ProBank in Tallahassee, Florida (FL)
Overview, Financial Summary, Detailed Financial Reports, Branches


  • ProBank in Tallahassee, Florida (FL)
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ProBank routing number info

ProBank - Overview

  • General
  • FDIC Certificate #: 58546
    Status: Active
    Federal Reserve ID: 3596380
    Bank Holding Company (Regulatory Top Holder): Pro Financial Holdings, Inc. (RSSDID: 3596399, Location: Tallahassee, FL)
    Date Established: September 05, 2007
    WWW: http://www.theprobank.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 3 (Domestic: 3, Interstate: No)
    FDIC's unique #: 455987
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: September 05, 2007
    Last Structure Change Effective Date: September 05, 2007
    Last Structure Change Process Date: August 12, 2011
    Last Data Update: August 12, 2011
    Data Source Date: April 05, 2012
  • Location
  • Address: 536 North Monroe Street, Tallahassee, FL 32301
    County: Leon
    Quarterly Banking Profile Region: Atlanta
    FDIC Geographic Region: Atlanta
    FDIC Supervisory Region: Atlanta
    FDIC Field Office: Gainesville
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Southeast
    Metropolitan Statistical Area (MSA): Tallahassee, FL (#8240)
    Core Based Statistical Area (CBSA): Tallahassee, FL (#45220)
    CBSA Metro Statistical Area: Tallahassee, FL (#45220)
  • History of Changes
  • Change in Geographic Region/Area/Territory/Field Office
  • Financial Summary
  • Total assets: $84.0 mil
    Equity capital: $2.1 mil
    Deposits held in domestic offices: $77.7 mil
    Return on assets (ROA): -4.36% (-$3.7 mil)
    Quarterly return on assets: -7.26% (-$6.1 mil)
    Return on Equity (ROE): -83.53% (-$1.7 mil)
    Quarterly return on equity: -218.41% (-$4.4 mil)
    Net income: -$3.9 mil
    Quarterly Net income: -$1.6 mil
    Pretax return on assets: -4.36% (-$3,662.8 mil)
    Quarterly Pretax return on assets: -7.26% (-$6,099.1 mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 21Total employees (full-time equivalent)
  • $84,009Total assets
  • $15,872Cash and due from depository institutions
  • $14,813Interest-bearing balances
  • $15,064Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $48,070Net loans & leases
  • $1,820Loan loss allowance
  • $0Trading account assets
  • $706Bank premises and fixed assets
  • $2,725Other real estate owned
  • $0Goodwill and other intangibles
  • $84,009Life insurance assets
  • $1,572All other assets
  • $81,953Total liabilities and capital
  • $77,736Total liabilities
  • $67,749Total deposits
  • $77,736Interest-bearing deposits
  • $85Deposits held in domestic offices
  • 86.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $4,000Trading liabilities
  • $0Other borrowed funds
  • $131Subordinated debt
  • $2,056All other liabilities
  • $2,056Total equity capital
  • $2,056Total bank equity capital
  • $0Perpetual preferred stock
  • $6,919Common stock
  • $6,919Surplus
  • $-11,782Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $2,491Income earned, not collected on loans
  • $0Earning assets
  • $314Long-term assets (5+ years)
  • $77,947Average Assets, year-to-date
  • $20,336Average Assets, quarterly
  • $88,932Volatile liabilities
  • $86,969Insider loans
  • $52,955FHLB advances
  • $89,924Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $2,169Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $2,092Restructured Loans and leases
  • $2,877Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $4,081Total interest income
  • $1,086Total interest expense
  • $2,995Net interest income
  • $2,771Provision for loan and lease losses
  • -$475Total noninterest income
  • $0Fiduciary activities
  • $131Service charges on deposit accounts
  • $0Trading account gains & fees
  • -$606Additional noninterest income
  • $3,841Total noninterest expense
  • $1,634Salaries and employee benefits
  • $758Premises and equipment expense
  • $1,449Additional noninterest expense
  • -$4,092Pre-tax net operating income
  • $219Securities gains (losses)
  • $0Applicable income taxes
  • -$3,873Income before extraordinary items
  • $0Extraordinary gains - net
  • -$3,873Net income attributable to bank
  • $0Net charge-offs
  • -$3,873Cash dividends
  • $2,233Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.95%Yield on earning assets
  • 1.32%Cost of funding earning assets
  • 3.63%Net interest margin
  • -0.58%Noninterest income to earning assets
  • 4.66%Noninterest expense to earning assets
  • -4.60%Net operating income to assets
  • -4.36%Return on assets (ROA)
  • -4.36%Pretax return on assets
  • -83.53%Return on equity (ROE)
  • -83.53%Retained earnings to average equity (YTD only)
  • 3.94%Net charge-offs to loans
  • 124.09%Credit loss provision to net charge-offs
  • -0.59%Efficiency ratio
  • 152,421Assets per employee
  • 4.00%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 3.65%Loss allowance to noncurrent loans
  • 73.06%Noncurrent assets plus other real estate owned to assets
  • 6.21%Noncurrent loans to loans
  • 4.99%Net loans and leases to deposits
  • 61.84%Net loans and leases to core deposits
  • 79.18%Equity capital to assets
  • 2.45%Core capital (leverage) ratio
  • 2.41%Tier 1 risk-based capital ratio
  • 4.10%Total risk-based capital ratio
  • Memoranda
  • $5Average assets
  • $88,932Average earning assets
  • $4,637Average equity
  • $82,403Average loans

List of branches

  • 3 Florida Branches as of April 05, 2012
    • NoIDNameAddressEstablishedService TypeMap
    0455987Probank536 North Monroe Street, Tallahassee, FL 32301September 05, 2007Full Service Brick and Mortar
    1469479Northwood Plaza Branch1812 Martin Luther King Boulevard, Tallahassee, FL 32303October 25, 2007Full Service Brick and Mortar
    2493868Killearn Branch8110 Killearn Plaza Circle Suite 101, Tallahassee, FL 32312June 01, 2009Full Service Brick and Mortar

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