FDIC Certificate #: 16314 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution:PlantersFIRST (#189) Federal Reserve ID: 69436 Date Established: September 20, 1910 Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC Offices: 1 (Interstate: No) FDIC's unique #: 10501 Numeric code: 21 Regulator: FDIC Insurance Fund Membership: Bank Insurance Fund (BIF) Bank Insurance Fund: Yes Insured commercial Banks: Yes FDIC Insured: Yes State Chartered: Yes Date of Deposit Insurance: October 01, 1945 Last Structure Change Effective Date: August 16, 2000 Last Structure Change Process Date: August 30, 2000 Last Data Update: August 30, 2000 Data Source Date: April 05, 2012
Location
Address: Bay And Pine Streets, Pineview, GA 31071 County: Wilcox Quarterly Banking Profile Region: Atlanta FDIC Geographic Region: Atlanta FDIC Supervisory Region: Atlanta FDIC Field Office: Albany Ga Office of the Comptroller the Currency (OCC) District: Southwest Office of Thrift Supervision Region: Southeast
Financial Summary
Total assets: $14.7 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 1999)
Dollar figures in thousands
5Total employees (full-time equivalent)
$14,514Total assets
$494Cash and due from depository institutions
$0Interest-bearing balances
$5,266Securities
$530Federal funds sold & reverse repurchase agreements
$7,570Net loans & leases
$453Loan loss allowance
$0Trading account assets
$85Bank premises and fixed assets
$0Other real estate owned
$0Goodwill and other intangibles
$0Life insurance assets
$569All other assets
$14,514Total liabilities and capital
$13,057Total liabilities
$12,956Total deposits
$11,971Interest-bearing deposits
$12,956Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$101All other liabilities
$1,457Total equity capital
$1,457Total bank equity capital
$1,457Perpetual preferred stock
$0Common stock
$25Surplus
$675Undivided profits
Memoranda
$757Noncurrent loans and leases
$60Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$479Earning assets
$65Long-term assets (5+ years)
$167Average Assets, year-to-date
$13,366Average Assets, quarterly
$1,808Volatile liabilities
$14,852Insider loans
$14,560FHLB advances
$800Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$60Total unused commitments
$0Restructured Loans and leases
$113Derivatives
Income and Expense (December 31, 1999)
Dollar figures in thousands
$1,269Total interest income
$586Total interest expense
$683Net interest income
$260Provision for loan and lease losses
$110Total noninterest income
$0Fiduciary activities
$95Service charges on deposit accounts
$0Trading account gains & fees
$15Additional noninterest income
$497Total noninterest expense
$288Salaries and employee benefits
$53Premises and equipment expense
$156Additional noninterest expense
$36Pre-tax net operating income
$0Securities gains (losses)
$4Applicable income taxes
$32Income before extraordinary items
$0Extraordinary gains - net
$32Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$360Sale, conversion, retirement of capital stock, net
$0Net operating income
Performance and Condition Ratios (December 31, 1999)
Dollar figures in thousands
Performance Ratios (%, annualized)
9.20%Yield on earning assets
4.25%Cost of funding earning assets
4.95%Net interest margin
0.80%Noninterest income to earning assets
3.60%Noninterest expense to earning assets
0.22%Net operating income to assets
0.22%Return on assets (ROA)
0.24%Pretax return on assets
2.14%Return on equity (ROE)
2.14%Retained earnings to average equity (YTD only)
4.08%Net charge-offs to loans
72.22%Credit loss provision to net charge-offs
0.82%Efficiency ratio
62,673Assets per employee
2.90%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
5.65%Loss allowance to noncurrent loans
94.57%Noncurrent assets plus other real estate owned to assets
3.30%Noncurrent loans to loans
5.97%Net loans and leases to deposits
58.43%Net loans and leases to core deposits
62.27%Equity capital to assets
10.04%Core capital (leverage) ratio
9.48%Tier 1 risk-based capital ratio
17.01%Total risk-based capital ratio
Memoranda
$18Average assets
$14,852Average earning assets
$1,497Average equity
$13,793Average loans
Comment about this bank, ask questions, or add new information about it:
This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Pineview State Bank.
Based on public records. Inadvertent errors are possible. bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site. Use at your own risk.
Comment about this bank, ask questions, or add new information about it: