Primary Bank in city_name, state_name - Detailed Financial Reports, Location

Primary Bank in Peterborough, New Hampshire (NH)
Show street view No street view available for this location

Primary Bank - Overview

General
FDIC Certificate #: 18016
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Granite Bank (#17992)
Federal Reserve ID: 340108
Date Established: January 01, 1859
Bank Charter Class: Savings banks, state charter, supervised by the FDIC
Offices: 10 (Interstate: No)
OTS Docket #: 7795
FDIC's unique #: 11946
Numeric code: 42
Regulator: FDIC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
FDIC Insured: Yes
Insured Savings Institution: Yes
State Chartered: Yes
Date of Deposit Insurance: July 02, 1959
Last Structure Change Effective Date: November 01, 1997
Last Structure Change Process Date: December 31, 1997
Last Data Update: December 31, 1997
Data Source Date: April 05, 2012
Location
Address: 35 Main Street, Peterborough, NH 3458
County: Hillsborough
Quarterly Banking Profile Region: New York
FDIC Geographic Region: New York
FDIC Supervisory Region: New York
FDIC Field Office: Concord
Office of the Comptroller the Currency (OCC) District: Northeast
Office of Thrift Supervision Region: Northeast
Combined Statistical Area (CSA): Boston-Worcester-Manchester, MA-RI-NH (#148)
Core Based Statistical Area (CBSA): Manchester-Nashua, NH (#31700)
CBSA Metro Statistical Area: Manchester-Nashua, NH (#31700)
Financial Summary
Total assets: $389.9 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1996)

Dollar figures in thousands
0Total employees (full-time equivalent)
$174Total assets
$427,407Cash and due from depository institutions
$12,446Interest-bearing balances
$0Securities
$161,513Federal funds sold & reverse repurchase agreements
$0Net loans & leases
$232,960Loan loss allowance
$2,577Trading account assets
$0Bank premises and fixed assets
$8,815Other real estate owned
$1,980Goodwill and other intangibles
$9,629Life insurance assets
$64All other assets
$0Total liabilities and capital
$427,407Total liabilities
$399,274Total deposits
$305,514Interest-bearing deposits
$274,100Deposits held in domestic offices
305514.00%% insured (estimated)
$98Federal funds purchased & repurchase agreements
$33,426Trading liabilities
$0Other borrowed funds
$58,499Subordinated debt
$0All other liabilities
$1,835Total equity capital
$1,835Total bank equity capital
$28,133Perpetual preferred stock
$0Common stock
$21Surplus
$16,019Undivided profits
Memoranda
$12,093Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$2,064Income earned, not collected on loans
$1,433Earning assets
$394,473Long-term assets (5+ years)
$99,202Average Assets, year-to-date
$405,060Average Assets, quarterly
$420,873Volatile liabilities
$93,255Insider loans
$1,963FHLB advances
$0Loans and leases held for sale
$0Unused loan commitments
$44,651Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$28,486Total risk weighted assets
$268,169Total unused commitments
$0Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 1996)

Dollar figures in thousands
$0Total interest income
$29,111Total interest expense
$15,400Net interest income
$13,711Provision for loan and lease losses
$722Total noninterest income
$2,720Fiduciary activities
$8Service charges on deposit accounts
$1,800Trading account gains & fees
$0Additional noninterest income
$912Total noninterest expense
$12,491Salaries and employee benefits
$5,594Premises and equipment expense
$2,091Additional noninterest expense
$4,806Pre-tax net operating income
$3,218Securities gains (losses)
-$37Applicable income taxes
-$240Income before extraordinary items
$3,421Extraordinary gains - net
$0Net income attributable to bank
$3,421Net charge-offs
$1,592Cash dividends
$0Sale, conversion, retirement of capital stock, net
$391Net operating income

Performance and Condition Ratios (December 31, 1996)

Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
7.82%Cost of funding earning assets
4.13%Net interest margin
3.68%Noninterest income to earning assets
0.73%Noninterest expense to earning assets
3.35%Net operating income to assets
0.85%Return on assets (ROA)
0.84%Pretax return on assets
0.79%Return on equity (ROE)
13.20%Retained earnings to average equity (YTD only)
13.20%Net charge-offs to loans
0.69%Credit loss provision to net charge-offs
45.35%Efficiency ratio
75,790Assets per employee
2.46%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
1.09%Loss allowance to noncurrent loans
124.85%Noncurrent assets plus other real estate owned to assets
0.95%Noncurrent loans to loans
0.88%Net loans and leases to deposits
76.25%Net loans and leases to core deposits
80.93%Equity capital to assets
6.58%Core capital (leverage) ratio
6.74%Tier 1 risk-based capital ratio
10.62%Total risk-based capital ratio
Memoranda
$12Average assets
$405,060Average earning assets
$25,925Average equity
$372,473Average loans

Primary Bank in Peterborough, New Hampshire (NH)
Overview, Financial Summary, Detailed Financial Reports, Branches

Primary Bank - Overview

Assets and Liabilities (December 31, 1996)

Income and Expense (December 31, 1996)

Performance and Condition Ratios (December 31, 1996)

Comment about this bank, ask questions, or add new information about it:

Primary Bank in Peterborough, New Hampshire (NH)Overview, Financial Summary, Detailed Financial Reports, Branches

Primary Bank - Overview

Assets and Liabilities (December 31, 1996)

Income and Expense (December 31, 1996)

Performance and Condition Ratios (December 31, 1996)

Comment about this bank, ask questions, or add new information about it:

Primary Bank in Peterborough, New Hampshire (NH)
Overview, Financial Summary, Detailed Financial Reports, Branches