Pioneer Bank in Fullerton, California (CA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of July 08, 1994

  • Pioneer Bank in Fullerton, California (CA)
  • Show street view No street view available for this location

Pioneer Bank - Overview

  • General
  • FDIC Certificate #: 23448
    Status: Inactive
    Closing history: Corrections
    Acquiring institution: Citizens Business Bank (#21716)
    Federal Reserve ID: 856065
    Date Established: May 14, 1981
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 3 (Interstate: No)
    FDIC's unique #: 16431
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: May 14, 1981
    Last Structure Change Effective Date: July 08, 1994
    Last Structure Change Process Date: July 12, 1994
    Last Data Update: July 12, 1994
    Data Source Date: April 05, 2012
  • Location
  • Address: 110 East Wilshire Avenue, Fullerton, CA 92832
    County: Orange
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: Orange
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Orange County, CA (#5945)
    Consolidated Metropolitan Statistical Area (CMSA): Los Angeles-Riverside-Orange County, CA (#49)
    Combined Statistical Area (CSA): Los Angeles-Long Beach-Riverside, CA (#348)
    Core Based Statistical Area (CBSA): Los Angeles-Long Beach-Santa Ana, CA (#31100)
    CBSA Metro Statistical Area: Los Angeles-Long Beach-Santa Ana, CA (#31100)
    Core Based Statistical Division: Santa Ana-Anaheim-Irvine, CA (#42044)
  • History of Changes
  • Absorption - Assisted
    Corrections
  • Financial Summary
  • Total assets: $133.3 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1993)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $62Total assets
  • $144,657Cash and due from depository institutions
  • $9,959Interest-bearing balances
  • $0Securities
  • $16,135Federal funds sold & reverse repurchase agreements
  • $3,950Net loans & leases
  • $92,272Loan loss allowance
  • $4,100Trading account assets
  • $0Bank premises and fixed assets
  • $802Other real estate owned
  • $17,447Goodwill and other intangibles
  • $4,092Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $144,657Total liabilities
  • $140,621Total deposits
  • $139,638Interest-bearing deposits
  • $100,324Deposits held in domestic offices
  • 139638.00%% insured (estimated)
  • $82Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $983Total equity capital
  • $983Total bank equity capital
  • $4,036Perpetual preferred stock
  • $0Common stock
  • $2,015Surplus
  • $2,613Undivided profits
  • Memoranda
  • $-592Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $15,571Income earned, not collected on loans
  • $508Earning assets
  • $112,357Long-term assets (5+ years)
  • $0Average Assets, year-to-date
  • $174,742Average Assets, quarterly
  • $154,703Volatile liabilities
  • $29,225Insider loans
  • $0FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $15,350Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $4,036Total risk weighted assets
  • $115,623Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1993)

  • Dollar figures in thousands
  • $0Total interest income
  • $10,864Total interest expense
  • $3,822Net interest income
  • $7,042Provision for loan and lease losses
  • $6,133Total noninterest income
  • $2,684Fiduciary activities
  • $0Service charges on deposit accounts
  • $748Trading account gains & fees
  • $0Additional noninterest income
  • $1,936Total noninterest expense
  • $15,939Salaries and employee benefits
  • $3,968Premises and equipment expense
  • $1,159Additional noninterest expense
  • $10,812Pre-tax net operating income
  • -$12,346Securities gains (losses)
  • $70Applicable income taxes
  • -$3,194Income before extraordinary items
  • -$9,082Extraordinary gains - net
  • $0Net income attributable to bank
  • -$9,082Net charge-offs
  • $5,566Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1993)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.84%Cost of funding earning assets
  • 2.76%Net interest margin
  • 5.08%Noninterest income to earning assets
  • 1.94%Noninterest expense to earning assets
  • 11.51%Net operating income to assets
  • -5.23%Return on assets (ROA)
  • -5.20%Pretax return on assets
  • -7.03%Return on equity (ROE)
  • -91.42%Retained earnings to average equity (YTD only)
  • -91.42%Net charge-offs to loans
  • 4.70%Credit loss provision to net charge-offs
  • 110.19%Efficiency ratio
  • 163,880Assets per employee
  • 2.33%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 4.25%Loss allowance to noncurrent loans
  • 26.33%Noncurrent assets plus other real estate owned to assets
  • 22.83%Noncurrent loans to loans
  • 16.16%Net loans and leases to deposits
  • 66.08%Net loans and leases to core deposits
  • 83.57%Equity capital to assets
  • 2.79%Core capital (leverage) ratio
  • 2.56%Tier 1 risk-based capital ratio
  • 3.49%Total risk-based capital ratio
  • Memoranda
  • $5Average assets
  • $174,742Average earning assets
  • $9,934Average equity
  • $138,488Average loans

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