Pinnacle Bank in Aurora, Nebraska (NE)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of September 23, 2000

Pinnacle Bank in Aurora, Nebraska (NE)
Show street view No street view available for this location

Pinnacle Bank - Overview

General
FDIC Certificate #: 14066
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Pinnacle Bank (#10634)
Federal Reserve ID: 337452
Date Established: January 01, 1909
Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
Offices: 2 (Interstate: No)
FDIC's unique #: 8791
Numeric code: 13
Regulator: FED
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: March 15, 1934
Last Structure Change Effective Date: September 23, 2000
Last Structure Change Process Date: September 28, 2000
Last Data Update: September 28, 2000
Data Source Date: April 05, 2012
Location
Address: 1234 L Street, Aurora, NE 68818
County: Hamilton
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Grand Island
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: West
Financial Summary
Total assets: $59.4 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1999)

Dollar figures in thousands
20Total employees (full-time equivalent)
$60,166Total assets
$2,448Cash and due from depository institutions
$584Interest-bearing balances
$25,555Securities
$1,140Federal funds sold & reverse repurchase agreements
$29,890Net loans & leases
$1,306Loan loss allowance
$0Trading account assets
$253Bank premises and fixed assets
$0Other real estate owned
$0Goodwill and other intangibles
$0Life insurance assets
$880All other assets
$60,166Total liabilities and capital
$55,789Total liabilities
$54,837Total deposits
$49,030Interest-bearing deposits
$54,837Deposits held in domestic offices
0.00%% insured (estimated)
$235Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$717All other liabilities
$4,377Total equity capital
$4,377Total bank equity capital
$4,377Perpetual preferred stock
$0Common stock
$900Surplus
$2,500Undivided profits
Memoranda
$977Noncurrent loans and leases
$4,040Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$91Earning assets
$0Long-term assets (5+ years)
$607Average Assets, year-to-date
$57,169Average Assets, quarterly
$10,670Volatile liabilities
$61,246Insider loans
$61,076FHLB advances
$3,842Loans and leases held for sale
$9Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$4,040Total unused commitments
$0Restructured Loans and leases
$473Derivatives

Income and Expense (December 31, 1999)

Dollar figures in thousands
$4,503Total interest income
$2,077Total interest expense
$2,426Net interest income
$0Provision for loan and lease losses
$439Total noninterest income
$0Fiduciary activities
$133Service charges on deposit accounts
$0Trading account gains & fees
$306Additional noninterest income
$1,479Total noninterest expense
$788Salaries and employee benefits
$157Premises and equipment expense
$534Additional noninterest expense
$1,386Pre-tax net operating income
$0Securities gains (losses)
$444Applicable income taxes
$942Income before extraordinary items
$0Extraordinary gains - net
$942Net income attributable to bank
$0Net charge-offs
$0Cash dividends
-$2Sale, conversion, retirement of capital stock, net
$1,008Net operating income

Performance and Condition Ratios (December 31, 1999)

Dollar figures in thousands
Performance Ratios (%, annualized)
7.71%Yield on earning assets
3.55%Cost of funding earning assets
4.15%Net interest margin
0.75%Noninterest income to earning assets
2.53%Noninterest expense to earning assets
1.54%Net operating income to assets
1.54%Return on assets (ROA)
2.26%Pretax return on assets
18.96%Return on equity (ROE)
-1.33%Retained earnings to average equity (YTD only)
-0.01%Net charge-offs to loans
0.00%Credit loss provision to net charge-offs
0.00%Efficiency ratio
51,623Assets per employee
3.01%Cash dividends to net income (YTD only)
Condition Ratios (%)
107.01%Loss allowance to loans
4.19%Loss allowance to noncurrent loans
1435.16%Noncurrent assets plus other real estate owned to assets
0.15%Noncurrent loans to loans
0.29%Net loans and leases to deposits
54.51%Net loans and leases to core deposits
58.34%Equity capital to assets
7.27%Core capital (leverage) ratio
7.66%Tier 1 risk-based capital ratio
12.82%Total risk-based capital ratio
Memoranda
$14Average assets
$61,246Average earning assets
$4,970Average equity
$58,432Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Pinnacle Bank.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site. Use at your own risk.