FDIC Certificate #: 13729 Status: Active Federal Reserve ID: 469250 Bank Holding Company (Regulatory Top Holder): Southeast Kansas Bancshares, Inc. (RSSDID: 2124816, Location: Girard, KS) Date Established: September 26, 1904 WWW:http://onlinebanking.prescottstatebank.com Trust Powers Granted: No Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC Offices: 1 (Domestic: 1, Interstate: No) FDIC's unique #: 8581 Numeric code: 21 Regulator: FDIC Insurance Fund Membership: Deposit Insurance Fund (DIF) Insured commercial Banks: Yes FDIC Insured: Yes Deposit Insurance Fund member: Yes Agricultural lending institution: Yes Ownership Type: Non-Stock FFIEC Call Report 31 Filer: No State Chartered: Yes Subchapter S Corporations: No Asset Concentration Hierarchy: Agricultural Specialization Date of Deposit Insurance: January 01, 1934 Last Structure Change Effective Date: March 14, 2007 Last Structure Change Process Date: March 15, 2007 Last Data Update: March 15, 2007 Data Source Date: April 05, 2012
Location
Address: 283 East Main St, Prescott, KS 66767 County: Linn Quarterly Banking Profile Region: Kansas City FDIC Geographic Region: Kansas City FDIC Supervisory Region: Kansas City FDIC Field Office: Kansas City Office of the Comptroller the Currency (OCC) District: Midwest Office of Thrift Supervision Region: Western Combined Statistical Area (CSA): Kansas City-Overland Park-Kansas City, MO-KS (#312) Core Based Statistical Area (CBSA): Kansas City, MO-KS (#28140) CBSA Metro Statistical Area: Kansas City, MO-KS (#28140)
History of Changes
Corrections
Change in Location
Financial Summary
Total assets: $14.7 mil Equity capital: $1.7 mil Deposits held in domestic offices: $11.9 mil Return on assets (ROA): 0.47% ($0.1 mil) Quarterly return on assets: 0.43% ($0.1 mil) Return on Equity (ROE): 4.15% ($0.1 mil) Quarterly return on equity: 3.79% ($0.1 mil) Net income: $0.1 mil Quarterly Net income: $0.0 mil Pretax return on assets: 0.53% ($78.1 mil) Quarterly Pretax return on assets: 0.51% ($75.2 mil)
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2011)
Dollar figures in thousands
5Total employees (full-time equivalent)
$14,737Total assets
$1,198Cash and due from depository institutions
$376Interest-bearing balances
$5,717Securities
$94Federal funds sold & reverse repurchase agreements
$7,255Net loans & leases
$134Loan loss allowance
$0Trading account assets
$250Bank premises and fixed assets
$0Other real estate owned
$0Goodwill and other intangibles
$14,738Life insurance assets
$223All other assets
$13,039Total liabilities and capital
$11,906Total liabilities
$10,580Total deposits
$11,906Interest-bearing deposits
$95Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$1,130Trading liabilities
$0Other borrowed funds
$3Subordinated debt
$1,699All other liabilities
$1,699Total equity capital
$1,699Total bank equity capital
$0Perpetual preferred stock
$120Common stock
$140Surplus
$1,439Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$327Income earned, not collected on loans
$327Earning assets
$98Long-term assets (5+ years)
$13,442Average Assets, year-to-date
$7,325Average Assets, quarterly
$14,675Volatile liabilities
$14,837Insider loans
$7,823FHLB advances
$15,099Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$1,699Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$1,104Restructured Loans and leases
$1,080Derivatives
Income and Expense (December 31, 2011)
Dollar figures in thousands
$662Total interest income
$177Total interest expense
$485Net interest income
$0Provision for loan and lease losses
$89Total noninterest income
$0Fiduciary activities
$65Service charges on deposit accounts
$0Trading account gains & fees
$24Additional noninterest income
$496Total noninterest expense
$280Salaries and employee benefits
$79Premises and equipment expense
$137Additional noninterest expense
$78Pre-tax net operating income
$0Securities gains (losses)
$9Applicable income taxes
$69Income before extraordinary items
$0Extraordinary gains - net
$69Net income attributable to bank
$0Net charge-offs
$69Cash dividends
$0Sale, conversion, retirement of capital stock, net
$0Net operating income
Performance and Condition Ratios (December 31, 2011)
Dollar figures in thousands
Performance Ratios (%, annualized)
4.88%Yield on earning assets
1.30%Cost of funding earning assets
3.58%Net interest margin
0.66%Noninterest income to earning assets
3.66%Noninterest expense to earning assets
0.47%Net operating income to assets
0.47%Return on assets (ROA)
0.53%Pretax return on assets
4.15%Return on equity (ROE)
4.15%Retained earnings to average equity (YTD only)
0.00%Net charge-offs to loans
0.00%Credit loss provision to net charge-offs
0.00%Efficiency ratio
86,411Assets per employee
2.95%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
1.81%Loss allowance to noncurrent loans
40.98%Noncurrent assets plus other real estate owned to assets
2.22%Noncurrent loans to loans
4.43%Net loans and leases to deposits
60.94%Net loans and leases to core deposits
70.74%Equity capital to assets
11.53%Core capital (leverage) ratio
11.25%Tier 1 risk-based capital ratio
21.72%Total risk-based capital ratio
Memoranda
$23Average assets
$14,675Average earning assets
$1,663Average equity
$13,566Average loans
List of branches
1 Kansas Branch as of April 05, 2012
No
ID
Name
Address
Established
Service Type
Map
0
8581
Prescott State Bank
283 East Main St, Prescott, KS 66767
September 26, 1904
Full Service Brick and Mortar
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