Plant State Bank in city_name, state_name - Detailed Financial Reports, Location

Plant State Bank in Plant City, Florida (FL)
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Plant State Bank - Overview

General
FDIC Certificate #: 26821
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: SouthTrust Bank of Florida, National Association (#21679)
Federal Reserve ID: 32832
Date Established: September 30, 1986
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 1 (Interstate: No)
FDIC's unique #: 36017
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: September 30, 1986
Last Structure Change Effective Date: Febuary 10, 1995
Last Structure Change Process Date: March 07, 1995
Last Data Update: March 07, 1995
Data Source Date: April 05, 2012
Location
Address: 202 South Wheeler, Plant City, FL 33566
County: Hillsborough
Quarterly Banking Profile Region: Atlanta
FDIC Geographic Region: Atlanta
FDIC Supervisory Region: Atlanta
FDIC Field Office: Tampa
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: Southeast
Metropolitan Statistical Area (MSA): Tampa-St. Petersburg-Clearwater, FL (#8280)
Core Based Statistical Area (CBSA): Tampa-St. Petersburg-Clearwater, FL (#45300)
CBSA Metro Statistical Area: Tampa-St. Petersburg-Clearwater, FL (#45300)
Financial Summary
Total assets: $45.2 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1994)

Dollar figures in thousands
0Total employees (full-time equivalent)
$15Total assets
$45,216Cash and due from depository institutions
$1,983Interest-bearing balances
$0Securities
$11,749Federal funds sold & reverse repurchase agreements
$200Net loans & leases
$29,544Loan loss allowance
$600Trading account assets
$0Bank premises and fixed assets
$947Other real estate owned
$175Goodwill and other intangibles
$618Life insurance assets
$0All other assets
$0Total liabilities and capital
$45,216Total liabilities
$41,584Total deposits
$41,339Interest-bearing deposits
$36,140Deposits held in domestic offices
41339.00%% insured (estimated)
$93Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$0All other liabilities
$245Total equity capital
$245Total bank equity capital
$3,632Perpetual preferred stock
$0Common stock
$2,932Surplus
$1,597Undivided profits
Memoranda
$-897Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$235Earning assets
$41,493Long-term assets (5+ years)
$6,817Average Assets, year-to-date
$39,613Average Assets, quarterly
$43,788Volatile liabilities
$4,839Insider loans
$1,299FHLB advances
$0Loans and leases held for sale
$0Unused loan commitments
$5,528Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$4,109Total risk weighted assets
$31,841Total unused commitments
$0Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 1994)

Dollar figures in thousands
$0Total interest income
$3,001Total interest expense
$1,110Net interest income
$1,891Provision for loan and lease losses
$432Total noninterest income
$218Fiduciary activities
$0Service charges on deposit accounts
$180Trading account gains & fees
$0Additional noninterest income
$38Total noninterest expense
$1,159Salaries and employee benefits
$567Premises and equipment expense
$97Additional noninterest expense
$495Pre-tax net operating income
$518Securities gains (losses)
$0Applicable income taxes
$188Income before extraordinary items
$330Extraordinary gains - net
$0Net income attributable to bank
$330Net charge-offs
$332Cash dividends
$176Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 1994)

Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
8.25%Cost of funding earning assets
3.05%Net interest margin
5.20%Noninterest income to earning assets
0.60%Noninterest expense to earning assets
3.18%Net operating income to assets
0.83%Return on assets (ROA)
0.83%Pretax return on assets
1.31%Return on equity (ROE)
8.58%Retained earnings to average equity (YTD only)
4.00%Net charge-offs to loans
1.28%Credit loss provision to net charge-offs
130.12%Efficiency ratio
54,955Assets per employee
3.01%Cash dividends to net income (YTD only)
Condition Ratios (%)
53.33%Loss allowance to loans
1.99%Loss allowance to noncurrent loans
0.00%Noncurrent assets plus other real estate owned to assets
0.39%Noncurrent loans to loans
0.00%Net loans and leases to deposits
71.47%Net loans and leases to core deposits
80.94%Equity capital to assets
8.03%Core capital (leverage) ratio
10.25%Tier 1 risk-based capital ratio
12.90%Total risk-based capital ratio
Memoranda
$14Average assets
$39,613Average earning assets
$3,845Average equity
$36,393Average loans

Plant State Bank in Plant City, Florida (FL)
Overview, Financial Summary, Detailed Financial Reports, Branches

Plant State Bank - Overview

Assets and Liabilities (December 31, 1994)

Income and Expense (December 31, 1994)

Performance and Condition Ratios (December 31, 1994)

Comment about this bank, ask questions, or add new information about it:

Plant State Bank in Plant City, Florida (FL)Overview, Financial Summary, Detailed Financial Reports, Branches

Plant State Bank - Overview

Assets and Liabilities (December 31, 1994)

Income and Expense (December 31, 1994)

Performance and Condition Ratios (December 31, 1994)

Comment about this bank, ask questions, or add new information about it:

Plant State Bank in Plant City, Florida (FL)
Overview, Financial Summary, Detailed Financial Reports, Branches