Pilsen State Bank, Lincolnville, Kansas - Overview
General
FDIC Certificate #: 15014 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution:Cottonwood Valley Bank (#17160) Federal Reserve ID: 124353 Date Established: July 19, 1916 WWW:http://www.pilsenstatebank.com Trust Powers Granted: No Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC Offices: 1 (Domestic: 1, Interstate: No) FDIC's unique #: 9414 Numeric code: 21 Regulator: FDIC Insurance Fund Membership: Deposit Insurance Fund (DIF) Insured commercial Banks: Yes FDIC Insured: Yes Deposit Insurance Fund member: Yes Agricultural lending institution: Yes Ownership Type: Non-Stock FFIEC Call Report 31 Filer: No State Chartered: Yes Subchapter S Corporations: Yes Asset Concentration Hierarchy: Agricultural Specialization Date of Deposit Insurance: Febuary 07, 1935 Last Structure Change Effective Date: March 24, 2012 Last Structure Change Process Date: March 30, 2012 Last Data Update: March 30, 2012 Data Source Date: April 05, 2012
Location
Address: 220 W Main St, Lincolnville, KS 66858 County: Marion Quarterly Banking Profile Region: Kansas City FDIC Geographic Region: Kansas City FDIC Supervisory Region: Kansas City FDIC Field Office: Wichita Office of the Comptroller the Currency (OCC) District: Midwest Office of Thrift Supervision Region: Western
Financial Summary
Total assets: $10.6 mil Equity capital: $1.7 mil Deposits held in domestic offices: $8.8 mil Return on assets (ROA): 3.78% ($0.4 mil) Quarterly return on assets: 1.09% ($0.1 mil) Return on Equity (ROE): 27.14% ($0.5 mil) Quarterly return on equity: 7.04% ($0.1 mil) Net income: $0.4 mil Quarterly Net income: $0.0 mil Pretax return on assets: 3.62% ($383.1 mil) Quarterly Pretax return on assets: 1.09% ($115.4 mil)
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2011)
Dollar figures in thousands
2Total employees (full-time equivalent)
$10,584Total assets
$1,146Cash and due from depository institutions
$1,093Interest-bearing balances
$457Securities
$590Federal funds sold & reverse repurchase agreements
$8,178Net loans & leases
$62Loan loss allowance
$0Trading account assets
$87Bank premises and fixed assets
$0Other real estate owned
$0Goodwill and other intangibles
$10,584Life insurance assets
$126All other assets
$8,864Total liabilities and capital
$8,842Total liabilities
$6,454Total deposits
$8,842Interest-bearing deposits
$95Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$22Subordinated debt
$1,720All other liabilities
$1,720Total equity capital
$1,720Total bank equity capital
$0Perpetual preferred stock
$50Common stock
$457Surplus
$1,213Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$966Income earned, not collected on loans
$0Earning assets
$62Long-term assets (5+ years)
$10,318Average Assets, year-to-date
$4,666Average Assets, quarterly
$11,549Volatile liabilities
$11,002Insider loans
$8,622FHLB advances
$11,725Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$1,720Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$2,160Restructured Loans and leases
$0Derivatives
Income and Expense (December 31, 2011)
Dollar figures in thousands
$552Total interest income
$93Total interest expense
$459Net interest income
$60Provision for loan and lease losses
$330Total noninterest income
$0Fiduciary activities
$26Service charges on deposit accounts
$0Trading account gains & fees
$304Additional noninterest income
$311Total noninterest expense
$99Salaries and employee benefits
$162Premises and equipment expense
$50Additional noninterest expense
$418Pre-tax net operating income
$0Securities gains (losses)
-$18Applicable income taxes
$436Income before extraordinary items
$0Extraordinary gains - net
$436Net income attributable to bank
$0Net charge-offs
$436Cash dividends
-$2Sale, conversion, retirement of capital stock, net
$0Net operating income
Performance and Condition Ratios (December 31, 2011)
Dollar figures in thousands
Performance Ratios (%, annualized)
5.03%Yield on earning assets
0.85%Cost of funding earning assets
4.19%Net interest margin
3.01%Noninterest income to earning assets
2.84%Noninterest expense to earning assets
3.78%Net operating income to assets
3.78%Return on assets (ROA)
3.62%Pretax return on assets
27.14%Return on equity (ROE)
27.14%Retained earnings to average equity (YTD only)
-0.02%Net charge-offs to loans
-3000.00%Credit loss provision to net charge-offs
0.00%Efficiency ratio
39,417Assets per employee
5.29%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
0.75%Loss allowance to noncurrent loans
6.42%Noncurrent assets plus other real estate owned to assets
9.13%Noncurrent loans to loans
11.72%Net loans and leases to deposits
92.49%Net loans and leases to core deposits
100.15%Equity capital to assets
16.25%Core capital (leverage) ratio
14.67%Tier 1 risk-based capital ratio
19.95%Total risk-based capital ratio
Memoranda
$21Average assets
$11,549Average earning assets
$1,606Average equity
$10,968Average loans
Comment about this bank, ask questions, or add new information about it:
This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Pilsen State Bank, Lincolnville, Kansas.
Based on public records. Inadvertent errors are possible. bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site. Use at your own risk.
Comment about this bank, ask questions, or add new information about it: