Quarry City Savings and Loan Association - Overview
General
FDIC Certificate #: 28776 Status: Active Federal Reserve ID: 634973 Date Established: January 01, 1890 Trust Powers Granted: No Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS) Offices: 1 (Domestic: 1, Interstate: No) OTS Docket #: 2338 FDIC's unique #: 41610 Numeric code: 36 Regulator: FDIC Insurance Fund Membership: Deposit Insurance Fund (DIF) FDIC Insured: Yes Insured Savings Institution: Yes Deposit Insurance Fund member: Yes Ownership Type: Non-Stock FFIEC Call Report 31 Filer: No State Chartered: Yes Subchapter S Corporations: No Asset Concentration Hierarchy: Commercial Lending Specialization Date of Deposit Insurance: October 19, 1953 Last Structure Change Effective Date: November 21, 2011 Last Structure Change Process Date: November 21, 2011 Last Data Update: November 21, 2011 Data Source Date: April 05, 2012
Location
Address: 713 Pca Road, Warrensburg, MO 64093 County: Johnson Quarterly Banking Profile Region: Kansas City FDIC Geographic Region: Kansas City FDIC Supervisory Region: Kansas City FDIC Field Office: Kansas City Office of the Comptroller the Currency (OCC) District: Midwest Office of Thrift Supervision Region: West Combined Statistical Area (CSA): Kansas City-Overland Park-Kansas City, MO-KS (#312) Core Based Statistical Area (CBSA): Warrensburg, MO (#47660) CBSA Micro Statistical Area: Yes
Financial Summary
Total assets: $39.8 mil Equity capital: $4.1 mil Deposits held in domestic offices: $35.7 mil Return on assets (ROA): 0.65% ($0.3 mil) Quarterly return on assets: 1.12% ($0.4 mil) Return on Equity (ROE): 6.89% ($0.3 mil) Quarterly return on equity: 11.33% ($0.5 mil) Net income: $0.3 mil Quarterly Net income: $0.1 mil Pretax return on assets: 1.04% ($414.1 mil) Quarterly Pretax return on assets: 1.08% ($430.0 mil)
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2011)
Dollar figures in thousands
9Total employees (full-time equivalent)
$39,818Total assets
$8,805Cash and due from depository institutions
$8,679Interest-bearing balances
$0Securities
$0Federal funds sold & reverse repurchase agreements
$28,652Net loans & leases
$372Loan loss allowance
$0Trading account assets
$1,247Bank premises and fixed assets
$517Other real estate owned
$224Goodwill and other intangibles
$39,821Life insurance assets
$373All other assets
$35,739Total liabilities and capital
$35,694Total liabilities
$34,764Total deposits
$35,694Interest-bearing deposits
$100Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$45Subordinated debt
$4,082All other liabilities
$4,082Total equity capital
$4,082Total bank equity capital
$0Perpetual preferred stock
$0Common stock
$0Surplus
$4,082Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$128Income earned, not collected on loans
$0Earning assets
$224Long-term assets (5+ years)
$37,331Average Assets, year-to-date
$0Average Assets, quarterly
$41,985Volatile liabilities
$40,735Insider loans
$25,778FHLB advances
$39,818Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$4,082Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$1,974Restructured Loans and leases
$412Derivatives
Income and Expense (December 31, 2011)
Dollar figures in thousands
$2,056Total interest income
$549Total interest expense
$1,507Net interest income
$91Provision for loan and lease losses
$29Total noninterest income
$0Fiduciary activities
$0Service charges on deposit accounts
$0Trading account gains & fees
$29Additional noninterest income
$1,246Total noninterest expense
$788Salaries and employee benefits
$174Premises and equipment expense
$284Additional noninterest expense
$199Pre-tax net operating income
$236Securities gains (losses)
$162Applicable income taxes
$273Income before extraordinary items
$0Extraordinary gains - net
$273Net income attributable to bank
$0Net charge-offs
$273Cash dividends
$90Sale, conversion, retirement of capital stock, net
$0Net operating income
Performance and Condition Ratios (December 31, 2011)
Dollar figures in thousands
Performance Ratios (%, annualized)
5.18%Yield on earning assets
1.38%Cost of funding earning assets
3.80%Net interest margin
0.07%Noninterest income to earning assets
3.14%Noninterest expense to earning assets
0.29%Net operating income to assets
0.65%Return on assets (ROA)
1.04%Pretax return on assets
6.89%Return on equity (ROE)
6.89%Retained earnings to average equity (YTD only)
0.28%Net charge-offs to loans
101.11%Credit loss provision to net charge-offs
3.22%Efficiency ratio
80,664Assets per employee
4.42%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
1.28%Loss allowance to noncurrent loans
290.63%Noncurrent assets plus other real estate owned to assets
1.62%Noncurrent loans to loans
0.44%Net loans and leases to deposits
80.27%Net loans and leases to core deposits
80.85%Equity capital to assets
10.25%Core capital (leverage) ratio
10.25%Tier 1 risk-based capital ratio
15.84%Total risk-based capital ratio
Memoranda
$17Average assets
$41,985Average earning assets
$3,960Average equity
$39,698Average loans
List of branches
1 Missouri Branch as of April 05, 2012
No
ID
Name
Address
Established
Service Type
Map
0
41610
Quarry City Savings And Loan Associa
713 Pca Road, Warrensburg, MO 64093
January 01, 1890
Full Service Brick and Mortar
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