FDIC Certificate #: 9818 Status: Active Federal Reserve ID: 45056 Bank Holding Company (Regulatory Top Holder): Platte Valley Bancorp, Inc. (RSSDID: 4045027, Location: North Bend, NE) Date Established: June 27, 1891 WWW:http://www.pvbonline.com Trust Powers Granted: No Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC Offices: 1 (Domestic: 1, Interstate: No) OTS Docket #: 53602 FDIC's unique #: 6290 Numeric code: 21 Regulator: FDIC Insurance Fund Membership: Deposit Insurance Fund (DIF) Insured commercial Banks: Yes FDIC Insured: Yes Deposit Insurance Fund member: Yes Agricultural lending institution: Yes Ownership Type: Non-Stock FFIEC Call Report 31 Filer: No State Chartered: Yes Subchapter S Corporations: No Asset Concentration Hierarchy: Agricultural Specialization Date of Deposit Insurance: January 01, 1934 Last Structure Change Effective Date: March 31, 2006 Last Structure Change Process Date: November 03, 2006 Last Data Update: November 03, 2006 Data Source Date: April 05, 2012
Location
Address: 606 Main Street, North Bend, NE 68649 County: Dodge Quarterly Banking Profile Region: Kansas City FDIC Geographic Region: Kansas City FDIC Supervisory Region: Kansas City FDIC Field Office: Omaha Office of the Comptroller the Currency (OCC) District: Midwest Office of Thrift Supervision Region: West Combined Statistical Area (CSA): Omaha-Council Bluffs-Fremont, NE-IA (#420) Core Based Statistical Area (CBSA): Fremont, NE (#23340) CBSA Micro Statistical Area: Yes
History of Changes
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $63.4 mil Equity capital: $8.8 mil Deposits held in domestic offices: $54.2 mil Return on assets (ROA): 0.93% ($0.6 mil) Quarterly return on assets: 1.12% ($0.7 mil) Return on Equity (ROE): 6.24% ($0.6 mil) Quarterly return on equity: 7.73% ($0.7 mil) Net income: $0.5 mil Quarterly Net income: $0.2 mil Pretax return on assets: 1.25% ($792.1 mil) Quarterly Pretax return on assets: 1.53% ($969.5 mil)
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2011)
Dollar figures in thousands
12Total employees (full-time equivalent)
$63,369Total assets
$8,996Cash and due from depository institutions
$7,274Interest-bearing balances
$13,765Securities
$0Federal funds sold & reverse repurchase agreements
$38,916Net loans & leases
$589Loan loss allowance
$0Trading account assets
$239Bank premises and fixed assets
$386Other real estate owned
$0Goodwill and other intangibles
$63,369Life insurance assets
$1,067All other assets
$54,590Total liabilities and capital
$54,232Total liabilities
$35,210Total deposits
$54,232Interest-bearing deposits
$95Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$358Subordinated debt
$8,779All other liabilities
$8,779Total equity capital
$8,779Total bank equity capital
$0Perpetual preferred stock
$200Common stock
$1,800Surplus
$6,779Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$18Income earned, not collected on loans
$0Earning assets
$630Long-term assets (5+ years)
$59,955Average Assets, year-to-date
$9,538Average Assets, quarterly
$58,881Volatile liabilities
$60,750Insider loans
$47,841FHLB advances
$59,531Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$8,669Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$9,226Restructured Loans and leases
$1,413Derivatives
Income and Expense (December 31, 2011)
Dollar figures in thousands
$2,465Total interest income
$309Total interest expense
$2,156Net interest income
$0Provision for loan and lease losses
$223Total noninterest income
$0Fiduciary activities
$139Service charges on deposit accounts
$0Trading account gains & fees
$84Additional noninterest income
$1,642Total noninterest expense
$1,029Salaries and employee benefits
$82Premises and equipment expense
$531Additional noninterest expense
$737Pre-tax net operating income
$0Securities gains (losses)
$191Applicable income taxes
$546Income before extraordinary items
$0Extraordinary gains - net
$546Net income attributable to bank
$0Net charge-offs
$546Cash dividends
$6Sale, conversion, retirement of capital stock, net
$400Net operating income
Performance and Condition Ratios (December 31, 2011)
Dollar figures in thousands
Performance Ratios (%, annualized)
4.38%Yield on earning assets
0.55%Cost of funding earning assets
3.83%Net interest margin
0.40%Noninterest income to earning assets
2.92%Noninterest expense to earning assets
0.93%Net operating income to assets
0.93%Return on assets (ROA)
1.25%Pretax return on assets
6.24%Return on equity (ROE)
1.67%Retained earnings to average equity (YTD only)
0.02%Net charge-offs to loans
0.00%Credit loss provision to net charge-offs
122.83%Efficiency ratio
69,021Assets per employee
5.28%Cash dividends to net income (YTD only)
Condition Ratios (%)
73.26%Loss allowance to loans
1.49%Loss allowance to noncurrent loans
3272.22%Noncurrent assets plus other real estate owned to assets
0.64%Noncurrent loans to loans
0.05%Net loans and leases to deposits
71.76%Net loans and leases to core deposits
73.53%Equity capital to assets
13.85%Core capital (leverage) ratio
14.56%Tier 1 risk-based capital ratio
18.12%Total risk-based capital ratio
Memoranda
$19Average assets
$58,881Average earning assets
$8,749Average equity
$56,273Average loans
List of branches
1 Nebraska Branch as of April 05, 2012
No
ID
Name
Address
Established
Service Type
Map
0
6290
Platte Valley Bank
606 Main Street, North Bend, NE 68649
June 27, 1891
Full Service Brick and Mortar
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