Post Oak Bank in Houston, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of April 19, 1996

  • Post Oak Bank in Houston, Texas (TX)
  • Show street view No street view available for this location

Post Oak Bank - Overview

  • General
  • FDIC Certificate #: 18985
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Compass Bank (#27419)
    Federal Reserve ID: 160052
    Date Established: October 30, 1963
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 6 (Interstate: No)
    OTS Docket #: 10620
    FDIC's unique #: 12829
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: December 16, 1963
    Last Structure Change Effective Date: April 19, 1996
    Last Structure Change Process Date: June 26, 1996
    Last Data Update: June 26, 1996
    Data Source Date: April 05, 2012
  • Location
  • Address: 2200 Post Oak Road, Houston, TX 77056
    County: Harris
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Houston
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Houston, TX (#3360)
    Consolidated Metropolitan Statistical Area (CMSA): Houston-Galveston-Brazoria, TX (#42)
    Combined Statistical Area (CSA): Houston-Baytown-Huntsville, TX (#288)
    Core Based Statistical Area (CBSA): Houston-Sugar Land-Baytown, TX (#26420)
    CBSA Metro Statistical Area: Houston-Sugar Land-Baytown, TX (#26420)
  • Financial Summary
  • Total assets: $312.3 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1995)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $107Total assets
  • $321,525Cash and due from depository institutions
  • $21,321Interest-bearing balances
  • $125Securities
  • $69,226Federal funds sold & reverse repurchase agreements
  • $30,631Net loans & leases
  • $187,037Loan loss allowance
  • $4,351Trading account assets
  • $0Bank premises and fixed assets
  • $4,641Other real estate owned
  • $738Goodwill and other intangibles
  • $7,931Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $321,525Total liabilities
  • $284,639Total deposits
  • $276,387Interest-bearing deposits
  • $202,783Deposits held in domestic offices
  • 276387.00%% insured (estimated)
  • $72Federal funds purchased & repurchase agreements
  • $2,075Trading liabilities
  • $0Other borrowed funds
  • $2,530Subordinated debt
  • $0All other liabilities
  • $3,647Total equity capital
  • $3,647Total bank equity capital
  • $36,886Perpetual preferred stock
  • $0Common stock
  • $3,000Surplus
  • $24,715Undivided profits
  • Memoranda
  • $9,171Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $562Income earned, not collected on loans
  • $2,066Earning assets
  • $287,019Long-term assets (5+ years)
  • $15,535Average Assets, year-to-date
  • $305,154Average Assets, quarterly
  • $320,961Volatile liabilities
  • $56,928Insider loans
  • $5,799FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $60,636Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $36,680Total risk weighted assets
  • $217,047Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1995)

  • Dollar figures in thousands
  • $0Total interest income
  • $22,772Total interest expense
  • $7,746Net interest income
  • $15,026Provision for loan and lease losses
  • -$336Total noninterest income
  • $1,815Fiduciary activities
  • $0Service charges on deposit accounts
  • $1,072Trading account gains & fees
  • $0Additional noninterest income
  • $743Total noninterest expense
  • $11,482Salaries and employee benefits
  • $6,391Premises and equipment expense
  • $554Additional noninterest expense
  • $4,537Pre-tax net operating income
  • $5,695Securities gains (losses)
  • -$118Applicable income taxes
  • $418Income before extraordinary items
  • $5,159Extraordinary gains - net
  • $0Net income attributable to bank
  • $5,159Net charge-offs
  • $1,502Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $1,098Net operating income

Performance and Condition Ratios (December 31, 1995)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 8.31%Cost of funding earning assets
  • 2.83%Net interest margin
  • 5.48%Noninterest income to earning assets
  • 0.66%Noninterest expense to earning assets
  • 4.19%Net operating income to assets
  • 1.73%Return on assets (ROA)
  • 1.69%Pretax return on assets
  • 1.83%Return on equity (ROE)
  • 15.53%Retained earnings to average equity (YTD only)
  • 15.53%Net charge-offs to loans
  • 0.80%Credit loss provision to net charge-offs
  • -22.37%Efficiency ratio
  • 68,179Assets per employee
  • 3.00%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 2.27%Loss allowance to noncurrent loans
  • 774.20%Noncurrent assets plus other real estate owned to assets
  • 0.40%Noncurrent loans to loans
  • 0.29%Net loans and leases to deposits
  • 67.67%Net loans and leases to core deposits
  • 84.30%Equity capital to assets
  • 11.47%Core capital (leverage) ratio
  • 11.88%Tier 1 risk-based capital ratio
  • 16.90%Total risk-based capital ratio
  • Memoranda
  • $18Average assets
  • $305,154Average earning assets
  • $33,230Average equity
  • $274,051Average loans

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