Plaistow Co-operative Bank, FSB in city_name, state_name - Detailed Financial Reports, Location

Plaistow Co-operative Bank, FSB in Plaistow, New Hampshire (NH)
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Plaistow Co-operative Bank, FSB - Overview

General
FDIC Certificate #: 30606
Status: Inactive
Closing history: Corrections
Acquiring institution: BayBank FSB (#28654)
Federal Reserve ID: 320379
Date Established: January 01, 1917
Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
OTS Docket #: 5626
FDIC's unique #: 43440
Numeric code: 33
Regulator: OTS
Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
FDIC Insured: Yes
SAIF Insured: Yes
Insured Savings Institution: Yes
State Chartered: No
Date of Deposit Insurance: December 30, 1955
Last Structure Change Effective Date: July 01, 1995
Last Structure Change Process Date: July 19, 1995
Last Data Update: January 31, 1996
Data Source Date: April 05, 2012
Location
Address: Route 125, Plaistow, NH 3865
County: Rockingham
Quarterly Banking Profile Region: New York
FDIC Geographic Region: New York
FDIC Supervisory Region: New York
FDIC Field Office: Concord
Office of the Comptroller the Currency (OCC) District: Northeast
Office of Thrift Supervision Region: Northeast
Metropolitan Statistical Area (MSA): Lawrence, MA-NH (#4160)
Consolidated Metropolitan Statistical Area (CMSA): Boston-Worcester-Lawrence, MA-NH-ME-CT (#7)
Combined Statistical Area (CSA): Boston-Worcester-Manchester, MA-RI-NH (#148)
Core Based Statistical Area (CBSA): Boston-Cambridge-Quincy, MA-NH (#14460)
CBSA Metro Statistical Area: Boston-Cambridge-Quincy, MA-NH (#14460)
Core Based Statistical Division: Rockingham County-Strafford County, NH (#40484)
History of Changes
Merger - Without Assistance
Corrections
Financial Summary
Total assets: $103.2 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1994)

Dollar figures in thousands
0Total employees (full-time equivalent)
$33Total assets
$99,933Cash and due from depository institutions
$1,869Interest-bearing balances
$107Securities
$21,708Federal funds sold & reverse repurchase agreements
$1,377Net loans & leases
$72,453Loan loss allowance
$1,995Trading account assets
$0Bank premises and fixed assets
$210Other real estate owned
$1Goodwill and other intangibles
$2,315Life insurance assets
$0All other assets
$0Total liabilities and capital
$99,933Total liabilities
$93,001Total deposits
$90,080Interest-bearing deposits
$90,080Deposits held in domestic offices
90080.00%% insured (estimated)
$98Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$2,114Subordinated debt
$0All other liabilities
$807Total equity capital
$807Total bank equity capital
$6,932Perpetual preferred stock
$0Common stock
$1Surplus
$5,499Undivided profits
Memoranda
$1,432Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$316Income earned, not collected on loans
$416Earning assets
$95,645Long-term assets (5+ years)
$0Average Assets, year-to-date
$99,541Average Assets, quarterly
$100,397Volatile liabilities
$8,060Insider loans
$0FHLB advances
$2,114Loans and leases held for sale
$0Unused loan commitments
$7,310Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$6,932Total risk weighted assets
$49,962Total unused commitments
$0Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 1994)

Dollar figures in thousands
$0Total interest income
$6,404Total interest expense
$3,089Net interest income
$3,315Provision for loan and lease losses
$10Total noninterest income
$946Fiduciary activities
$0Service charges on deposit accounts
$0Trading account gains & fees
$0Additional noninterest income
$946Total noninterest expense
$2,551Salaries and employee benefits
$1,327Premises and equipment expense
$438Additional noninterest expense
$786Pre-tax net operating income
$1,700Securities gains (losses)
$67Applicable income taxes
$640Income before extraordinary items
$1,127Extraordinary gains - net
$0Net income attributable to bank
$1,127Net charge-offs
$83Cash dividends
$1,314Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 1994)

Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
6.71%Cost of funding earning assets
3.24%Net interest margin
3.47%Noninterest income to earning assets
0.99%Noninterest expense to earning assets
2.67%Net operating income to assets
1.09%Return on assets (ROA)
1.13%Pretax return on assets
1.78%Return on equity (ROE)
16.14%Retained earnings to average equity (YTD only)
-2.68%Net charge-offs to loans
0.12%Credit loss provision to net charge-offs
12.05%Efficiency ratio
59,869Assets per employee
3.03%Cash dividends to net income (YTD only)
Condition Ratios (%)
116.59%Loss allowance to loans
2.68%Loss allowance to noncurrent loans
631.33%Noncurrent assets plus other real estate owned to assets
0.32%Noncurrent loans to loans
0.42%Net loans and leases to deposits
80.43%Net loans and leases to core deposits
86.12%Equity capital to assets
6.94%Core capital (leverage) ratio
6.94%Tier 1 risk-based capital ratio
13.87%Total risk-based capital ratio
Memoranda
$15Average assets
$99,541Average earning assets
$6,983Average equity
$95,428Average loans

Plaistow Co-operative Bank, FSB in Plaistow, New Hampshire (NH)
Overview, Financial Summary, Detailed Financial Reports, Branches

Plaistow Co-operative Bank, FSB - Overview

Assets and Liabilities (December 31, 1994)

Income and Expense (December 31, 1994)

Performance and Condition Ratios (December 31, 1994)

Comment about this bank, ask questions, or add new information about it:

Plaistow Co-operative Bank, FSB in Plaistow, New Hampshire (NH)Overview, Financial Summary, Detailed Financial Reports, Branches

Plaistow Co-operative Bank, FSB - Overview

Assets and Liabilities (December 31, 1994)

Income and Expense (December 31, 1994)

Performance and Condition Ratios (December 31, 1994)

Comment about this bank, ask questions, or add new information about it:

Plaistow Co-operative Bank, FSB in Plaistow, New Hampshire (NH)
Overview, Financial Summary, Detailed Financial Reports, Branches