Perry County Savings Bank, FSB in Perryville, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of January 19, 2002

  • Perry County Savings Bank, FSB in Perryville, Missouri (MO)
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Perry County Savings Bank, FSB - Overview

  • General
  • FDIC Certificate #: 30149
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Eagle Bank and Trust Company of Missouri (#17691)
    Federal Reserve ID: 675471
    Date Established: January 01, 1922
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    OTS Docket #: 4844
    FDIC's unique #: 42983
    Numeric code: 33
    Regulator: OTS
    Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
    FDIC Insured: Yes
    SAIF Insured: Yes
    Insured Savings Institution: Yes
    State Chartered: No
    Date of Deposit Insurance: March 13, 1952
    Last Structure Change Effective Date: January 19, 2002
    Last Structure Change Process Date: January 24, 2002
    Last Data Update: January 24, 2002
    Data Source Date: April 05, 2012
  • Location
  • Address: 14 North Jackson Street, Perryville, MO 63775
    County: Perry
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: St. Louis
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
  • Financial Summary
  • Total assets: $108.6 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2001)

  • Dollar figures in thousands
  • 8Total employees (full-time equivalent)
  • $108,580Total assets
  • $38,821Cash and due from depository institutions
  • $38,493Interest-bearing balances
  • $44,146Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $18,150Net loans & leases
  • $180Loan loss allowance
  • $0Trading account assets
  • $470Bank premises and fixed assets
  • $0Other real estate owned
  • $5,110Goodwill and other intangibles
  • $0Life insurance assets
  • $1,883All other assets
  • $108,580Total liabilities and capital
  • $92,028Total liabilities
  • $76,464Total deposits
  • $76,464Interest-bearing deposits
  • $76,464Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $15,000Other borrowed funds
  • $0Subordinated debt
  • $564All other liabilities
  • $16,552Total equity capital
  • $16,552Total bank equity capital
  • $16,552Perpetual preferred stock
  • $0Common stock
  • $4Surplus
  • $16,595Undivided profits
  • Memoranda
  • $-47Noncurrent loans and leases
  • $174Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $198Earning assets
  • $0Long-term assets (5+ years)
  • $68Average Assets, year-to-date
  • $100,789Average Assets, quarterly
  • $0Volatile liabilities
  • $103,008Insider loans
  • $108,849FHLB advances
  • $33,159Loans and leases held for sale
  • $0Unused loan commitments
  • $15,000Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $174Total unused commitments
  • $0Restructured Loans and leases
  • $180Derivatives

Income and Expense (December 31, 2001)

  • Dollar figures in thousands
  • $5,292Total interest income
  • $4,514Total interest expense
  • $778Net interest income
  • $150Provision for loan and lease losses
  • $74Total noninterest income
  • $0Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $74Additional noninterest income
  • $1,667Total noninterest expense
  • $1,156Salaries and employee benefits
  • $134Premises and equipment expense
  • $377Additional noninterest expense
  • -$965Pre-tax net operating income
  • $0Securities gains (losses)
  • -$216Applicable income taxes
  • -$749Income before extraordinary items
  • $0Extraordinary gains - net
  • -$749Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2001)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.47%Yield on earning assets
  • 4.67%Cost of funding earning assets
  • 0.80%Net interest margin
  • 0.08%Noninterest income to earning assets
  • 1.72%Noninterest expense to earning assets
  • -0.73%Net operating income to assets
  • -0.73%Return on assets (ROA)
  • -0.94%Pretax return on assets
  • -5.14%Return on equity (ROE)
  • -5.14%Retained earnings to average equity (YTD only)
  • 0.00%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 174,061Assets per employee
  • 13.57%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 0.98%Loss allowance to noncurrent loans
  • 90.91%Noncurrent assets plus other real estate owned to assets
  • 0.18%Noncurrent loans to loans
  • 1.08%Net loans and leases to deposits
  • 23.74%Net loans and leases to core deposits
  • 31.13%Equity capital to assets
  • 15.24%Core capital (leverage) ratio
  • 10.19%Tier 1 risk-based capital ratio
  • 44.32%Total risk-based capital ratio
  • Memoranda
  • $45Average assets
  • $103,008Average earning assets
  • $14,569Average equity
  • $96,733Average loans

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