Regent Thrift and Loan Association in San Francisco, California (CA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of September 17, 1993

  • Regent Thrift and Loan Association in San Francisco, California (CA)
  • Show street view No street view available for this location

Regent Thrift and Loan Association - Overview

  • General
  • FDIC Certificate #: 27174
    Status: Inactive
    Closing history: Corrections
    Acquiring institution: Metropolitan Bank (#25869)
    Federal Reserve ID: 1169379
    Date Established: Febuary 16, 1988
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Interstate: No)
    FDIC's unique #: 39009
    Numeric code: 23
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: Febuary 16, 1988
    Last Structure Change Effective Date: September 17, 1993
    Last Structure Change Process Date: September 20, 1993
    Last Data Update: September 20, 1993
    Data Source Date: April 05, 2012
  • Location
  • Address: 1351-1355 Powell Street, San Francisco, CA 94133
    County: San Francisco
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: San Francisco
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): San Francisco, CA (#7360)
    Consolidated Metropolitan Statistical Area (CMSA): San Francisco-Oakland-San Jose, CA (#84)
    Combined Statistical Area (CSA): San Jose-San Francisco-Oakland, CA (#488)
    Core Based Statistical Area (CBSA): San Francisco-Oakland-Fremont, CA (#41860)
    CBSA Metro Statistical Area: San Francisco-Oakland-Fremont, CA (#41860)
    Core Based Statistical Division: San Francisco-San Mateo-Redwood City, CA (#41884)
  • History of Changes
  • Absorption - Assisted
    Corrections
  • Financial Summary
  • Total assets: $35.8 mil

Assets and Liabilities (December 31, 1992)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $9Total assets
  • $21,769Cash and due from depository institutions
  • $447Interest-bearing balances
  • $18Securities
  • $324Federal funds sold & reverse repurchase agreements
  • $200Net loans & leases
  • $20,279Loan loss allowance
  • $369Trading account assets
  • $0Bank premises and fixed assets
  • $67Other real estate owned
  • $343Goodwill and other intangibles
  • $109Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $21,769Total liabilities
  • $21,262Total deposits
  • $7,385Interest-bearing deposits
  • $7,385Deposits held in domestic offices
  • 7385.00%% insured (estimated)
  • $100Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $13,785Subordinated debt
  • $0All other liabilities
  • $92Total equity capital
  • $92Total bank equity capital
  • $507Perpetual preferred stock
  • $0Common stock
  • $900Surplus
  • $1,031Undivided profits
  • Memoranda
  • $-1,424Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $340Income earned, not collected on loans
  • $46Earning assets
  • $20,821Long-term assets (5+ years)
  • $13,243Average Assets, year-to-date
  • $10,390Average Assets, quarterly
  • $14,848Volatile liabilities
  • $14,285Insider loans
  • $0FHLB advances
  • $0Loans and leases held for sale
  • $16,430Unused loan commitments
  • $1,722Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $507Total risk weighted assets
  • $12,615Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1992)

  • Dollar figures in thousands
  • $0Total interest income
  • $1,002Total interest expense
  • $630Net interest income
  • $372Provision for loan and lease losses
  • $291Total noninterest income
  • $397Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $0Additional noninterest income
  • $397Total noninterest expense
  • $836Salaries and employee benefits
  • $233Premises and equipment expense
  • $130Additional noninterest expense
  • $473Pre-tax net operating income
  • -$358Securities gains (losses)
  • $0Applicable income taxes
  • $1Income before extraordinary items
  • -$359Extraordinary gains - net
  • $0Net income attributable to bank
  • -$359Net charge-offs
  • $0Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1992)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 10.32%Cost of funding earning assets
  • 6.49%Net interest margin
  • 3.83%Noninterest income to earning assets
  • 4.09%Noninterest expense to earning assets
  • 8.61%Net operating income to assets
  • -3.46%Return on assets (ROA)
  • -3.46%Pretax return on assets
  • -3.45%Return on equity (ROE)
  • -44.75%Retained earnings to average equity (YTD only)
  • -44.75%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 108,713Assets per employee
  • 2.42%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.79%Loss allowance to noncurrent loans
  • 108.53%Noncurrent assets plus other real estate owned to assets
  • 3.14%Noncurrent loans to loans
  • 1.65%Net loans and leases to deposits
  • 274.60%Net loans and leases to core deposits
  • 294.54%Equity capital to assets
  • 2.33%Core capital (leverage) ratio
  • 2.34%Tier 1 risk-based capital ratio
  • 4.02%Total risk-based capital ratio
  • Memoranda
  • $5Average assets
  • $10,390Average earning assets
  • $802Average equity
  • $9,708Average loans

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