FDIC Certificate #: 24501 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution:Inwood National Bank (#19080) Federal Reserve ID: 509558 Date Established: June 01, 1983 Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC Offices: 7 (Interstate: No) OTS Docket #: 15764 FDIC's unique #: 17028 Numeric code: 21 Regulator: FDIC Insurance Fund Membership: Bank Insurance Fund (BIF) Bank Insurance Fund: Yes Insured commercial Banks: Yes FDIC Insured: Yes State Chartered: Yes Date of Deposit Insurance: June 01, 1983 Last Structure Change Effective Date: May 12, 2000 Last Structure Change Process Date: June 16, 2000 Last Data Update: June 16, 2000 Data Source Date: April 05, 2012
Location
Address: 13760 Noel Road, Suite 100, Dallas, TX 75240 County: Dallas Quarterly Banking Profile Region: Dallas FDIC Geographic Region: Dallas FDIC Supervisory Region: Dallas FDIC Field Office: Dallas Office of the Comptroller the Currency (OCC) District: Southwest Office of Thrift Supervision Region: West Metropolitan Statistical Area (MSA): Dallas, TX (#1920) Consolidated Metropolitan Statistical Area (CMSA): Dallas-Fort Worth, TX (#31) Combined Statistical Area (CSA): Dallas-Fort Worth, TX (#206) Core Based Statistical Area (CBSA): Dallas-Fort Worth-Arlington, TX (#19100) CBSA Metro Statistical Area: Dallas-Fort Worth-Arlington, TX (#19100) Core Based Statistical Division: Dallas-Plano-Irving, TX (#19124)
Financial Summary
Total assets: $183.0 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 1999)
Dollar figures in thousands
67Total employees (full-time equivalent)
$189,178Total assets
$47,760Cash and due from depository institutions
$35,253Interest-bearing balances
$6,479Securities
$20,014Federal funds sold & reverse repurchase agreements
$109,859Net loans & leases
$1,483Loan loss allowance
$0Trading account assets
$2,089Bank premises and fixed assets
$938Other real estate owned
$20Goodwill and other intangibles
$0Life insurance assets
$2,019All other assets
$189,178Total liabilities and capital
$167,775Total liabilities
$166,139Total deposits
$126,517Interest-bearing deposits
$166,139Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$1,636All other liabilities
$21,403Total equity capital
$21,403Total bank equity capital
$21,403Perpetual preferred stock
$0Common stock
$14,497Surplus
$0Undivided profits
Memoranda
$6,906Noncurrent loans and leases
$22,542Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$116Earning assets
$0Long-term assets (5+ years)
$706Average Assets, year-to-date
$171,605Average Assets, quarterly
$39,172Volatile liabilities
$200,118Insider loans
$195,072FHLB advances
$14,576Loans and leases held for sale
$1,098Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$28Total risk weighted assets
$22,542Total unused commitments
$300Restructured Loans and leases
$1,483Derivatives
Income and Expense (December 31, 1999)
Dollar figures in thousands
$14,876Total interest income
$5,273Total interest expense
$9,603Net interest income
$60Provision for loan and lease losses
$1,677Total noninterest income
$0Fiduciary activities
$865Service charges on deposit accounts
$0Trading account gains & fees
$812Additional noninterest income
$6,805Total noninterest expense
$3,639Salaries and employee benefits
$1,484Premises and equipment expense
$1,682Additional noninterest expense
$4,415Pre-tax net operating income
-$444Securities gains (losses)
$1,365Applicable income taxes
$2,606Income before extraordinary items
$0Extraordinary gains - net
$2,606Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$47Sale, conversion, retirement of capital stock, net
$0Net operating income
Performance and Condition Ratios (December 31, 1999)
Dollar figures in thousands
Performance Ratios (%, annualized)
8.04%Yield on earning assets
2.85%Cost of funding earning assets
5.19%Net interest margin
0.91%Noninterest income to earning assets
3.68%Noninterest expense to earning assets
1.45%Net operating income to assets
1.30%Return on assets (ROA)
1.98%Pretax return on assets
13.06%Return on equity (ROE)
13.06%Retained earnings to average equity (YTD only)
0.04%Net charge-offs to loans
127.66%Credit loss provision to net charge-offs
95.21%Efficiency ratio
60,115Assets per employee
2.82%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
1.33%Loss allowance to noncurrent loans
1278.45%Noncurrent assets plus other real estate owned to assets
0.56%Noncurrent loans to loans
0.10%Net loans and leases to deposits
66.12%Net loans and leases to core deposits
72.48%Equity capital to assets
11.31%Core capital (leverage) ratio
10.93%Tier 1 risk-based capital ratio
17.23%Total risk-based capital ratio
Memoranda
$18Average assets
$200,118Average earning assets
$19,953Average equity
$184,933Average loans
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