Republic Savings Bank in Pepper Pike, Ohio (OH)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of January 01, 1999

  • Republic Savings Bank in Pepper Pike, Ohio (OH)
  • Show street view No street view available for this location

Republic Savings Bank - Overview

  • General
  • FDIC Certificate #: 28640
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Republic Bank (#20001)
    Federal Reserve ID: 494373
    Date Established: January 01, 1920
    Bank Charter Class: Savings banks, state charter, supervised by the FDIC
    Offices: 11 (Interstate: No)
    OTS Docket #: 2015
    FDIC's unique #: 41474
    Numeric code: 41
    Regulator: FDIC
    Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
    FDIC Insured: Yes
    SAIF Insured: Yes
    Insured Savings Institution: Yes
    Oakar Institutions: Yes
    State Chartered: Yes
    Date of Deposit Insurance: October 10, 1936
    Last Structure Change Effective Date: January 01, 1999
    Last Structure Change Process Date: January 08, 1999
    Last Data Update: January 08, 1999
    Data Source Date: April 05, 2012
  • Location
  • Address: 29225 Chagrin Boulevard, Pepper Pike, OH 44122
    County: Cuyahoga
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Columbus
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Cleveland-Lorain-Elyria, OH (#1680)
    Consolidated Metropolitan Statistical Area (CMSA): Cleveland-Akron, OH (#28)
    Combined Statistical Area (CSA): Cleveland-Akron-Elyria, OH (#184)
    Core Based Statistical Area (CBSA): Cleveland-Elyria-Mentor, OH (#17460)
    CBSA Metro Statistical Area: Cleveland-Elyria-Mentor, OH (#17460)
  • Financial Summary
  • Total assets: $551.8 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1998)

  • Dollar figures in thousands
  • 243Total employees (full-time equivalent)
  • $551,827Total assets
  • $6,968Cash and due from depository institutions
  • $3,678Interest-bearing balances
  • $14,487Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $519,191Net loans & leases
  • $3,253Loan loss allowance
  • $0Trading account assets
  • $3,786Bank premises and fixed assets
  • $424Other real estate owned
  • $1,493Goodwill and other intangibles
  • $0Life insurance assets
  • $5,478All other assets
  • $551,827Total liabilities and capital
  • $511,065Total liabilities
  • $342,159Total deposits
  • $327,786Interest-bearing deposits
  • $342,159Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $61,000Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $99,700Other borrowed funds
  • $2,500Subordinated debt
  • $5,706All other liabilities
  • $40,762Total equity capital
  • $40,762Total bank equity capital
  • $40,762Perpetual preferred stock
  • $0Common stock
  • $2,000Surplus
  • $7,554Undivided profits
  • Memoranda
  • $31,208Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $5,360Earning assets
  • $138Long-term assets (5+ years)
  • $3,204Average Assets, year-to-date
  • $537,356Average Assets, quarterly
  • $161,073Volatile liabilities
  • $529,620Insider loans
  • $530,378FHLB advances
  • $111,308Loans and leases held for sale
  • $540Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $45,649Total risk weighted assets
  • $66,705Total unused commitments
  • $0Restructured Loans and leases
  • $372,809Derivatives

Income and Expense (December 31, 1998)

  • Dollar figures in thousands
  • $41,390Total interest income
  • $25,345Total interest expense
  • $16,045Net interest income
  • $1,400Provision for loan and lease losses
  • $14,776Total noninterest income
  • $0Fiduciary activities
  • $553Service charges on deposit accounts
  • $0Trading account gains & fees
  • $14,223Additional noninterest income
  • $19,972Total noninterest expense
  • $12,657Salaries and employee benefits
  • $2,253Premises and equipment expense
  • $5,062Additional noninterest expense
  • $9,449Pre-tax net operating income
  • -$71Securities gains (losses)
  • $3,317Applicable income taxes
  • $6,061Income before extraordinary items
  • $0Extraordinary gains - net
  • $6,061Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $592Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1998)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 8.03%Yield on earning assets
  • 4.91%Cost of funding earning assets
  • 3.11%Net interest margin
  • 2.87%Noninterest income to earning assets
  • 3.87%Noninterest expense to earning assets
  • 1.15%Net operating income to assets
  • 1.14%Return on assets (ROA)
  • 1.77%Pretax return on assets
  • 16.09%Return on equity (ROE)
  • 16.09%Retained earnings to average equity (YTD only)
  • 0.12%Net charge-offs to loans
  • 236.49%Credit loss provision to net charge-offs
  • 18.33%Efficiency ratio
  • 64,427Assets per employee
  • 2.27%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 0.62%Loss allowance to noncurrent loans
  • 60.69%Noncurrent assets plus other real estate owned to assets
  • 1.05%Noncurrent loans to loans
  • 1.03%Net loans and leases to deposits
  • 151.74%Net loans and leases to core deposits
  • 167.72%Equity capital to assets
  • 7.39%Core capital (leverage) ratio
  • 7.25%Tier 1 risk-based capital ratio
  • 10.54%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $529,620Average earning assets
  • $37,680Average equity
  • $515,715Average loans

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