FDIC Certificate #: 19438 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution:Illinois National Bank (#3664) Federal Reserve ID: 996840 Date Established: June 01, 1965 Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC Offices: 1 (Interstate: No) FDIC's unique #: 13239 Numeric code: 21 Regulator: FDIC Insurance Fund Membership: Bank Insurance Fund (BIF) Bank Insurance Fund: Yes Insured commercial Banks: Yes FDIC Insured: Yes State Chartered: Yes Date of Deposit Insurance: June 01, 1965 Last Structure Change Effective Date: October 29, 2004 Last Structure Change Process Date: November 29, 2004 Last Data Update: November 29, 2004 Data Source Date: April 05, 2012
Location
Address: 409 North Seventh Street, Riverton, IL 62561 County: Sangamon Quarterly Banking Profile Region: Chicago FDIC Geographic Region: Chicago FDIC Supervisory Region: Chicago FDIC Field Office: Springfield Il Office of the Comptroller the Currency (OCC) District: Central Office of Thrift Supervision Region: Central Metropolitan Statistical Area (MSA): Springfield, IL (#7880) Core Based Statistical Area (CBSA): Springfield, IL (#44100) CBSA Metro Statistical Area: Springfield, IL (#44100)
Financial Summary
Total assets: $33.9 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2003)
Dollar figures in thousands
12Total employees (full-time equivalent)
$33,041Total assets
$1,480Cash and due from depository institutions
$372Interest-bearing balances
$12,507Securities
$1,277Federal funds sold & reverse repurchase agreements
$17,128Net loans & leases
$87Loan loss allowance
$0Trading account assets
$327Bank premises and fixed assets
$0Other real estate owned
$0Goodwill and other intangibles
$0Life insurance assets
$322All other assets
$33,041Total liabilities and capital
$30,008Total liabilities
$29,943Total deposits
$25,984Interest-bearing deposits
$29,943Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$65All other liabilities
$3,033Total equity capital
$3,033Total bank equity capital
$3,033Perpetual preferred stock
$0Common stock
$400Surplus
$850Undivided profits
Memoranda
$1,783Noncurrent loans and leases
$689Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$1Earning assets
$0Long-term assets (5+ years)
$245Average Assets, year-to-date
$31,284Average Assets, quarterly
$14,531Volatile liabilities
$32,937Insider loans
$33,921FHLB advances
$2,213Loans and leases held for sale
$230Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$689Total unused commitments
$0Restructured Loans and leases
$87Derivatives
Income and Expense (December 31, 2003)
Dollar figures in thousands
$1,487Total interest income
$615Total interest expense
$872Net interest income
$0Provision for loan and lease losses
$87Total noninterest income
$0Fiduciary activities
$42Service charges on deposit accounts
$0Trading account gains & fees
$45Additional noninterest income
$695Total noninterest expense
$353Salaries and employee benefits
$88Premises and equipment expense
$254Additional noninterest expense
$264Pre-tax net operating income
$10Securities gains (losses)
$48Applicable income taxes
$226Income before extraordinary items
$0Extraordinary gains - net
$226Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$8Sale, conversion, retirement of capital stock, net
$160Net operating income
Performance and Condition Ratios (December 31, 2003)
Dollar figures in thousands
Performance Ratios (%, annualized)
4.74%Yield on earning assets
1.96%Cost of funding earning assets
2.78%Net interest margin
0.28%Noninterest income to earning assets
2.22%Noninterest expense to earning assets
0.66%Net operating income to assets
0.69%Return on assets (ROA)
0.83%Pretax return on assets
7.27%Return on equity (ROE)
2.12%Retained earnings to average equity (YTD only)
0.04%Net charge-offs to loans
0.00%Credit loss provision to net charge-offs
33.00%Efficiency ratio
72,471Assets per employee
2.75%Cash dividends to net income (YTD only)
Condition Ratios (%)
70.80%Loss allowance to loans
0.51%Loss allowance to noncurrent loans
8700.00%Noncurrent assets plus other real estate owned to assets
0.00%Noncurrent loans to loans
0.01%Net loans and leases to deposits
57.20%Net loans and leases to core deposits
61.77%Equity capital to assets
9.18%Core capital (leverage) ratio
9.33%Tier 1 risk-based capital ratio
20.77%Total risk-based capital ratio
Memoranda
$21Average assets
$32,937Average earning assets
$3,107Average equity
$31,375Average loans
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