Pioneer Bank in city_name, state_name - Detailed Financial Reports, Location

Pioneer Bank in Auburndale, Wisconsin (WI)
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Pioneer Bank routing number info

Pioneer Bank - Overview

General
FDIC Certificate #: 10734
Status: Active
Federal Reserve ID: 508841
Bank Holding Company (Regulatory Top Holder): Pb Holdings Of Marshfield, Llc (RSSDID: 2523231, Location: Wausau, WI)
Date Established: January 04, 1910
WWW: http://www.pioneerbank.net
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 10 (Domestic: 9, Interstate: No)
OTS Docket #: 13293
FDIC's unique #: 6885
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Agricultural lending institution: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: No
Asset Concentration Hierarchy: Agricultural Specialization
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
Location
Address: 5758 Main Street, Auburndale, WI 54412
County: Wood
Quarterly Banking Profile Region: Chicago
FDIC Geographic Region: Chicago
FDIC Supervisory Region: Chicago
FDIC Field Office: Eau Claire
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: Central
Core Based Statistical Area (CBSA): Marshfield-Wisconsin Rapids, WI (#32270)
CBSA Micro Statistical Area: Yes
History of Changes
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $113.6 mil
Equity capital: $13.9 mil
Deposits held in domestic offices: $99.0 mil
Return on assets (ROA): 0.44% ($0.5 mil)
Quarterly return on assets: 0.45% ($0.5 mil)
Return on Equity (ROE): 3.56% ($0.5 mil)
Quarterly return on equity: 3.61% ($0.5 mil)
Net income: $0.5 mil
Quarterly Net income: $0.1 mil
Pretax return on assets: 0.66% ($749.6 mil)
Quarterly Pretax return on assets: 0.68% ($772.3 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
53Total employees (full-time equivalent)
$113,577Total assets
$10,757Cash and due from depository institutions
$6,987Interest-bearing balances
$24,551Securities
$0Federal funds sold & reverse repurchase agreements
$74,816Net loans & leases
$552Loan loss allowance
$0Trading account assets
$2,096Bank premises and fixed assets
$0Other real estate owned
$0Goodwill and other intangibles
$113,577Life insurance assets
$1,357All other assets
$99,684Total liabilities and capital
$99,033Total liabilities
$77,867Total deposits
$99,033Interest-bearing deposits
$96Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$651Subordinated debt
$13,893All other liabilities
$13,893Total equity capital
$13,893Total bank equity capital
$0Perpetual preferred stock
$250Common stock
$2,250Surplus
$11,393Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$528Income earned, not collected on loans
$106Earning assets
$323Long-term assets (5+ years)
$106,354Average Assets, year-to-date
$5,660Average Assets, quarterly
$108,818Volatile liabilities
$110,924Insider loans
$80,445FHLB advances
$108,898Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$13,441Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$10,712Restructured Loans and leases
$169Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$4,869Total interest income
$655Total interest expense
$4,214Net interest income
$13Provision for loan and lease losses
$510Total noninterest income
$0Fiduciary activities
$307Service charges on deposit accounts
$0Trading account gains & fees
$203Additional noninterest income
$3,991Total noninterest expense
$2,322Salaries and employee benefits
$709Premises and equipment expense
$960Additional noninterest expense
$720Pre-tax net operating income
$0Securities gains (losses)
$236Applicable income taxes
$484Income before extraordinary items
$0Extraordinary gains - net
$484Net income attributable to bank
$0Net charge-offs
$484Cash dividends
$183Sale, conversion, retirement of capital stock, net
$50Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
4.74%Yield on earning assets
0.64%Cost of funding earning assets
4.10%Net interest margin
0.50%Noninterest income to earning assets
3.88%Noninterest expense to earning assets
0.44%Net operating income to assets
0.44%Return on assets (ROA)
0.66%Pretax return on assets
3.56%Return on equity (ROE)
3.19%Retained earnings to average equity (YTD only)
0.24%Net charge-offs to loans
7.10%Credit loss provision to net charge-offs
4.01%Efficiency ratio
84,483Assets per employee
2.14%Cash dividends to net income (YTD only)
Condition Ratios (%)
10.33%Loss allowance to loans
0.73%Loss allowance to noncurrent loans
104.55%Noncurrent assets plus other real estate owned to assets
1.34%Noncurrent loans to loans
0.70%Net loans and leases to deposits
75.55%Net loans and leases to core deposits
75.77%Equity capital to assets
12.23%Core capital (leverage) ratio
12.34%Tier 1 risk-based capital ratio
16.71%Total risk-based capital ratio
Memoranda
$17Average assets
$108,818Average earning assets
$13,599Average equity
$102,750Average loans

List of branches

10 Wisconsin Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type
0	6885	Pioneer Bank	5758 Main Street, Auburndale, WI 54412	January 04, 1910	Full Service Brick and Mortar
1	222954	Milladore Branch	120 Main Street, Milladore, WI 54454	August 14, 1968	Full Service Brick and Mortar
2	222955	Hewitt Branch	11064 Main Street, Hewitt, WI 54441	December 16, 1968	Full Service Brick and Mortar
3	222956	Rozellville Branch	D3291 County Road M, Stratford, WI 54484	September 05, 1978	Full Service Brick and Mortar
4	222957	Marshfield Branch	1700 North Central Avenue, Marshfield, WI 54449	March 16, 1992	Full Service Brick and Mortar
6	222959	Wisconsin Rapids Branch	1710 W Grand Avenue, Wisconsin Rapids, WI 54494	June 15, 1997	Full Service Brick and Mortar
7	222960	Stevens Point Branch	31 Park Ridge Drive, Stevens Point, WI 54481	November 10, 1997	Full Service Brick and Mortar
8	437930	Marshfield South Office	725 South Central Avenue, Marshfield, WI 54449	December 09, 2004	Full Service Brick and Mortar
9	493875	Withee Branch	N14570 County Rd O, Withee, WI 54498	August 03, 2009	Full Service Brick and Mortar
10	528465	Greenwood Branch	106 South Main Street, Greenwood, WI 54437	Febuary 13, 2012	Full Service Brick and Mortar

Pioneer Bank in Auburndale, Wisconsin (WI)
Overview, Financial Summary, Detailed Financial Reports, Branches

Pioneer Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Pioneer Bank in Auburndale, Wisconsin (WI)Overview, Financial Summary, Detailed Financial Reports, Branches

Pioneer Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Pioneer Bank in Auburndale, Wisconsin (WI)
Overview, Financial Summary, Detailed Financial Reports, Branches