Peoples Trust and Savings Bank in city_name, state_name - Detailed Financial Reports, Location

Peoples Trust and Savings Bank in Boonville, Indiana (IN)
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Peoples Trust and Savings Bank routing number info

Peoples Trust and Savings Bank - Overview

General
FDIC Certificate #: 13113
Status: Active
Federal Reserve ID: 67142
Bank Holding Company (Regulatory Top Holder): Peoples Bancshares Corp (RSSDID: 3199790, Location: Boonville, IN)
Date Established: January 01, 1895
WWW: http://www.ptsb-in.com
Trust Powers Granted: Yes
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 3 (Domestic: 3, Interstate: No)
FDIC's unique #: 8295
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: All Other Specialization < 1 Billion
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
Location
Address: 132 South Third Street, Boonville, IN 47601
County: Warrick
Quarterly Banking Profile Region: Chicago
FDIC Geographic Region: Chicago
FDIC Supervisory Region: Chicago
FDIC Field Office: Indianapolis
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: Central
Metropolitan Statistical Area (MSA): Evansville-Henderson, IN-KY (#2440)
Core Based Statistical Area (CBSA): Evansville, IN-KY (#21780)
CBSA Metro Statistical Area: Evansville, IN-KY (#21780)
History of Changes
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $134.8 mil
Equity capital: $26.3 mil
Deposits held in domestic offices: $99.1 mil
Return on assets (ROA): 0.80% ($1.1 mil)
Quarterly return on assets: 0.59% ($0.8 mil)
Return on Equity (ROE): 4.18% ($1.1 mil)
Quarterly return on equity: 3.04% ($0.8 mil)
Net income: $1.1 mil
Quarterly Net income: $0.2 mil
Pretax return on assets: 0.80% ($1,078.4 mil)
Quarterly Pretax return on assets: 0.59% ($795.3 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
44Total employees (full-time equivalent)
$134,796Total assets
$2,338Cash and due from depository institutions
$580Interest-bearing balances
$28,715Securities
$8,463Federal funds sold & reverse repurchase agreements
$86,278Net loans & leases
$491Loan loss allowance
$0Trading account assets
$5,955Bank premises and fixed assets
$1,276Other real estate owned
$118Goodwill and other intangibles
$134,796Life insurance assets
$1,653All other assets
$108,470Total liabilities and capital
$99,064Total liabilities
$88,441Total deposits
$99,064Interest-bearing deposits
$92Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$9,096Trading liabilities
$0Other borrowed funds
$310Subordinated debt
$26,326All other liabilities
$26,326Total equity capital
$26,326Total bank equity capital
$0Perpetual preferred stock
$100Common stock
$13,056Surplus
$13,170Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$610Income earned, not collected on loans
$0Earning assets
$507Long-term assets (5+ years)
$124,036Average Assets, year-to-date
$74,107Average Assets, quarterly
$133,192Volatile liabilities
$135,045Insider loans
$83,857FHLB advances
$136,622Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$24,923Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$7,418Restructured Loans and leases
$1,431Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$6,532Total interest income
$1,249Total interest expense
$5,283Net interest income
$115Provision for loan and lease losses
$806Total noninterest income
$29Fiduciary activities
$244Service charges on deposit accounts
$0Trading account gains & fees
$533Additional noninterest income
$4,912Total noninterest expense
$3,072Salaries and employee benefits
$743Premises and equipment expense
$1,097Additional noninterest expense
$1,062Pre-tax net operating income
$0Securities gains (losses)
$0Applicable income taxes
$1,062Income before extraordinary items
$0Extraordinary gains - net
$1,062Net income attributable to bank
$0Net charge-offs
$1,062Cash dividends
$353Sale, conversion, retirement of capital stock, net
$435Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
5.37%Yield on earning assets
1.03%Cost of funding earning assets
4.34%Net interest margin
0.66%Noninterest income to earning assets
4.04%Noninterest expense to earning assets
0.80%Net operating income to assets
0.80%Return on assets (ROA)
0.80%Pretax return on assets
4.18%Return on equity (ROE)
2.47%Retained earnings to average equity (YTD only)
0.40%Net charge-offs to loans
32.58%Credit loss provision to net charge-offs
3.33%Efficiency ratio
80,555Assets per employee
3.06%Cash dividends to net income (YTD only)
Condition Ratios (%)
40.96%Loss allowance to loans
0.57%Loss allowance to noncurrent loans
80.49%Noncurrent assets plus other real estate owned to assets
1.40%Noncurrent loans to loans
0.70%Net loans and leases to deposits
87.09%Net loans and leases to core deposits
89.96%Equity capital to assets
19.53%Core capital (leverage) ratio
18.24%Tier 1 risk-based capital ratio
29.72%Total risk-based capital ratio
Memoranda
$30Average assets
$133,192Average earning assets
$25,427Average equity
$121,724Average loans

Total Fiduciary and Related Assets (December 31, 2011)

Dollar figures in thousands
$1Total fiduciary and related assets
1Number of Fiduciary Accounts and Related Asset Accounts
YesFiduciary powers granted
YesFiduciary or related activity
$2,831Managed Assets
1Number of Accounts
$2,627Personal trust and agency accounts
$2,627Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$0Other retirement accounts
$0Corporate trust and agency accounts
$0Investment management agency accounts
$0Other fiduciary accounts
$0Fiduciary accounts held in foreign offices
$0Non-managed Assets
38Number of Accounts
$0Personal trust and agency accounts
$0Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$204Other retirement accounts
$204Corporate trust and agency accounts
$0Other fiduciary accounts
$0Fiduciary accounts held in foreign offices

List of branches

3 Indiana Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type
0	8295	Peoples Trust And Savings Bank	132 South Third Street, Boonville, IN 47601	January 01, 1895	Full Service Brick and Mortar
2	359289	Paradise Branch	7199 Parker Drive, Newburgh, IN 47630	November 13, 2000	Full Service Brick and Mortar
3	429987	Newburgh Branch	705 State Street, Newburgh, IN 47630	June 01, 2004	Full Service Brick and Mortar

Peoples Trust and Savings Bank in Boonville, Indiana (IN)
Overview, Financial Summary, Detailed Financial Reports, Branches

Peoples Trust and Savings Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Peoples Trust and Savings Bank in Boonville, Indiana (IN)Overview, Financial Summary, Detailed Financial Reports, Branches

Peoples Trust and Savings Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Peoples Trust and Savings Bank in Boonville, Indiana (IN)
Overview, Financial Summary, Detailed Financial Reports, Branches