Riverway Bank in Houston, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of Febuary 25, 2002

  • Riverway Bank in Houston, Texas (TX)
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Riverway Bank - Overview

  • General
  • FDIC Certificate #: 24337
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Texas State Bank (#23346)
    Federal Reserve ID: 839152
    Date Established: January 18, 1983
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Interstate: No)
    OTS Docket #: 9381
    FDIC's unique #: 16930
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 18, 1983
    Last Structure Change Effective Date: Febuary 25, 2002
    Last Structure Change Process Date: March 21, 2002
    Last Data Update: March 21, 2002
    Data Source Date: April 05, 2012
  • Location
  • Address: Five Riverway, Houston, TX 77056
    County: Harris
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Houston
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Houston, TX (#3360)
    Consolidated Metropolitan Statistical Area (CMSA): Houston-Galveston-Brazoria, TX (#42)
    Combined Statistical Area (CSA): Houston-Baytown-Huntsville, TX (#288)
    Core Based Statistical Area (CBSA): Houston-Sugar Land-Baytown, TX (#26420)
    CBSA Metro Statistical Area: Houston-Sugar Land-Baytown, TX (#26420)
  • Financial Summary
  • Total assets: $691.5 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2001)

  • Dollar figures in thousands
  • 117Total employees (full-time equivalent)
  • $691,541Total assets
  • $9,963Cash and due from depository institutions
  • $698Interest-bearing balances
  • $182,954Securities
  • $1,461Federal funds sold & reverse repurchase agreements
  • $446,884Net loans & leases
  • $4,151Loan loss allowance
  • $0Trading account assets
  • $3,776Bank premises and fixed assets
  • $0Other real estate owned
  • $13,047Goodwill and other intangibles
  • $0Life insurance assets
  • $33,456All other assets
  • $691,541Total liabilities and capital
  • $652,144Total liabilities
  • $522,046Total deposits
  • $457,034Interest-bearing deposits
  • $522,046Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $30,650Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $96,831Other borrowed funds
  • $0Subordinated debt
  • $2,617All other liabilities
  • $39,397Total equity capital
  • $39,397Total bank equity capital
  • $39,397Perpetual preferred stock
  • $0Common stock
  • $5,718Surplus
  • $28,282Undivided profits
  • Memoranda
  • $5,397Noncurrent loans and leases
  • $27,221Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $1,187Earning assets
  • $269Long-term assets (5+ years)
  • $3,552Average Assets, year-to-date
  • $631,997Average Assets, quarterly
  • $219,140Volatile liabilities
  • $639,342Insider loans
  • $672,803FHLB advances
  • $181,189Loans and leases held for sale
  • $1,214Unused loan commitments
  • $55,200Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $105,037Total risk weighted assets
  • $27,221Total unused commitments
  • $0Restructured Loans and leases
  • $4,151Derivatives

Income and Expense (December 31, 2001)

  • Dollar figures in thousands
  • $44,894Total interest income
  • $25,948Total interest expense
  • $18,946Net interest income
  • $1,456Provision for loan and lease losses
  • -$516Total noninterest income
  • $0Fiduciary activities
  • $269Service charges on deposit accounts
  • $0Trading account gains & fees
  • -$785Additional noninterest income
  • $12,289Total noninterest expense
  • $5,203Salaries and employee benefits
  • $1,257Premises and equipment expense
  • $5,829Additional noninterest expense
  • $4,685Pre-tax net operating income
  • -$519Securities gains (losses)
  • $1,320Applicable income taxes
  • $2,846Income before extraordinary items
  • $0Extraordinary gains - net
  • $2,846Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $1,460Sale, conversion, retirement of capital stock, net
  • $1,350Net operating income

Performance and Condition Ratios (December 31, 2001)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.46%Yield on earning assets
  • 4.31%Cost of funding earning assets
  • 3.15%Net interest margin
  • -0.09%Noninterest income to earning assets
  • 2.04%Noninterest expense to earning assets
  • 0.50%Net operating income to assets
  • 0.45%Return on assets (ROA)
  • 0.65%Pretax return on assets
  • 7.69%Return on equity (ROE)
  • 4.04%Retained earnings to average equity (YTD only)
  • 0.37%Net charge-offs to loans
  • 99.73%Credit loss provision to net charge-offs
  • 4.21%Efficiency ratio
  • 66,679Assets per employee
  • 5.91%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 47.43%Loss allowance to loans
  • 0.92%Loss allowance to noncurrent loans
  • 349.71%Noncurrent assets plus other real estate owned to assets
  • 0.17%Noncurrent loans to loans
  • 0.26%Net loans and leases to deposits
  • 85.60%Net loans and leases to core deposits
  • 104.33%Equity capital to assets
  • 5.70%Core capital (leverage) ratio
  • 5.64%Tier 1 risk-based capital ratio
  • 9.47%Total risk-based capital ratio
  • Memoranda
  • $10Average assets
  • $639,342Average earning assets
  • $37,026Average equity
  • $601,460Average loans

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