Regions Bank of Louisiana in city_name, state_name - Detailed Financial Reports, Location

Regions Bank of Louisiana in Baton Rouge, Louisiana (LA)
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Regions Bank of Louisiana - Overview

General
FDIC Certificate #: 28098
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Regions Bank (#12368)
Federal Reserve ID: 657972
Date Established: January 01, 1925
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 66 (Interstate: No)
OTS Docket #: 896
FDIC's unique #: 40932
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
SAIF Insured: Yes
Oakar Institutions: Yes
State Chartered: Yes
Date of Deposit Insurance: August 30, 1939
Last Structure Change Effective Date: December 31, 1997
Last Structure Change Process Date: January 21, 1998
Last Data Update: January 21, 1998
Data Source Date: April 05, 2012
Location
Address: 5353 Essen Lane, Suite 150, Baton Rouge, LA 70809
County: East Baton Rouge
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Atlanta
FDIC Field Office: Baton Rouge
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: Western
Metropolitan Statistical Area (MSA): Baton Rouge, LA (#760)
Combined Statistical Area (CSA): Baton Rouge-Pierre Part, LA (#132)
Core Based Statistical Area (CBSA): Baton Rouge, LA (#12940)
CBSA Metro Statistical Area: Baton Rouge, LA (#12940)
Financial Summary
Total assets: $2,264.2 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1996)

Dollar figures in thousands
0Total employees (full-time equivalent)
$880Total assets
$2,155,428Cash and due from depository institutions
$90,379Interest-bearing balances
$160Securities
$338,579Federal funds sold & reverse repurchase agreements
$24,850Net loans & leases
$1,618,355Loan loss allowance
$21,047Trading account assets
$0Bank premises and fixed assets
$37,019Other real estate owned
$351Goodwill and other intangibles
$41,964Life insurance assets
$3,931All other assets
$0Total liabilities and capital
$2,155,428Total liabilities
$1,933,690Total deposits
$1,820,186Interest-bearing deposits
$1,523,546Deposits held in domestic offices
1820186.00%% insured (estimated)
$86Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$93,011Subordinated debt
$0All other liabilities
$20,493Total equity capital
$20,493Total bank equity capital
$221,738Perpetual preferred stock
$0Common stock
$500Surplus
$68,620Undivided profits
Memoranda
$152,618Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$19,407Income earned, not collected on loans
$9,833Earning assets
$1,981,944Long-term assets (5+ years)
$756,285Average Assets, year-to-date
$2,106,158Average Assets, quarterly
$2,182,559Volatile liabilities
$196,731Insider loans
$179FHLB advances
$0Loans and leases held for sale
$0Unused loan commitments
$184,620Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$214,018Total risk weighted assets
$1,478,899Total unused commitments
$0Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 1996)

Dollar figures in thousands
$0Total interest income
$158,663Total interest expense
$76,884Net interest income
$81,779Provision for loan and lease losses
$4,467Total noninterest income
$13,259Fiduciary activities
$2,393Service charges on deposit accounts
$7,411Trading account gains & fees
$0Additional noninterest income
$3,455Total noninterest expense
$65,634Salaries and employee benefits
$24,159Premises and equipment expense
$7,773Additional noninterest expense
$33,702Pre-tax net operating income
$24,937Securities gains (losses)
$128Applicable income taxes
$6,519Income before extraordinary items
$18,546Extraordinary gains - net
$0Net income attributable to bank
$18,546Net charge-offs
$4,722Cash dividends
$20,000Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 1996)

Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
8.24%Cost of funding earning assets
3.99%Net interest margin
4.25%Noninterest income to earning assets
0.69%Noninterest expense to earning assets
3.41%Net operating income to assets
0.88%Return on assets (ROA)
0.88%Pretax return on assets
1.19%Return on equity (ROE)
8.91%Retained earnings to average equity (YTD only)
-0.70%Net charge-offs to loans
0.31%Credit loss provision to net charge-offs
94.60%Efficiency ratio
68,641Assets per employee
2.45%Cash dividends to net income (YTD only)
Condition Ratios (%)
107.84%Loss allowance to loans
1.28%Loss allowance to noncurrent loans
108.45%Noncurrent assets plus other real estate owned to assets
0.92%Noncurrent loans to loans
1.18%Net loans and leases to deposits
88.91%Net loans and leases to core deposits
97.24%Equity capital to assets
10.29%Core capital (leverage) ratio
10.04%Tier 1 risk-based capital ratio
14.47%Total risk-based capital ratio
Memoranda
$16Average assets
$2,106,158Average earning assets
$208,041Average equity
$1,925,625Average loans

Regions Bank of Louisiana in Baton Rouge, Louisiana (LA)
Overview, Financial Summary, Detailed Financial Reports, Branches

Regions Bank of Louisiana - Overview

Assets and Liabilities (December 31, 1996)

Income and Expense (December 31, 1996)

Performance and Condition Ratios (December 31, 1996)

Comment about this bank, ask questions, or add new information about it:

Regions Bank of Louisiana in Baton Rouge, Louisiana (LA)Overview, Financial Summary, Detailed Financial Reports, Branches

Regions Bank of Louisiana - Overview

Assets and Liabilities (December 31, 1996)

Income and Expense (December 31, 1996)

Performance and Condition Ratios (December 31, 1996)

Comment about this bank, ask questions, or add new information about it:

Regions Bank of Louisiana in Baton Rouge, Louisiana (LA)
Overview, Financial Summary, Detailed Financial Reports, Branches