Red River Valley Bank in city_name, state_name - Detailed Financial Reports, Location

Red River Valley Bank in Bossier City, Louisiana (LA)
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Red River Valley Bank - Overview

General
FDIC Certificate #: 20982
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Bank One, Louisiana, National Association (#4306)
Federal Reserve ID: 729954
Date Established: March 15, 1973
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 5 (Interstate: No)
FDIC's unique #: 14489
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: March 15, 1973
Last Structure Change Effective Date: August 25, 1994
Last Structure Change Process Date: September 06, 1994
Last Data Update: September 06, 1994
Data Source Date: April 05, 2012
Location
Address: 1935 Airline Drive, Bossier City, LA 71171
County: Bossier
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Shreveport
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: Western
Metropolitan Statistical Area (MSA): Shreveport-Bossier City, LA (#7680)
Combined Statistical Area (CSA): Shreveport-Bossier City-Minden, LA (#508)
Core Based Statistical Area (CBSA): Shreveport-Bossier City, LA (#43340)
CBSA Metro Statistical Area: Shreveport-Bossier City, LA (#43340)
Financial Summary
Total assets: $141.2 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1993)

Dollar figures in thousands
0Total employees (full-time equivalent)
$72Total assets
$137,923Cash and due from depository institutions
$4,362Interest-bearing balances
$100Securities
$60,648Federal funds sold & reverse repurchase agreements
$11,483Net loans & leases
$55,418Loan loss allowance
$1,199Trading account assets
$0Bank premises and fixed assets
$2,708Other real estate owned
$1,379Goodwill and other intangibles
$1,925Life insurance assets
$0All other assets
$0Total liabilities and capital
$137,923Total liabilities
$124,047Total deposits
$121,897Interest-bearing deposits
$100,776Deposits held in domestic offices
121897.00%% insured (estimated)
$87Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$891Subordinated debt
$0All other liabilities
$1,259Total equity capital
$1,259Total bank equity capital
$13,876Perpetual preferred stock
$0Common stock
$560Surplus
$4,940Undivided profits
Memoranda
$8,376Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$1,537Income earned, not collected on loans
$272Earning assets
$127,649Long-term assets (5+ years)
$9,439Average Assets, year-to-date
$137,539Average Assets, quarterly
$138,705Volatile liabilities
$15,000Insider loans
$2,758FHLB advances
$0Loans and leases held for sale
$0Unused loan commitments
$3,872Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$13,876Total risk weighted assets
$70,327Total unused commitments
$0Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 1993)

Dollar figures in thousands
$0Total interest income
$9,114Total interest expense
$3,326Net interest income
$5,788Provision for loan and lease losses
$0Total noninterest income
$1,069Fiduciary activities
$0Service charges on deposit accounts
$835Trading account gains & fees
$0Additional noninterest income
$234Total noninterest expense
$3,983Salaries and employee benefits
$2,016Premises and equipment expense
$714Additional noninterest expense
$1,253Pre-tax net operating income
$2,874Securities gains (losses)
$82Applicable income taxes
$930Income before extraordinary items
$2,026Extraordinary gains - net
$0Net income attributable to bank
$2,026Net charge-offs
$47Cash dividends
$406Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 1993)

Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
7.17%Cost of funding earning assets
2.62%Net interest margin
4.56%Noninterest income to earning assets
0.84%Noninterest expense to earning assets
3.13%Net operating income to assets
1.43%Return on assets (ROA)
1.47%Pretax return on assets
2.15%Return on equity (ROE)
15.44%Retained earnings to average equity (YTD only)
12.35%Net charge-offs to loans
0.08%Credit loss provision to net charge-offs
0.00%Efficiency ratio
58,087Assets per employee
1.92%Cash dividends to net income (YTD only)
Condition Ratios (%)
20.04%Loss allowance to loans
2.12%Loss allowance to noncurrent loans
78.01%Noncurrent assets plus other real estate owned to assets
2.11%Noncurrent loans to loans
2.71%Net loans and leases to deposits
45.46%Net loans and leases to core deposits
51.41%Equity capital to assets
10.06%Core capital (leverage) ratio
9.91%Tier 1 risk-based capital ratio
19.73%Total risk-based capital ratio
Memoranda
$21Average assets
$137,539Average earning assets
$13,122Average equity
$127,061Average loans

Red River Valley Bank in Bossier City, Louisiana (LA)
Overview, Financial Summary, Detailed Financial Reports, Branches

Red River Valley Bank - Overview

Assets and Liabilities (December 31, 1993)

Income and Expense (December 31, 1993)

Performance and Condition Ratios (December 31, 1993)

Comment about this bank, ask questions, or add new information about it:

Red River Valley Bank in Bossier City, Louisiana (LA)Overview, Financial Summary, Detailed Financial Reports, Branches

Red River Valley Bank - Overview

Assets and Liabilities (December 31, 1993)

Income and Expense (December 31, 1993)

Performance and Condition Ratios (December 31, 1993)

Comment about this bank, ask questions, or add new information about it:

Red River Valley Bank in Bossier City, Louisiana (LA)
Overview, Financial Summary, Detailed Financial Reports, Branches