets
2.74%Noninterest expense to earning assets
1.12%Net operating income to assets
1.12%Return on assets (ROA)
1.12%Pretax return on assets
11.83%Return on equity (ROE)
3.46%Retained earnings to average equity (YTD only)
0.34%Net charge-offs to loans
135.26%Credit loss provision to net charge-offs
6.63%Efficiency ratio
64,377Assets per employee
4.71%Cash dividends to net income (YTD only)
Condition Ratios (%)
70.74%Loss allowance to loans
1.68%Loss allowance to noncurrent loans
88.72%Noncurrent assets plus other real estate owned to assets
1.63%Noncurrent loans to loans
1.89%Net loans and leases to deposits
75.01%Net loans and leases to core deposits
77.36%Equity capital to assets
9.49%Core capital (leverage) ratio
8.79%Tier 1 risk-based capital ratio
13.30%Total risk-based capital ratio
Memoranda
$15Average assets
$170,817Average earning assets
$16,178Average equity
$158,474Average loans

List of branches

3 Minnesota Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type
0	745	Peoples State Bank Of Plainview	100 4th Avenue S.E., Plainview, MN 55964	June 29, 1925	Full Service Brick and Mortar
1	9561	Elgin Branch	155 East Main, Elgin, MN 55932	May 14, 1935	Full Service Brick and Mortar
2	233345	Millville Branch	Division And Snider Streets, Millville, MN 55957	May 30, 1978	Limited Service Facility

3 Wisconsin Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type
3	775	Boyceville Branch	715 Highway 79, Boyceville, WI 54725	January 01, 1909	Full Service Brick and Mortar
4	187939	Messenger Service Branch	715 Highway 79, Boyceville, WI 54725	April 07, 1997	Limited Service Messenger
5	187940	Menomonie Branch	1428 Broadway St N, Menomonie, WI 54751	July 08, 1998	Full Service Brick and Mortar

Peoples State Bank of Plainview in Plainview, Minnesota (MN), WI
Overview, Financial Summary, Detailed Financial Reports, Branches

Peoples State Bank of Plainview - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Peoples State Bank of Plainview in Plainview, Minnesota (MN), WIOverview, Financial Summary, Detailed Financial Reports, Branches

Peoples State Bank of Plainview - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Peoples State Bank of Plainview in Plainview, Minnesota (MN), WI
Overview, Financial Summary, Detailed Financial Reports, Branches