Regions Bank of Florida in city_name, state_name - Detailed Financial Reports, Location

Regions Bank of Florida in Pensacola, Florida (FL)
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Regions Bank of Florida - Overview

General
FDIC Certificate #: 18114
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Regions Bank (#12368)
Federal Reserve ID: 260934
Date Established: December 01, 1959
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 43 (Interstate: No)
FDIC's unique #: 12036
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
Oakar Institutions: Yes
State Chartered: Yes
Date of Deposit Insurance: December 01, 1959
Last Structure Change Effective Date: September 26, 1997
Last Structure Change Process Date: October 07, 1997
Last Data Update: October 07, 1997
Data Source Date: April 05, 2012
Location
Address: 50 Beverly Parkway, Pensacola, FL 32505
County: Escambia
Quarterly Banking Profile Region: Atlanta
FDIC Geographic Region: Atlanta
FDIC Supervisory Region: Atlanta
FDIC Field Office: Pensacola
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: Southeast
Metropolitan Statistical Area (MSA): Pensacola, FL (#6080)
Core Based Statistical Area (CBSA): Pensacola-Ferry Pass-Brent, FL (#37860)
CBSA Metro Statistical Area: Pensacola-Ferry Pass-Brent, FL (#37860)
Financial Summary
Total assets: $914.5 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1996)

Dollar figures in thousands
0Total employees (full-time equivalent)
$246Total assets
$574,190Cash and due from depository institutions
$21,106Interest-bearing balances
$0Securities
$133,461Federal funds sold & reverse repurchase agreements
$25,830Net loans & leases
$371,605Loan loss allowance
$5,121Trading account assets
$0Bank premises and fixed assets
$9,208Other real estate owned
$1,461Goodwill and other intangibles
$10,697Life insurance assets
$822All other assets
$0Total liabilities and capital
$574,190Total liabilities
$519,504Total deposits
$512,939Interest-bearing deposits
$423,635Deposits held in domestic offices
512939.00%% insured (estimated)
$89Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$0All other liabilities
$6,565Total equity capital
$6,565Total bank equity capital
$54,686Perpetual preferred stock
$0Common stock
$1,050Surplus
$13,990Undivided profits
Memoranda
$39,646Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$4,023Income earned, not collected on loans
$2,364Earning assets
$530,896Long-term assets (5+ years)
$88,775Average Assets, year-to-date
$577,936Average Assets, quarterly
$571,332Volatile liabilities
$43,477Insider loans
$78FHLB advances
$0Loans and leases held for sale
$0Unused loan commitments
$69,277Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$53,808Total risk weighted assets
$382,450Total unused commitments
$0Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 1996)

Dollar figures in thousands
$0Total interest income
$49,340Total interest expense
$19,452Net interest income
$29,888Provision for loan and lease losses
$205Total noninterest income
$4,067Fiduciary activities
$328Service charges on deposit accounts
$2,772Trading account gains & fees
$0Additional noninterest income
$967Total noninterest expense
$18,547Salaries and employee benefits
$6,592Premises and equipment expense
$2,153Additional noninterest expense
$9,802Pre-tax net operating income
$15,203Securities gains (losses)
-$15Applicable income taxes
$5,739Income before extraordinary items
$9,449Extraordinary gains - net
$0Net income attributable to bank
$9,449Net charge-offs
$899Cash dividends
$15,000Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 1996)

Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
9.12%Cost of funding earning assets
3.60%Net interest margin
5.53%Noninterest income to earning assets
0.75%Noninterest expense to earning assets
3.43%Net operating income to assets
1.64%Return on assets (ROA)
1.63%Pretax return on assets
2.63%Return on equity (ROE)
15.92%Retained earnings to average equity (YTD only)
-9.35%Net charge-offs to loans
0.24%Credit loss provision to net charge-offs
22.80%Efficiency ratio
54,425Assets per employee
2.33%Cash dividends to net income (YTD only)
Condition Ratios (%)
158.75%Loss allowance to loans
1.36%Loss allowance to noncurrent loans
127.29%Noncurrent assets plus other real estate owned to assets
0.96%Noncurrent loans to loans
1.07%Net loans and leases to deposits
72.45%Net loans and leases to core deposits
79.16%Equity capital to assets
9.52%Core capital (leverage) ratio
9.50%Tier 1 risk-based capital ratio
14.07%Total risk-based capital ratio
Memoranda
$15Average assets
$577,936Average earning assets
$59,338Average equity
$540,946Average loans

Regions Bank of Florida in Pensacola, Florida (FL)
Overview, Financial Summary, Detailed Financial Reports, Branches

Regions Bank of Florida - Overview

Assets and Liabilities (December 31, 1996)

Income and Expense (December 31, 1996)

Performance and Condition Ratios (December 31, 1996)

Comment about this bank, ask questions, or add new information about it:

Regions Bank of Florida in Pensacola, Florida (FL)Overview, Financial Summary, Detailed Financial Reports, Branches

Regions Bank of Florida - Overview

Assets and Liabilities (December 31, 1996)

Income and Expense (December 31, 1996)

Performance and Condition Ratios (December 31, 1996)

Comment about this bank, ask questions, or add new information about it:

Regions Bank of Florida in Pensacola, Florida (FL)
Overview, Financial Summary, Detailed Financial Reports, Branches